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Secure an equity release product tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:
When you choose a mortgage broker like us, you’re not just exploring your equity release options – you’re partnering with a dedicated team to support you every step of the way.
Here’s how we make securing a mortgage simple and stress-free:
Our Customers Love Us
3,500+ 5 Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Our team is on hand to provide support and advice whenever you need it.
Get started with expert advice at no cost to you.
Trusted specialists adhering to the highest industry standards.
Our priority is finding the best mortgage to suit your needs.
Transparent guidance you can rely on, every step of the way.
Access a wide range of deals to suit your individual circumstances.
Expertise and knowledge to guide you through any situation.
Support at every stage of your mortgage journey, from application to completion.
Equity release allows homeowners aged 55 and over to unlock some of the value tied up in their property without the need to sell or move.
This can provide a lump sum, a regular income, or both, depending on the product chosen.
The most common forms of equity release are lifetime mortgages and home reversion plans, which are repaid when the property is sold, usually after you pass away or move into long-term care.
Equity release has grown in popularity due to rising property values, the need for financial flexibility in later life, and improved product offerings.
Modern equity release plans often include features like fixed interest rates, inheritance protection, and flexible repayment options, making them more appealing and suitable for a wider range of circumstances.
Equity release could be a suitable option if you want to access funds for retirement, home improvements, or supporting loved ones, and prefer to remain in your home.
However, it’s not the right choice for everyone, as it can reduce the value of your estate and affect eligibility for means-tested benefits.
A mortgage broker like us can help you explore whether it aligns with your financial goals and provide tailored advice.
Equity release is safe when taken out through lenders approved by the Equity Release Council.
These plans come with guarantees, such as the no negative equity guarantee, which ensures you’ll never owe more than the value of your home.
With the support of a mortgage broker like us, you can confidently navigate the process and choose a secure option from a trusted provider.
The cost of equity release depends on the interest rate, setup fees, and the terms of the plan.
While interest rates are typically higher than standard mortgages, they are often fixed for life.
Additional costs may include legal fees and valuation charges.
A mortgage broker like us can help you understand the full costs involved and find a plan that offers value for your specific circumstances.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk