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Equity Release

Speak with a equity release specialist – It’s Free!

  • Release Tax-Free Capital
  • Purchase a New Home
  • Repay a Mortgage
  • Bad Credit/Debt Consolidation
  • Anything Else?

Please complete the form accurately so that we can get a better picture of your financial situation.

Equity Release

Speak with a equity release specialist – It’s Free!

  • Release Tax-Free Capital
  • Purchase a New Home
  • Repay a Mortgage
  • Bad Credit/Debt Consolidation
  • Anything Else?

Please complete the form accurately so that we can get a better picture of your financial situation.

Can I release equity from my property?

Secure an equity release product tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:

  • Personalised advice to match your age, income, and long-term financial plans
  • Access to specialist lenders and options that might not be available through mainstream providers
  • Clear and dedicated assistance, helping you navigate the process with ease and confidence

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Our 5-Star Service

When you choose a mortgage broker like us, you’re not just exploring your equity release options – you’re partnering with a dedicated team to support you every step of the way.

Here’s how we make securing a mortgage simple and stress-free:

  • Free, no-obligation initial consultation, tailored to your circumstances
  • Efficient and flexible solutions, designed to fit your financial goals
  • Support available 7 days a week, ensuring help is always at hand
  • Specialist advice for unique or complex situations

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Our Customers Love Us

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Reasons to Choose UK Moneyman

Available 7 days a week!

Our team is on hand to provide support and advice whenever you need it.

Free mortgage appointment

Get started with expert advice at no cost to you.

We're proud members of the Equity Release Council!

Trusted specialists adhering to the highest industry standards.

We work for you!

Our priority is finding the best mortgage to suit your needs.

Open & honest mortgage advice

Transparent guidance you can rely on, every step of the way.

1000s of mortgage options.

Access a wide range of deals to suit your individual circumstances.

Over 20+ years experience

Expertise and knowledge to guide you through any situation.

Here from start to finish

Support at every stage of your mortgage journey, from application to completion.

We Search 1000s of Mortgages

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FAQs

What is equity release?

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Equity release allows homeowners aged 55 and over to unlock some of the value tied up in their property without the need to sell or move.

This can provide a lump sum, a regular income, or both, depending on the product chosen.

The most common forms of equity release are lifetime mortgages and home reversion plans, which are repaid when the property is sold, usually after you pass away or move into long-term care.

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Why is equity release more popular now?

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Equity release has grown in popularity due to rising property values, the need for financial flexibility in later life, and improved product offerings.

Modern equity release plans often include features like fixed interest rates, inheritance protection, and flexible repayment options, making them more appealing and suitable for a wider range of circumstances.

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Is equity release right for me?

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Equity release could be a suitable option if you want to access funds for retirement, home improvements, or supporting loved ones, and prefer to remain in your home.

However, it’s not the right choice for everyone, as it can reduce the value of your estate and affect eligibility for means-tested benefits.

A mortgage broker like us can help you explore whether it aligns with your financial goals and provide tailored advice.

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Is equity release safe?

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Equity release is safe when taken out through lenders approved by the Equity Release Council.

These plans come with guarantees, such as the no negative equity guarantee, which ensures you’ll never owe more than the value of your home.

With the support of a mortgage broker like us, you can confidently navigate the process and choose a secure option from a trusted provider.

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How much does equity release cost?

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The cost of equity release depends on the interest rate, setup fees, and the terms of the plan.

While interest rates are typically higher than standard mortgages, they are often fixed for life.

Additional costs may include legal fees and valuation charges.

A mortgage broker like us can help you understand the full costs involved and find a plan that offers value for your specific circumstances.

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk