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Mortgage Options For Over 60s

Speak with an over 60s mortgage advisor – It’s Free!

  • Purchase & Equity Release
  • Home Improvements/Adaptions
  • Repaying a Mortgage
  • Bad Credit/Debt Consolidation
  • It’s Complicated?

Please complete the form accurately so that we can get a better picture of your financial situation.

Mortgage Options For Over 60s

Speak with an over 60s mortgage advisor – It’s Free!

  • Purchase & Equity Release
  • Home Improvements/Adaptions
  • Repaying a Mortgage
  • Bad Credit/Debt Consolidation
  • It’s Complicated?

Please complete the form accurately so that we can get a better picture of your financial situation.

Can I get a mortgage over 60?

Secure a mortgage over 60 tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:

  • Personalised advice to match your age, income, and long-term financial plans
  • Access to specialist lenders and options that might not be available through mainstream providers
  • Clear and dedicated assistance, helping you navigate the process with ease and confidence

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Our 5-Star Service

When you choose a mortgage broker like us, you’re not just exploring mortgage options over 60 – you’re partnering with a dedicated team to support you every step of the way.

Here’s how we make securing a mortgage simple and stress-free:

  • Free, no-obligation initial consultation, tailored to your circumstances
  • Efficient and flexible solutions, designed to fit your financial goals
  • Support available 7 days a week, ensuring help is always at hand
  • Specialist advice for unique or complex situations

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Our Customers Love Us

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Reasons to Choose UK Moneyman

Available 7 days a week!

Our team is on hand to provide support and advice whenever you need it.

Free mortgage appointment

Get started with expert advice at no cost to you.

We're proud members of the Equity Release Council!

Trusted specialists adhering to the highest industry standards.

We work for you!

Our priority is finding the best mortgage to suit your needs.

Open & honest mortgage advice

Transparent guidance you can rely on, every step of the way.

1000s of mortgage options.

Access a wide range of deals to suit your individual circumstances.

Over 20+ years experience

Expertise and knowledge to guide you through any situation.

Here from start to finish

Support at every stage of your mortgage journey, from application to completion.

We Search 1000s of Mortgages

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FAQs

Is it too late to buy a house over 60? 

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It’s never too late to buy a house, even over 60.

Many lenders offer mortgage products specifically designed for older borrowers, taking into account factors such as retirement income and financial stability.

A mortgage broker like us can help you explore tailored options that align with your goals, whether you’re looking to downsize, move closer to family, or make a lifestyle change.

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What is the age limit when getting a mortgage?

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Age limits for mortgages vary depending on the lender, but many will lend to borrowers up to 75 or even 85, provided the mortgage is repaid by a certain age.

Some specialist lenders don’t have strict upper age limits, focusing instead on your income and repayment capacity.

A mortgage broker like us can help identify lenders that are flexible with age criteria.

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Is the mortgage application process the same for over 60s?

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While the core process remains the same, lenders often place additional emphasis on your income and financial plans in retirement.

You may need to provide evidence of pension income, savings, or investments.

A mortgage broker like us can guide you through the process, ensuring it’s as straightforward and stress-free as possible.

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Why is it difficult getting a mortgage over 60?

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Getting a mortgage over 60 can be challenging due to concerns about income stability in retirement or the shorter loan term available.

Lenders may scrutinise your affordability more closely, however, with a mortgage broker’s support, you can access specialist lenders and products designed to accommodate these circumstances.

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How much can I borrow over 60?

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The amount you can borrow over 60 depends on factors such as your income, pension provisions, savings, and overall financial situation.

Lenders may also consider the term of the loan and your ability to repay.

A mortgage broker can help you understand your borrowing capacity and connect you with lenders offering suitable options.

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk