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Secure a mortgage over 60 tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:
When you choose a mortgage broker like us, you’re not just exploring mortgage options over 60 – you’re partnering with a dedicated team to support you every step of the way.
Here’s how we make securing a mortgage simple and stress-free:
Our Customers Love Us
2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Our team is on hand to provide support and advice whenever you need it.
Get started with expert advice at no cost to you.
Trusted specialists adhering to the highest industry standards.
Our priority is finding the best mortgage to suit your needs.
Transparent guidance you can rely on, every step of the way.
Access a wide range of deals to suit your individual circumstances.
Expertise and knowledge to guide you through any situation.
Support at every stage of your mortgage journey, from application to completion.
It’s never too late to buy a house, even over 60.
Many lenders offer mortgage products specifically designed for older borrowers, taking into account factors such as retirement income and financial stability.
A mortgage broker like us can help you explore tailored options that align with your goals, whether you’re looking to downsize, move closer to family, or make a lifestyle change.
Age limits for mortgages vary depending on the lender, but many will lend to borrowers up to 75 or even 85, provided the mortgage is repaid by a certain age.
Some specialist lenders don’t have strict upper age limits, focusing instead on your income and repayment capacity.
A mortgage broker like us can help identify lenders that are flexible with age criteria.
While the core process remains the same, lenders often place additional emphasis on your income and financial plans in retirement.
You may need to provide evidence of pension income, savings, or investments.
A mortgage broker like us can guide you through the process, ensuring it’s as straightforward and stress-free as possible.
Getting a mortgage over 60 can be challenging due to concerns about income stability in retirement or the shorter loan term available.
Lenders may scrutinise your affordability more closely, however, with a mortgage broker’s support, you can access specialist lenders and products designed to accommodate these circumstances.
The amount you can borrow over 60 depends on factors such as your income, pension provisions, savings, and overall financial situation.
Lenders may also consider the term of the loan and your ability to repay.
A mortgage broker can help you understand your borrowing capacity and connect you with lenders offering suitable options.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk