It's Free to Speak to an Advisor, 7 days, 8am - 10pm
7 days, 8am-10pm
Secure a home reversion plan over 50 tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:
When you choose a mortgage broker like us, you’re not just exploring home reversion plans for the over 50s – you’re partnering with a dedicated team to support you every step of the way.
Here’s how we make securing a mortgage simple and stress-free:
Our Customers Love Us
3,500+ 5 Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Our team is on hand to provide support and advice whenever you need it.
Get started with expert advice at no cost to you.
Trusted specialists adhering to the highest industry standards.
Our priority is finding the best mortgage to suit your needs.
Transparent guidance you can rely on, every step of the way.
Access a wide range of deals to suit your individual circumstances.
Expertise and knowledge to guide you through any situation.
Support at every stage of your mortgage journey, from application to completion.
A home reversion plan is a type of equity release product where you sell all or part of your property to a provider in exchange for a lump sum, regular payments, or a combination of both.
In return, you retain the right to live in your home rent-free for the rest of your life or until you move into long-term care, with the property being sold upon your departure.
Home reversion involves selling a share or all of your home to a home reversion provider.
In exchange, you receive a cash payment or regular income. While you no longer fully own the property, you have the right to remain in it until you pass away or move into care.
This option is often chosen by those looking to release equity while ensuring they have a place to live.
Yes, with a home reversion plan, you can sell a portion of your home instead of the entire property.
This allows you to release equity while retaining some ownership, giving you a share of any future increases in the property’s value.
The percentage sold will determine how much equity you release and how much remains in your estate.
It is possible to move home after taking out a home reversion plan, but it will depend on the terms of your agreement.
Most providers allow you to transfer the plan to a new property, provided it meets their criteria.
A mortgage broker like us can help you understand your options and guide you through the process of moving home with a home reversion plan.
Yes, bad credit is typically not a barrier to getting a home reversion plan.
Since you are selling a share of your property, credit history is less relevant compared to other financial products.
However, a mortgage broker like us can review your circumstances and help you find a provider offering the most suitable terms.
Home reversion plans are generally available to individuals aged 55 or older, though some providers set the minimum age at 60.
The percentage of the property value you can release increases with age, making these plans more suitable for those in later life.
A mortgage broker like us can help you find a provider that aligns with your age and needs.
Regulatory Information
UK Moneyman Limited is Registered in England, No. 6789312 | Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.
Should you have cause to complain and you are not satisfied with our response to your complaint, you may be able to refer it
to the Financial Ombudsman Service, which can be contacted as follows
The Financial Ombudsman Service, Exchange Tower, London, E14 9SR
www.financial-ombudsman.org.uk