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Remortgage For Over 60s

Speak with a remortgage specialist – It’s Free!

  • Purchase & Equity Release
  • Home Improvements/Adaptions
  • Repaying a Mortgage
  • Bad Credit/Debt Consolidation
  • It’s Complicated?

Please complete the form accurately so that we can get a better picture of your financial situation.

Remortgage For Over 60s

Speak with a remortgage specialist – It’s Free!

  • Purchase & Equity Release
  • Home Improvements/Adaptions
  • Repaying a Mortgage
  • Bad Credit/Debt Consolidation
  • It’s Complicated?

Please complete the form accurately so that we can get a better picture of your financial situation.

Can I remortgage over 60?

Secure a remortgage product tailored to your needs and aspirations. A mortgage broker can provide invaluable support by offering:

  • Personalised advice to match your age, income, and long-term financial plans
  • Access to specialist lenders and options that might not be available through mainstream providers
  • Clear and dedicated assistance, helping you navigate the process with ease and confidence

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Our 5-Star Service

When you choose a mortgage broker like us, you’re not just exploring your remortgage options – you’re partnering with a dedicated team to support you every step of the way.

Here’s how we make remortgaging simple and stress-free:

  • Free, no-obligation initial consultation, tailored to your circumstances
  • Efficient and flexible solutions, designed to fit your financial goals
  • Support available 7 days a week, ensuring help is always at hand
  • Specialist advice for unique or complex situations

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Reasons to Choose UK Moneyman

Available 7 days a week!

Our team is on hand to provide support and advice whenever you need it.

Free remortgage review

Get started with expert advice at no cost to you.

We're proud members of the Equity Release Council!

Trusted specialists adhering to the highest industry standards.

We work for you!

Our priority is finding the best mortgage to suit your needs.

Open & honest mortgage advice

Transparent guidance you can rely on, every step of the way.

1000s of remortgage options.

Access a wide range of deals to suit your individual circumstances.

Over 20+ years experience

Expertise and knowledge to guide you through any situation.

Here from start to finish

Support at every stage of your mortgage journey, from application to completion.

We Search 1000s of Remortgages

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FAQs

Can I remortgage over 60?

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Yes, remortgaging over 60 is achievable.

Many lenders now offer mortgage products designed specifically for individuals in later life, considering factors like pension income and financial goals.

Whether you’re looking to consolidate debts, release equity, or secure a better interest rate, there are flexible solutions tailored to your needs.

It’s always worth speaking to an experienced mortgage broker to explore your options and find the right deal.

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What are the benefits of a remortgage?

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Remortgaging can offer significant advantages, such as reducing your monthly repayments by switching to a better interest rate or unlocking equity for home improvements or other financial goals.

It can also provide an opportunity to consolidate debts into one manageable payment.

A tailored remortgage deal ensures you continue to make the most of your property and financial situation.

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When should I look to remortgage?

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The best time to remortgage is typically before your current deal ends, avoiding a move to your lender’s standard variable rate, which is often higher.

Additionally, life events like retirement planning or needing funds for major expenses could also signal it’s time to review your mortgage.

Seeking advice in advance can help you navigate the options and secure the right deal at the right time.

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Is there an age limit to remortgage?

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While some lenders may have upper age limits, many now offer later-life lending options tailored for borrowers in their 50s, 60s, and beyond.

Products like retirement interest-only mortgages or equity release schemes cater specifically to older homeowners, making it possible to access funds or secure a better deal.

A mortgage broker can guide you to lenders with terms suited to your circumstances.

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Can I remortgage with bad credit?

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Remortgaging with bad credit can be challenging, but it’s not impossible.

Specialist lenders often provide options for those with adverse credit histories, including missed payments or defaults.

While rates may be higher, a broker experienced in bad credit mortgages can help find a solution that fits your situation and financial goals.

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Why should I use a mortgage broker for a remortgage?

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A mortgage broker can simplify the remortgaging process by comparing a wide range of deals and tailoring their recommendations to your needs.

They have access to specialist lenders and products that may not be available directly to borrowers.

Their expertise ensures you find the most suitable deal while saving time and effort navigating the complexities of the mortgage market​​​​.

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Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

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