With the constant rising of house prices, first time buyers are struggling to save up for their deposit, forcing parents to help out.
Yes, you can get a mortgage over 40 years old. This does, however, depend on your situation.
In this transcript Malcolm and Mortgage Advisor Wayne are here to discuss the Help to Buy Equity Loan Scheme.
We can give you an idea of how much you are allowed to borrow.
You may be able to remortgage your current property and increase the total amount you borrow to pay off the entire equity loan.
Making overpayments on your mortgage can cut the length of your loan and the amount of interest you'll pay.
It can be easier for a landlord to sell to their tenant than to the open market so they end up giving the tenant the first refusal
Right to Buy is a government scheme that allows eligible tenants in England to purchase their property from the council for a discounted price.
The good thing about making an offer on a property is that it's entirely risk-free.
We can help portfolio landlords, limited companies, those looking at HMOs, and even first time buyer and first time landlords.
The Great Recession or 'Credit Crunch' changed the industry in terms of lending criteria as well as the ban of self cert mortgages.
There are lots of different things to think about before you move home, one of them is the costs involved.
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