Whether you’re a first time buyer, moving home, remortgaging or interested in buy to let, our team of experienced mortgage advisors in Newton Abbot are here to help.
We’ll guide you through the process, offering tailored mortgage advice that suits your personal circumstances.
With access to a wide range of deals, we aim to find the right mortgage for you, making the journey as straightforward as possible.
Speak to a trusted mortgage broker in Newton Abbot today and let us support you every step of the way.
Our Customers Rate us 4.9/5
Our friendly team is here to answer your questions, offer personalised mortgage advice, and help you find the right deal for your situation.
Whether you’re just starting out or ready to move forward, getting expert guidance doesn’t cost a thing.
Let us make the mortgage process easier for you, get in touch and book your free mortgage appointment today.
Appointments 7 Days a Week
Whether you’ve had credit issues, are self employed, or your circumstances don’t fit the standard criteria, our experienced mortgage advisors in Newton Abbot are here to help.
We understand that every situation is unique, and we’ll work hard to find a mortgage deal that suits your needs.
As a trusted mortgage broker in Newton Abbot, we’ll guide you through the process with clear, straightforward advice to help make things less stressful.
Explore 1000s of Mortgage Options
Our Customers Love Us
3,500+ 5 Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Looking to buy your first home in Newton Abbot? Taking that first step onto the property ladder is an exciting milestone, but it can also feel a bit overwhelming with so much to consider.
That’s where we come in. Our team of experienced mortgage advisors in Newton Abbot are here to support you from start to finish, offering personalised first time buyer mortgage advice tailored to your unique situation.
We’ll help you understand how much you can borrow, explain the different types of mortgages available, and search through a wide range of deals to find one that suits your needs.
As a trusted mortgage broker in Newton Abbot, we’ll handle the paperwork, deal with lenders on your behalf and keep you updated at every stage, making the process as straightforward and stress-free as possible.
Thinking about moving home in Newton Abbot? Whether you’re upsizing, downsizing, or simply looking for a fresh start, our team of mortgage advisors in Newton Abbot are here to make the process smoother for you.
Moving home comes with its own set of challenges, from managing your current mortgage to securing the right deal for your new property. We’ll take the stress out of it by offering expert mortgage advice tailored to your situation.
As a trusted mortgage broker in Newton Abbot, we’ll help you understand your options, whether that’s porting your current mortgage or finding a new deal that better suits your needs.
We’ll handle the paperwork, liaise with lenders, and keep everything moving along so you can focus on planning your next chapter.
Thinking about remortgaging in Newton Abbot? Whether your current deal is coming to an end, you’re looking to secure a better rate, release equity or consolidate debt, our team of mortgage advisors in Newton Abbot are here to help.
We’ll review your current mortgage, assess your options, and search through a wide range of deals to find one that suits your needs.
As an experienced mortgage broker in Newton Abbot, we’ll handle the paperwork, deal with lenders on your behalf, and guide you through the process from start to finish.
Looking for a buy to let mortgage in Newton Abbot? Whether you’re a first-time landlord or expanding your property portfolio, our team of mortgage advisors in Newton Abbot are here to help.
The buy to let market can be complex, with different lender criteria, deposit requirements, and tax considerations to think about. We’ll guide you through the process, offering tailored mortgage advice based on your investment goals.
As an experienced mortgage broker in Newton Abbot, we’ll search through a wide range of buy to let deals to find one that suits your needs, handle the paperwork, and liaise with lenders to make the process as smooth as possible.
Whether you’re investing for long-term growth or rental income, we’re here to support you every step of the way.
Want to learn about the different mortgage schemes available? Understanding your options can make a big difference when it comes to finding the right mortgage for your needs.
Whether you’re a first time buyer, moving home, or looking to remortgage, our team of mortgage advisors in Newton Abbot can guide you through the various schemes that might be available to you.
From Shared Ownership to Right to Buy, there are different options designed to help people in specific situations.
As an experienced mortgage broker in Newton Abbot, we’ll explain how each scheme works, the eligibility criteria, and how they could benefit you.
Are you self employed and looking for a mortgage in Newton Abbot?
Securing a mortgage when you’re self employed can feel more challenging, but with the right support, it doesn’t have to be. Our team of mortgage advisors in Newton Abbot have plenty of experience helping self employed applicants, whether you’re a sole trader, contractor, or company director.
We understand how lenders assess income differently for self employed individuals, and we’ll guide you through what documents you’ll need, such as tax calculations, SA302s, and business accounts.
As a trusted mortgage broker in Newton Abbot, we’ll search a wide range of deals to find one that fits your unique circumstances, making the process as smooth and stress-free as possible.
Are you looking for a mortgage over 55 in Newton Abbot? As you get older, finding the right mortgage can feel a bit more complex, but there are plenty of options available to suit your needs.
Whether you’re looking to move home, remortgage or release equity from your property, our team of mortgage advisors in Newton Abbot are here to help.
We’ll take the time to understand your circumstances and recommend mortgage products that work for you, including later life mortgages, retirement interest-only (RIO) options or standard mortgages with flexible criteria.
As your mortgage broker in Newton Abbot, we’ll guide you through the process, explain everything in clear, simple terms, and help you secure a deal that supports your financial goals for the future.
Wondering if you can get a mortgage with bad credit in Newton Abbot? While having a poor credit history can make securing a mortgage more challenging, it doesn’t mean it’s impossible.
Our team offers expert mortgage advice in Newton Abbot, helping people with a range of credit issues, including missed payments, defaults, CCJs, and even past bankruptcies.
We’ll take the time to understand your situation, review your credit history, and guide you towards lenders who are more flexible with their criteria.
Need a bridging loan in Newton Abbot? Whether you’re buying a new property before selling your current one, securing a property at auction or funding a renovation project, a bridging loan can offer the fast, flexible financing you need.
These short-term loans are designed to help when timing is tight, but navigating the options can be tricky without the right support.
As a mortgage broker in Newton Abbot, we will take the time to understand your situation, explain how bridging loans work, and help you find a deal that fits your needs.
We’re here when you need us, offering expert mortgage advice in Newton Abbot every day of the week.
Book a free appointment with one of our friendly mortgage advisors in Newton Abbot, with no obligation.
You’ll have a dedicated case manager by your side to keep things on track from start to finish.
Our priority is you. We work for you, not the lender, to find the mortgage that suits your needs.
We’re proud to deliver a responsive, 5-star service, backed by excellent customer reviews.
With access to thousands of mortgage deals, we’ll help you find the right one for your circumstances.
Benefit from over 20 years of mortgage industry experience, with expert advice you can trust.
We’ll support you at every stage of the mortgage process, making it as smooth and stress-free as possible.
The amount you can borrow for a mortgage in Newton Abbot depends on several factors, including your income, outgoings, credit history, and the lender’s specific criteria.
Most lenders will offer around 4 to 4.5 times your annual income, though this can vary based on your financial situation.
If you want a quick answer to how much you can borrow, feel free to use our How Much Can I Borrow Calculator.
Speaking to our mortgage advisors in Newton Abbot can help you get an accurate idea of how much you could borrow based on your unique circumstances.
The size of the deposit you’ll need usually depends on the type of mortgage you’re applying for and the lender’s requirements.
Typically, a minimum deposit of 5% of the property’s value is required for most standard mortgages.
However, if you can put down a larger deposit, such as 10% or 15%, you may have access to better interest rates.
For a buy to let mortgage in Newton Abbot, lenders often require a deposit of at least 20% to 25%.
The mortgage process in Newton Abbot can take anywhere from a few weeks to a couple of months, depending on various factors.
Once you’ve had your mortgage appointment, you need to secure your agreement in principle. Our team can arrange this for you within within 24 hours.
After you submit your full mortgage application, it typically takes 2-6 weeks to receive a formal mortgage offer.
The legal process (conveyancing) can take longer, especially if there are delays with property chains or paperwork.
Yes, you can get a mortgage in Newton Abbot if you’re self employed, though the process might involve a bit more paperwork.
Lenders will want to see proof of your income, usually through tax returns, SA302s, and business accounts covering the past two years.
Some lenders are more flexible and may consider just one year’s accounts, depending on your situation.
Our mortgage advisors in Newton Abbot can help you find lenders who specialise in self employed mortgages.
A fixed-rate mortgage means your interest rate stays the same for a set period, usually between 2 to 5 years, which can help you budget with predictable monthly payments.
A variable-rate mortgage, on the other hand, can change over time based on the lender’s standard variable rate (SVR) or the Bank of England’s base rate.
This means your payments could go up or down. Choosing the right option depends on your financial goals and how much flexibility you need.
While it’s not a legal requirement to use a mortgage advisor, having expert mortgage advice in Newton Abbot can make the process much easier.
A mortgage advisor can help you understand your options, recommend suitable products, and search the market for the best deals.
They’ll also handle the paperwork, liaise with lenders, and guide you through the entire process, saving you time and reducing stress.
When applying for a mortgage in Newton Abbot, you’ll need to provide several documents to support your application
These typically include proof of identity (passport or driving licence), proof of address (utility bills or bank statements), proof of income (payslips, tax returns, or business accounts if self employed), and bank statements showing your recent financial activity.
Having these documents ready can help speed up the process.
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