Right to Buy Mortgages Brighton

Providing right to buy mortgage advice in Brighton to those looking to purchase their rental property from their local authority.

Reviews IO Logo

Read our 255 Reviews

Reviews Logo

Purchase Your council house under the Right to Buy Scheme in Brighton.

If you are a local authority tenant you may be eligible for a Right to Buy mortgage in Brighton, allowing you to purchase the council or housing association home you’re currently living in, at a discounted price.

The purchase price is calculated by applying a discount from the open market value, and the percentage discount you receive is determined by how long you have been renting from a local authority.

So long as you have been living in a local authority property for at least 3 years, which does not have to be consecutive (you could live in a local authority property for 1 year, move into private accommodation for 5 years and then back into a local authority property for another 2 years), you may still be eligible for the Right to Buy Scheme.

Get Started
Video BG One Video BG Two
Service Icon

Expert Right to Buy mortgage advice in Brighton.

You may be able to borrow more money on a Right to Buy mortgage in Brighton, however, you’ll need to speak to your lender.

Even if you have bad credit, it’s still may be possible to get a Right to Buy mortgage. Bad credit is a term used if you have a low credit score. We do have guides on different ways you can improve your credit score, before applying for a Right to Buy mortgage in Brighton.

Mortgage lenders will look at your credit history when you apply for a Right to Buy mortgage. Issues like CCJs or defaults will be a concern to a lender. They’ll then look at the circumstances around your credit issues, like how much money was involved and how long ago it took place.

It's worth speaking to a mortgage broker in Brighton to help you find a suitable mortgage, solicitors and survey as and when required. Book your free mortgage appointment online to speak with one of our mortgage advisors in Brighton today.

Apply Now

Right to Buy Mortgages in Brighton FAQs

Does the Right to Buy Scheme in Brighton still exist?

Accorion Arrow

Originally being introduced back in the 80’s the UK Right to Buy Scheme is still very much alive and well for tenants living in Brighton who wish to buy their council home at a discount.

The scheme has undergone changes since then, with schemes existing in various local authority areas across the nation that may allow tenants to use Right to Buy with housing associations too. Thousands of tenants over the years have taken advantage of the Right to Buy Scheme in Brighton to become homeowners.

What is the process of a Right to Buy in Brighton?

Accorion Arrow

To obtain a Right to Buy in Brighton, you need to know if you are eligible which is done by requesting an application form via the local authority.

When the local authority has received this, they'll soon get back to you with the property price and the discount that is to be applied.

During your initial free mortgage appointment, our mortgage advisors in Brighton will work with you to check eligibility and sum up your potential mortgage costs and match you with the deals suitable for you!

Throughout the process, we will be there to help by advising solicitors and property surveys when applicable.

Do you need a deposit for a Right to Buy in Brighton?

Accorion Arrow

Most lenders will accept the right to buy discount as your deposit, although some will not. It is still worth remembering that you may need to have some of your own money saved for any fees that are incurred.

Can my children buy my council home for me?

Accorion Arrow

Any family member can buy your council home, providing they have been signed onto the tenancy for at least 1 year. If you are married or have a civil partner, providing they already live with you, they can also have tenancy transferred to them.

At that point, they would be eligible for the Right to Buy scheme in that home, however, the name would be in there's, not yours.

Can you buy your council house in Brighton if you’re on benefits?

Accorion Arrow

Being on any form of benefits will not change your legal Right to Buy eligibility, however any lender will need to make sure you are able to afford your monthly mortgage repayments.

One thing that may be affected is your ability to receive certain benefits, such as Housing Benefit, which cannot be received if you are a homeowner.

Why use a mortgage broker in Brighton to help me get a right to buy mortgage?

Accorion Arrow

A mortgage broker in Brighton like us can search 1000's of right to buy deals to find you the most suitable mortgage for your circumstances. Book your free mortgage appointment online to speak to a mortgage advisor in Brighton today.

8 Reasons to choose UK Moneyman in Brighton

Providing expert Right to Buy mortgage advice in Brighton from early until late, 7 days a week!

We have the flexibility to work around your personal life, with appointments at times that are best suited to you.

Book in your free mortgage appointment, at no cost to you!

There are no hidden fees, nor fees up front. We are only paid upon successfully helping you.

You'll receive support from your very own dedicated case manager, who will be with you ever step of the way.

You will have consistency throughout your service, dealing with the same friendly familiar faces, they'll be happy to answer any questions.

Customer are the heart of this company, we always have your back!

Some people can find process a bit daunting when using the right to buy scheme in Brighton, transitioning from home renter to homeowner. We'll be here to guide you through the process.

Jargon-free insurance advice in Brighton for protecting your family with the appropriate insurances.

Your mortgage advisor in Brighton will recommend the most suitable insurance products to make sure you can stay in your home, should you become seriously unwell or unable to work.

We'll search through 1000s of potential buy to let deals in Brighton.

Your mortgage advisor in Brighton will search the market for the cheapest, most suitable deal for you and your aspirations!

We have a lot of knowledge of the right to buy schemes in Brighton

Over the years, we have worked hard to help many customers in similar situations. It's likely we will have come across a circumstance like yours!

Your mortgage advisor in Brighton will be with you throughout your journey

Perks of going to a mortgage broker in Brighton is that we can help recommend property surveys and conveyancing solicitors. We will make sure you are supported all throughout your mortgage journey, right until the end.

Our Customers Love Us

Reviews Stars4.97 Rating255 Reviews

We search 1000s of right the buy mortgage deals in Brighton

Accord Mortgages
Aldermore Mortgage Lender
Beverley Building Society
Bluestone Mortgage Advice
BM Solutions Mortgages
Chorley Building Society
Coventry Building Society
Darlington Building Society
The Family Building Society
Fleet Mortgages
Foundation Home Loans & Mortgages
Halifax Mortgage Advice
HSBC Mortgage Advisors
Kensington Mortgages
Kent Reliance Property Loans & Mortgages
Keystone Property Finance & Mortgages
Leeds Building Society
The Mortgage Works
The Mortgage Lender
Nationwide Building Society
Natwest Mortgage Advice
Newcastle Building Society
Paragon Mortgages
Pepper Money
Precise Mortgages
Principality Building Society
Santander Mortgages
Mortgage Advice - Mortgage Broker
Scottish Widows Mortgages
Skipton Building Society
Teachers Building Society
Together Mortgages
TSB Mortgages
Fly on a pink flower
Virgin Money & Mortgages
Vida Homeloans & Mortgages

UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

Tools & Guides

UK Moneyman Accord Arrow
Facebook Image Twitter Image Instagram Image YouTube Image LinkedIn Image SpotifyImage
Enquire Online Enquire Online
We use cookies to enhance your customer experience. More detailsGot It