As a mortgage broker in Dover, we understand that buying your first home can be overwhelming. That’s why we offer tailored mortgage advice specifically for first time buyers in Dover. We have access to 1000s of first time buyer mortgage options featuring products from both high street and specialist lenders. If you are utilising a government scheme, we can also help you find the perfect mortgage to go with it!
Don’t let the process overwhelm you, we are here to support and guide you every step of the way. Book an appointment with us now to start your journey towards owning your first home in Dover.
Book OnlineOne advantage of being a first time buyer in Dover is the lack of involvement in property chains, which can make negotiating a better price easier. However, it’s important to have an agreement in principle (AIP) in place before starting your property search. Our team can arrange an AIP for you within 24 hours of your free mortgage consultation, which you can now book online.
Don’t navigate the complex world of mortgages on your own – let us, as experienced mortgage brokers in Dover, guide you through your entire mortgage journey. With our extensive network of lenders, we can help you secure your first mortgage and turn your dream of homeownership into a reality.
If you are taking out your first mortgage, yes you are a first time buyer! Being a first time buyer in Dover should be nothing to be overwhelmed by, our team are here to assist you every step of the way.
Our experienced mortgage advisors in Dover will provide personalised recommendations for mortgage options that align with your unique situation. We have been working in the industry for over 20 years now and have managed to help many first time buyers through their mortgage journey; you could be next!
When it comes to buying your first home in Dover, most mortgage lenders will require a minimum deposit of 5% of the purchase price. However, it is worth considering putting down a larger deposit of 10-25% as this could result in more attractive mortgage rates.
Your mortgage advisors in Dover will provide a clear breakdown of all the available mortgage options, compare interest rates and fees, and also explore any government schemes that may be beneficial for you.
We work with a wide range of mortgage lenders in Dover and can access 1000s of first time buyer products. This is something that your bank is unable to do because they only have access to their own in-house products. Since they can only offer you their own products, if you went elsewhere, you could end up saving money!
Our team is dedicated to providing clear and concise information to first time buyers in Dover, guiding you through the entire process and answering any questions you may have. We make sure to keep you informed at every step, from the initial application to the final approval.
If you’re a first-time buyer in Dover struggling to save for a deposit, there are government schemes that can help you achieve your dream of owning a home.
One option is the Right to Buy Scheme, which allows tenants to buy their rental property at a discounted price from their landlord. To qualify, you must meet certain requirements and contact your local council.
For those with a low deposit, the Shared Ownership scheme is a viable option. This allows you to purchase a share of the property and pay rent on the remaining portion.
In addition to these schemes, there are other options available for first time buyers in Dover. For a complete list, please visit OwnYourHome.gov.uk. If you’re in need of mortgage advice in Dover or want more information of how these schemes work, make sure to get in touch with our team.
You are able to book your free mortgage appointment at a time most convenient to you. We do this by offering 7 days a week mortgage appointments to first time buyers in Dover. Book your free mortgage appointment online today.
As a trusted mortgage broker in Dover, we offer a free consultation to first time buyers. Our team of mortgage advisors in Dover will only charge fees once your mortgage is finalised. During this consultation, we will provide a comprehensive overview of all expenses associated with your mortgage.
We will guide you through the entire process and ensure that all paperwork is completed accurately and efficiently. Our team is committed to keeping you informed every step of the way.
As your mortgage broker in Dover, we will also assist you in gathering all the necessary documents and completing the application process. Our goal is to make the mortgage process as smooth and stress-free as possible for you.
An important part of taking out a mortgage is also taking out insurance to go with it. Your mortgage advisor will recommend insurances to take out alongside your new mortgage to make sure that you and your family have a financially protected future.
Our aim is to help you find the perfect mortgage deal and we will work tirelessly to try and secure the most suitable mortgage for your unique financial situation. Unlike banks, we are able to search though many different types of both high street and specialist lenders.
We have been working in the industry for over 20 years now and know the ins and outs of first time buyer mortgage criteria. Your mortgage advisor in Dover will never put you forward for a product that you will not get accepted for.
We will make sure that you feel comfortable and secure throughout the entire mortgage process. As a first time buyer in Dover, we know that it can all get a little overwhelming, our job is to take all of that away so that you can enjoy a stress-free process.
Our Customers Love Us
2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.