Buy to Let Remortages

Building relationships with landlords & helping them with buy to let remortgages when their term is nearing its end.

Reviews IO Logo

Read our 211 Reviews

Reviews Logo

Buy to let remortgage to release the equity built up in your property.

Landlords often take up the option of a buy to let remortgage to raise extra capital. This can then be used for property improvements or to fund a deposit to expand their portfolio.

Get Started
Video BG One Video BG Two
Service Icon

When can I remortgage my buy to let property?

If you have carried out a renovation project on a buy to let property then you can remortgage against its improved value. If you have bought the property for cash then normally you would have to own it for 6 months before Lenders will grant you a buy to let remortgage to release equity.

Whatever the reason for your remortgage, as a Mortgage Broker, we can help you on your buy to let remortgage journey.

Apply Now

Popular FAQs

How does a buy to let remortgage work?

Accorion Arrow

Many landlords will choose to remortgage their original property as a means of funding additional property purchases, funding home improvements, buying out a partner or simply switching lenders for better rates. Any time you decide to refinance your buy to let property, you will have to undergo the same financial checks that occurred at the beginning of your initial mortgage.

How soon can you remortgage a buy to let?

Accorion Arrow

In the case of most lenders, you will have to abide by the 6 month mortgage rule. The reason this is in place is to reduce the risk for the lender in question. Land registry can sometimes take up to 6 months to show a new owner of a property, therefore lenders would often rather wait to ensure they’re lending to the right person and for the correct property value.

Can you take equity out of a buy to let?

Accorion Arrow

Yes, as a landlord you have access to release equity from your property, albeit potentially limited to 75% loan to value. You can use this to fund the deposit for a new property, for home improvements or other specified reasons.

How do you build equity in rental property?

Accorion Arrow

When it comes to taking out a buy to let mortgage, some landlords opt for a repayment mortgage over an interest only mortgage so as to pay capital and build equity in the property. Some landlords will also choose to overpay their mortgage, providing their current mortgage deal allows this. There are also factors such as any home improvements, be it anything from a new coat of paint to a home extension, as well as property age, both of which affect the market value of your property and build up your equity.

Can I remortgage my house to buy another property?

Accorion Arrow

So long as you have enough equity in your buy to let property, you are able to remortgage to release this equity and put it towards buying another property. This is a popular choice for many buy to let landlords across the UK.

Why should I use a mortgage broker when looking at a buy to let remortgage?

Accorion Arrow

Being a Mortgage Broker, we have access to 1000's of buy to let remortgage deals. Our team work hard in finding the best deal that is appropriate for your circumstances and here to provide any support or guidance you need throughout the process

8 Reasons to choose UK Moneyman

Open 7 days a week until late.

We're flexible around your work and family, we'll be there when you need us.

No cost to you consultation.

No upfront fees payable, we are paid on results only.

You'll get your own dedicated case manager.

You'll always know who you are dealing with.

We're on your side, we work for you.

Getting a new mortgage or porting an existing mortgage isn’t always easy. We’ll be here to answer all your questions throughout the whole process.

We're authorised by the Financial Conduct Authority, a consumer watchdog for financial services.

Meaning you're safe and protected by our process, providing peace of mind. We take all the responsibility for the advice.

1000s of potential options.

We shop around for the cheapest deal for you, saving you time and money.

We're experienced and knowledgeable.

There isn't a situation we haven't come across before, we fully understand your needs.

It's not just about the mortgage.

We'll help you overcome hurdles that you face along the way, for example, removing the stress of property survey and valuation problems.

Our Customers Love Us

Reviews Stars4.98 Rating211 Reviews

We search 1000’s of mortgage deals for you

Mortgage Logo One
Mortgage Logo Two
Mortgage Logo Three
Mortgage Logo Four
Mortgage Logo Five
Mortgage Logo Six
Mortgage Logo Seven
Mortgage Logo Eight
Mortgage Logo Nine
Mortgage Logo Ten
Mortgage Logo Eleven
Mortgage Logo Twelve
Mortgage Logo Thirteen
Mortgage Logo Fourteen
Mortgage Logo Thifteen
Mortgage Logo Sixteen
Mortgage Logo Seventeen
Mortgage Logo Eighteen
Mortgage Logo Nineteen
Mortgage Logo Twenty
Mortgage Logo Twenty One
Mortgage Logo Twenty Two
Mortgage Logo Twenty Three
Mortgage Logo Twenty Four
Mortgage Logo Twenty Five
Mortgage Logo Twenty SiX
Mortgage Logo Twenty Seven
Mortgage Logo Twenty Eight
Mortgage Logo Twenty nine
Mortgage Logo thirty
Mortgage Logo thirty One
Mortgage Logo thirty Two
Mortgage Logo thirty Three
Fly on a pink flower
Mortgage Logo thirty Four
Mortgage Logo thirty Five

UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

Tools & Guides

UK Moneyman Accord Arrow
Facebook Image Twitter Image Instagram Image YouTube Image LinkedIn Image SpotifyImage
Get Started Book your free appointment
We use cookies to enhance your customer experience. More detailsGot It