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Can You Get a Mortgage on a Grade 2 Listed Building?

Can You Get a Mortgage on a Grade 2 Listed Building?

Find out how to get a mortgage on a Grade 2 listed building, including lender requirements, valuations and property considerations.

5 mins read

What Is A Concessionary Purchase?

What Is A Concessionary Purchase?

Find out what a concessionary purchase is, how the discount may work as a deposit and what lenders may check.

6 mins read

What Happens If My Mortgage Valuation Is Lower Than My Offer?

What Happens If My Mortgage Valuation Is Lower Than My Offer?

What a lower mortgage valuation means for your mortgage offer, deposit, mortgage options and your next steps.

3 mins read

What Income Can Be Used For A Mortgage?

What Income Can Be Used For A Mortgage?

The income types mortgage lenders may consider, including salary, bonus, self-employed income and pensions.

3 mins read

Can You Get A Mortgage Through An Umbrella Company?

Can You Get A Mortgage Through An Umbrella Company?

How umbrella company income, payslips and your contract history may be assessed when applying for a mortgage.

4 mins read

Can You Use Bonus Or Commission Income For A Mortgage?

Can You Use Bonus Or Commission Income For A Mortgage?

How bonus and commission income may be used in a mortgage application and what lenders are likely to check.

3 mins read

What Help is Available For First Time Buyers in 2026?

What Help is Available For First Time Buyers in 2026?

First time buyer schemes, savings support and low deposit options that may help you buy your first home in 2026.

8 mins read

Why is My First Mortgage Payment Higher Than Expected?

Why is My First Mortgage Payment Higher Than Expected?

Your first mortgage payment can differ from the usual monthly amount, so it helps to know what your lender may collect.

4 mins read

Lifetime ISA Pros & Cons

Lifetime ISA Pros & Cons

Weigh up whether a Lifetime ISA could help your first home deposit, with clear pros, cons and rules for first-time buyers to know.

6 mins read

Mortgages for First Time Buyers

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UKmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.

UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.

© UKmoneyman 2009–2026

Equity Release Council Logo

About UK Moneyman

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