As a first time buyer in Newquay, you may have access to exclusive mortgages that are not available to other borrowers. There are also many schemes designed to help first time buyers get onto the property ladder, where the minimum deposit required is usually only 5%. Being a first time buyer in Newquay should be nothing to be worried about, there are plenty of options available and there are people out there who will help you through the entire process!
That’s where we come in. As a mortgage broker in Newquay, our job is to guide you through the entire mortgage process. With our expertise, you can confidently take the first step towards achieving your dream of homeownership.
Book Online
One of the benefits of being a first time buyer in Newquay is the lack of involvement in property chains. This can work to your advantage when negotiating the price of your desired property in Newquay. If you are still searching for your perfect property, you need to make sure that you have an agreement in principle (AIP) in place. As a mortgage broker in Newquay, we are able to arrange an AIP for you within 24-hours of your free mortgage appointment – which can you now book online!
Book a free mortgage consultation with us today and let our experienced mortgage brokers help you secure your first mortgage in Newquay. We have a wide network of lenders who specialise in assisting first time buyers in Newquay to achieve their mortgage goals.
Our team of knowledgeable mortgage advisors in Newquay will provide you with expert guidance throughout the mortgage process, ensuring that you make informed decisions.
Get Started
If you have never owned a property before, you are in-fact a first time buyer in Newquay. Our goal, as your mortgage broker in Newquay is to guide you through the entire process of obtaining your first mortgage with ease and transparency.
With help from our knowledgeable mortgage advisors in Newquay, you can rest assured that you will receive tailored recommendations for mortgage options that best suit your individual circumstances.
In Newquay, most lenders require a minimum deposit of 5% of the purchase price. However, if you can put down a larger deposit of 10-25%, you may have access to more favourable mortgage rates.
Our expert mortgage advisor is here to guide you through the process. We will carefully explain the various mortgage options, compare interest rates and fees, and review government schemes that could benefit you.
We offer a comprehensive search of mortgage deals from various lenders, ensuring that you find the best option for your financial needs. Unlike banks, we have the ability to navigate through a vast range of options and provide you with a tailored solution, and are not just limited to one lender.
Our priority is to offer personalised and efficient first time buyer mortgage advice in Newquay, making the mortgage application process hassle-free for you. With our assistance, you can potentially save both time and money while securing your first mortgage in Newquay.
As a mortgage broker in Newquay, we understand the challenges that come with buying a first home. We want to help make the process easier for you.
If you’re a first-time buyer in Newquay struggling to save for a mortgage deposit, it’s worth looking into the various government schemes that can assist you in getting onto the property ladder.
One option is the Right to Buy Scheme, which allows tenants to purchase their rental property at a discounted rate from their landlord. To be eligible, you must meet certain criteria and speak to your local council.
Another option for first time buyers in Newquay with a low deposit is the Shared Ownership scheme. This allows you to purchase a share of a property and pay rent on the remaining portion.
There are also other government schemes available for first time buyers in Newquay. To see the full list, visit OwnYourHome.gov.uk. Our team of expert mortgage advisors in Newquay can guide you through the process and help you find the best option for your situation.
As a mortgage broker in Newquay, we understand that purchasing your first home can feel overwhelming. That's why our team of expert advisors are dedicated to guiding you through the process.
Our mortgage consultation comes at no cost to you, our mortgage advisors in Newquay will only charge fees once the mortgage process is complete. During the consultation, we will provide a thorough breakdown of all associated costs with your mortgage.
As reputable mortgage brokers in Newquay, we are dedicated to securing the most suitable mortgage for your unique requirements. Our team will keep you updated and ensure all documentation is accurately completed.
Our team of expert advisors will provide guidance and support throughout the entire process, ensuring that you make informed decisions for your financial future. With our assistance, you can rest assured that you will find the perfect mortgage tailored to your specific requirements.
We know the importance of finding the perfect deal and will tirelessly strive to secure the most suitable mortgage for your unique financial situation. Unlike banks, we are able to search though many different types of both high street and specialist lenders.
At our mortgage brokerage in Newquay, our priority is helping you secure your first mortgage. Our team of knowledgeable advisors will offer personalised guidance to suit your specific requirements, while also offering valuable insights into the local property market in Newquay to help you make an informed choice.
Our Customers Love Us
2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Victoria
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
1 month ago
John
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
1 month ago
Antonia
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
1 month ago
Babak
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
2 months ago
Alistair
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
2 months ago
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
2 months ago
Sarah
Fantastic service from Tom Bowes
3 months ago
Brooke
Excellent service, great communication & highly professional
3 months ago
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
3 months ago
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
4 months ago
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
4 months ago
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
4 months ago
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...
5 months ago
Read our Reviews
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Contact
Follow Us
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm
