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First Time Buyer Mortgage Advice in St. Ives

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First time buyer mortgage advice in St Ives

As a mortgage broker in St Ives, we understand the daunting task of purchasing your first home, that’s why we offer personalised mortgage assistance for first time buyers in St. Ives. With access to a wide range of mortgage options from various lenders, we can help you find the perfect mortgage for your needs.

You can speak with a mortgage advisor in St Ives for free! All you need to do is book online or give us a call to discuss a date and time for your appointment. We are looking forward to meeting you!

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Are you a first time buyer in St. Ives?

As a first time buyer in St Ives, you have the advantage of not being involved in property chains, making it easier to negotiate for a better price. However, it’s crucial to have an agreement in principle (AIP) before beginning your property search. Our team of expert mortgage advisors in St. Ives can secure an AIP for you within 24 hours of your free mortgage consultation, which you can book online!

Don’t navigate the complex world of mortgages alone. Let us, as experienced an mortgage broker in St. Ives, guide you through the entire mortgage process. With our extensive network of lenders, we can help turn your dream of homeownership into a reality by securing your first mortgage.

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Popular First Time Buyer FAQs in St. Ives

Do I count as a first time buyer in St. Ives?

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If this is the first mortgage that you are taking out, then yes you are a first time buyer! Don’t let the process of getting your first mortgage overwhelm you. Our team of mortgage brokers and advisors in St. Ives is here to guide you through every step.

With over 20 years of experience in the industry, we have successfully helped many different types of first time buyers secure their dream home. Let us provide you with personalised recommendations for mortgage options that suit your specific needs. Take the first step towards homeownership with our expert assistance in St. Ives.

How much deposit do you need for a first time buyer mortgage in St. Ives?

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Most mortgage lenders will accept a deposit of 5% of the property purchase value, although, if it is possible to do so, we recommend saving for a deposit of at least 10-25% to potentially secure better mortgage rates.

Our expert mortgage advisors in St. Ives will guide you through all available mortgage options, including any helpful government schemes, to help you find the best deal for your first mortgage.

Is it better to get a mortgage from a bank or a mortgage broker in St. Ives?

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As a trusted mortgage broker in St. Ives, we have relationships with various lenders, giving us access to a wide range of first time buyer products. Unlike banks, who are limited to their own products, we can offer you a diverse selection and potentially access products that can save you money.

Our goal is to make the mortgage process as smooth and stress-free as possible for first time buyers in St. Ives. We provide personalised guidance and support, ensuring that you are fully informed and confident in your decision.

Are there any schemes to help first time buyers in St. Ives get onto the property ladder?

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Are you a first-time buyer in St. Ives struggling to save for a deposit? The good news is that there are government schemes available to help you achieve your dream of owning a home.

One such option is the Right to Buy Scheme, which allows tenants to purchase their rental property at a discounted price from their landlord. To be eligible, you must meet specific criteria and contact your local council for more information.

For those with a low deposit, the Shared Ownership scheme is a viable choice. This enables you to buy a share of the property and pay rent on the remaining portion.

Apart from these schemes, there are other alternatives for first-time buyers in St. Ives. You can find a comprehensive list on OwnYourHome.gov.uk. If you need mortgage advice in St Ives or want to learn more about these schemes, our team of expert mortgage advisors in St. Ives are here to help.

Reasons to Choose Us For Mortgage Advice in St. Ives

Providing open and honest mortgage advice in St. Ives 7 days a week until late.

As a trusted mortgage broker and advisor in St. Ives, we understand that purchasing your first home can be an overwhelming experience. That's why we offer flexible mortgage appointments, available 7 days a week, to accommodate your busy schedule.

Book your free consultation online now and take the first step towards securing your first mortgage in St. Ives.

Book your free mortgage appointment to speak with a dedicated mortgage advisor in St. Ives.

As a reputable mortgage broker in St. Ives, we provide a free consultation for first time buyers. Our team of experienced brokers in St. Ives only charges fees upon successful mortgage approval.

During the consultation, we will thoroughly outline all costs associated with your mortgage to ensure transparency and informed decision-making.

You'll be paired with one of our dedicated case manager in St. Ives.

Your dedicated case manager will work alongside your mortgage advisor in St Ives to ensure that your application looks the best that it can do and has all of the relevant documents attached to it.

Once you submit your mortgage application, they will keep you updated throughout the remainder of the process and provide any updates from the mortgage lender.

We're on your side, we work for you - providing open and honest mortgage advice in St. Ives.

As a trusted mortgage advisor in St. Ives, we are dedicated to helping first-time buyers navigate the mortgage process with ease.

Our team will streamline the application process, ensuring a hassle-free experience. Our top priority is to make your journey towards homeownership in St. Ives as seamless as possible.

Helping you find the perfect insurance product to protect you and your family.

We understand the importance of not only obtaining a mortgage, but also securing adequate insurance coverage. Our team will recommend insurance options to ensure financial security for themselves and their loved ones.

It is up to you whether you take this product, you are under no obligation to take it.

We search 1000s of mortgage options in St. Ives.

We have access to a wide range of lenders with both high-street and specialist products.

Your mortgage advisor in St Ives will work tirelessly to locate the perfect mortgage deal for you by searching through 1000s of deals.

Our mortgage advisors in St. Ives have experience and knowledge with many different types of mortgages.

As an experienced mortgage broker in St. Ives, we have a deep understanding of the specific criteria for first time buyers.

Our goal is to secure your first mortgage with ease and efficiency. You can trust our expert advice and guidance, as we only recommend products that align with your financial situation and eligibility.

As a mortgage broker in St. Ives, we will be with you throughout your entire mortgage journey.

We aim to create comfort and confidence throughout the entire mortgage process.

Buying your first home in St Ives can be overwhelming, but we are here to alleviate any stress and make the journey seamless for you.

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We search 1000s of first time buyer mortgages in St. Ives

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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