As a mortgage broker in St Ives, we understand the daunting task of purchasing your first home, that’s why we offer personalised mortgage assistance for first time buyers in St. Ives. With access to a wide range of mortgage options from various lenders, we can help you find the perfect mortgage for your needs.
You can speak with a mortgage advisor in St Ives for free! All you need to do is book online or give us a call to discuss a date and time for your appointment. We are looking forward to meeting you!
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As a first time buyer in St Ives, you have the advantage of not being involved in property chains, making it easier to negotiate for a better price. However, it’s crucial to have an agreement in principle (AIP) before beginning your property search. Our team of expert mortgage advisors in St. Ives can secure an AIP for you within 24 hours of your free mortgage consultation, which you can book online!
Don’t navigate the complex world of mortgages alone. Let us, as experienced an mortgage broker in St. Ives, guide you through the entire mortgage process. With our extensive network of lenders, we can help turn your dream of homeownership into a reality by securing your first mortgage.
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If this is the first mortgage that you are taking out, then yes you are a first time buyer! Don’t let the process of getting your first mortgage overwhelm you. Our team of mortgage brokers and advisors in St. Ives is here to guide you through every step.
With over 20 years of experience in the industry, we have successfully helped many different types of first time buyers secure their dream home. Let us provide you with personalised recommendations for mortgage options that suit your specific needs. Take the first step towards homeownership with our expert assistance in St. Ives.
Most mortgage lenders will accept a deposit of 5% of the property purchase value, although, if it is possible to do so, we recommend saving for a deposit of at least 10-25% to potentially secure better mortgage rates.
Our expert mortgage advisors in St. Ives will guide you through all available mortgage options, including any helpful government schemes, to help you find the best deal for your first mortgage.
As a trusted mortgage broker in St. Ives, we have relationships with various lenders, giving us access to a wide range of first time buyer products. Unlike banks, who are limited to their own products, we can offer you a diverse selection and potentially access products that can save you money.
Our goal is to make the mortgage process as smooth and stress-free as possible for first time buyers in St. Ives. We provide personalised guidance and support, ensuring that you are fully informed and confident in your decision.
Are you a first-time buyer in St. Ives struggling to save for a deposit? The good news is that there are government schemes available to help you achieve your dream of owning a home.
One such option is the Right to Buy Scheme, which allows tenants to purchase their rental property at a discounted price from their landlord. To be eligible, you must meet specific criteria and contact your local council for more information.
For those with a low deposit, the Shared Ownership scheme is a viable choice. This enables you to buy a share of the property and pay rent on the remaining portion.
Apart from these schemes, there are other alternatives for first-time buyers in St. Ives. You can find a comprehensive list on OwnYourHome.gov.uk. If you need mortgage advice in St Ives or want to learn more about these schemes, our team of expert mortgage advisors in St. Ives are here to help.
As a trusted mortgage broker and advisor in St. Ives, we understand that purchasing your first home can be an overwhelming experience. That's why we offer flexible mortgage appointments, available 7 days a week, to accommodate your busy schedule. Book your free consultation online now and take the first step towards securing your first mortgage in St. Ives.
As a reputable mortgage broker in St. Ives, we provide a free consultation for first time buyers. Our team of experienced brokers in St. Ives only charges fees upon successful mortgage approval. During the consultation, we will thoroughly outline all costs associated with your mortgage to ensure transparency and informed decision-making.
Your dedicated case manager will work alongside your mortgage advisor in St Ives to ensure that your application looks the best that it can do and has all of the relevant documents attached to it. Once you submit your mortgage application, they will keep you updated throughout the remainder of the process and provide any updates from the mortgage lender.
As a trusted mortgage advisor in St. Ives, we are dedicated to helping first-time buyers navigate the mortgage process with ease. Our team will streamline the application process, ensuring a hassle-free experience. Our top priority is to make your journey towards homeownership in St. Ives as seamless as possible.
We understand the importance of not only obtaining a mortgage, but also securing adequate insurance coverage. Our team will recommend insurance options to ensure financial security for themselves and their loved ones. It is up to you whether you take this product, you are under no obligation to take it.
We have access to a wide range of lenders with both high-street and specialist products. Your mortgage advisor in St Ives will work tirelessly to locate the perfect mortgage deal for you by searching through 1000s of deals.
As an experienced mortgage broker in St. Ives, we have a deep understanding of the specific criteria for first time buyers. Our goal is to secure your first mortgage with ease and efficiency. You can trust our expert advice and guidance, as we only recommend products that align with your financial situation and eligibility.
We aim to create comfort and confidence throughout the entire mortgage process. Buying your first home in St Ives can be overwhelming, but we are here to alleviate any stress and make the journey seamless for you.
Our Customers Love Us
2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Victoria
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
1 month ago
John
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
1 month ago
Antonia
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
1 month ago
Babak
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
2 months ago
Alistair
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
2 months ago
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
2 months ago
Sarah
Fantastic service from Tom Bowes
3 months ago
Brooke
Excellent service, great communication & highly professional
3 months ago
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
3 months ago
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
4 months ago
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
4 months ago
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
4 months ago
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...
5 months ago
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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