All UK Moneyman all customers who get in touch are treated equally and respected in the same way. We provide a top-level mortgage advice service and our mortgage advisors will be more than happy to answer any of your mortgage questions. Whether you are a first time buyer who is looking to get onto the property ladder, you're moving home, a new or current landlord looking for a buy to let mortgage or an already existing homeowner who's wanting to know their remortgage options. Our mortgage advisors in Brighton will use their knowledge and expertise to help you make the most out of your free mortgage appointment.Book Online
The benefits of using a mortgage broker like ourselves are you'll always have dedicated mortgage advisors in Brighton who aim to do right for you. Our teams of advisors are available 7 days a week, they'll work around a time that best suits you, your work life, and your personal life. Book yourself in for a free mortgage appointment and choose from one of the available time slots to speak with one of our expert mortgage advisors in Brighton today.Book Online
If you are a first time buyer in Brighton looking to start your mortgage journey and wanting to get onto the property ladder, our friendly team of mortgage advisors in Brighton will guide you along the entire process. We strive to make the mortgage process smooth and as stress-free as possible, sending you well on your way to receiving the keys to your dream home. Not only can our mortgage advisors tell you the maximum amount you can borrow for a mortgage, but they can look at obtaining you an agreement in principle, to put you in a better bargaining position. We are typically able to obtain an agreement in principle within 24 hours of your initial appointment.
Many people say moving home in Brighton can be considered to the most stressful experiences in life. The main reason being is that you have both a purchase and sale to complete at the same time, which is why having a mortgage broker in Brighton by your side will be very beneficial. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself. We will support you throughout the entire process, answering any related questions that you may have along your journey.
Towards the end of your fixed term mortgage ending, you may need to think about your options. Our mortgage advisors in Brighton will assess your situation to see which remortgage options are better suited to recommend the next appropriate step for you to take. We tend to find, that some customers like to remortgage to release equity for home improvements, while others remortgage to pay off any outstanding debts, and others do it to access better rates. Our team has much experience when dealing with remortgage-related situations so they can provide you with expert remortgage advice in Brighton, book your free remortgage review today, and let us see how we can help.
Our mortgage advisors in Brighton have had many years of experience working with budding and existing landlords, helping them obtain a buy to let mortgages in the past. Our advisors can find you the most suitable mortgage product for what you are looking to achieve with your investment purchases. Some landlords return to us for our services to add more to their property portfolio or to remortgage a property they already have. We have also had scenarios where we've helped landlords who were looking to let out their current property to raise funds to purchase a new home to live in; this is called let to buy.
If you are looking to buy a property, our mortgage advisors in Brighton will be able to review your mortgage scenarios and check whether you are eligible to benefit from utilising the governments Help to Buy Scheme. The maximum purchase price for a Help to Buy property depends on what region of England you live in, to find out more information about the Help to Buy Schemes, navigate through our service page or check out the government's Own Your Home website.
There is always a misconception that self employed applicants find it more difficult to secure a mortgage. As long as you show strong evidence of your salary, previous years of accounts, bank statements, business operating costs, expenses, and most importantly prove that you can keep up with the monthly payments. The good news is our mortgage advice team in Brighton has helped many self employed mortgage applicants and know the self employed mortgage criteria inside and out and what lenders look for. You will be classed as self employed by most lenders if you own 20-25% of your business. If you are a sole trader, you will be assessed using your net profits. Generally speaking, mortgage lenders will need information from you based on that period. Just make sure you have a good few years to help increase your chance of obtaining a mortgage.
The Right to Buy Scheme allows tenants in England to purchase their council property partially discounted, if they fit the criteria to be eligible for the scheme. As long as you have spent at least several years renting from the local council or housing association and are secure tenants of council property, you may be eligible for the government Right to Buy Scheme. These years do not necessarily have to be consecutive, though this varies depending on the situation. Make sure to check that you are eligible by requesting an application form from the council. If you qualify, you will receive an offer notice which sets out the property value and your discount. You then have a set period to accept this offer. Then the last step is to contact your mortgage broker in Brighton to check your affordability for a mortgage.
We understand that everyone is entitled to a busy lifestyle, which is why we work around a time that suits you.
Our free mortgage appointments have no upfront fees payable. We only ask for payment upon mortgage success in Brighton!
From our mortgage administrator to our mortgage advisor in Brighton, you'll always know who you are dealing with and be kept in the loop at all times.
Stepping into the mortgage world for the first time can be a daunting experience. Our team of mortgage advisors in Brighton will hold your hand throughout your mortgage process.
We'll recommend the most suitable insurance products, should you become seriously ill or unable to work and keep up with your repayments.
As a mortgage broker in Brighton, we can find the most suitable mortgage deal for you - saving you time and money.
There is rarely a new situation that we haven't faced in the past, your mortgage advisor in Brighton will try their best to overcome any hurdles we face along your mortgage journey.
From the first initial contact to completion, your mortgage advisors in Brighton will help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...