Here at UK Moneyman, we are proud providers of an expert level mortgage advice service. Our customers are treated with fairness and equality, from the very first time they get in touch with us, all the way through until their mortgage reaches completion. Whether you are tackling the world of mortgages for the first time, already own a home and are moving, are a hopeful or existing buy to let landlord or are an existing homeowner nearing the end of your fixed period, our mortgage advisors in Canterbury will do everything they can to help you towards mortgage success.Book Online
Our fast & friendly mortgage advice team in Canterbury work from early morning until the evening, every day of the working week, as well as weekends and even some bank holidays. We are able to offer our customers a flexible service, working at times that are more appropriate for your busy schedule! To begin talking with an expert mortgage advisor in Canterbury, please book your free mortgage appointment online using the button below and select one of the available time slots on a day of your choice.Book Online
First Time Buyer in Canterbury
If you are a first time buyer in Canterbury and are pondering the necessary steps to take, you would most likely reap the rewards of speaking with an expert mortgage advisor in Canterbury. They will guide and support you, reducing your stress and limiting industry jargon. Your advisor will be able to provide you with a rough estimate of the maximum amount you could possibly borrow, as well as help you obtain a mortgage agreement in principle, typically within 24 hours of your primary appointment. This is an incredibly beneficial tool for making offers on properties!
Moving Home in Canterbury
Some say that moving home in Canterbury can be a rather stressful experience, especially when you have a mortgage to factor in. Luckily for homeowners who wish to move house, having a trusted mortgage broker in Canterbury on hand can massively reduce your stress levels. We will always aim to get your mortgage process sorted as quickly as we can, leaving you with one less thing to worry about as you pack up and find your new home!
Remortgage in Canterbury
As you begin to head towards the final stages of your initial fixed period, you would be wise to start considering your options for what to do next. Our team are qualified experts in providing customers with remortgage advice in Canterbury, looking at your situation and helping you make those next steps. We often find that customers will remortgage for things like releasing equity to cover home improvements, to access better rates or to consolidate debts. We are very experienced in all remortgage scenarios, so get in touch and we will see how we are able to help.
Buy to Let in Canterbury
Our open & honest team of mortgage advisors in Canterbury are well versed in handling with buy to let mortgages. We make sure that we keep up-to-date with the most recent buy to let lending criteria and frequently form relationships with both new and old landlords alike. We find that lots of those landlords will come back to us for our services, whether they've got a new property that needs a mortgage or have an existing one that needs a remortgage. We're also able to help with those who wish to let out their current property, as a way of raising funds to buy a new home. This is called let to buy.
Help to Buy in Canterbury
If you happen to be a first time buyer in Canterbury who is eyeing up a potential purchase of a new build property, you may benefit from utilising the government Help to Buy Scheme, designed to help boost your initial deposit! By taking on a government loan in addition to your own 5% deposit, you can allow yourself to access much better mortgage rates! Please remember though that this is still a loan and does need to be paid back. To learn more about the various schemes, please see our guides or visit the government OwnYourHome website.
Self Employed in Canterbury
If you are a mortgage applicant who is self employed, it may appear like obtaining a mortgage is quite difficult compared to regular employed applicants. Our mortgage advice team in Canterbury have a lot of experience in helping customers with a self employed mortgage and are knowledgeable on self employed mortgage criteria. Anyone who owns more than 20-25% of their company will be considered as a self employed applicant. In order for self employed applicants to obtain a mortgage you will need to be self employed for at least two years. Generally speaking, mortgage lenders will want to review your income based on that period of time.
Right to Buy in Canterbury
If you are currently renting your home from a local authority, (either a local council or housing association), you may be eligible for using a Right to Buy Scheme, a government scheme aimed at helping first time buyers to purchase the home they are already living in. Depending on how long you have been residing within the property as well as how much the property is worth, you will be given a discounted property purchase price. This typically means that applicants won't need to put down a deposit, though sometimes this may not be the case. It's always handy to have savings, just in case.
We offer a flexible service, working around your busy work and family life in Canterbury. We're always here when you need us.
Absolutely no fees upfront, we are only paid upon results, when you obtain your mortgage in Canterbury!
From our hard working mortgage administrators, to our professional mortgage advisors in Canterbury, you'll always know who you are working with.
Getting a mortgage in Canterbury can be a rather daunting prospect. We’ll guide and support you every step of the way.
We'll recommend to you any appropriate insurance products, allowing you to remain at home in Canterbury, in the event you become seriously ill or unable to work.
As an open & honest mortgage broker in Canterbury, we can search for the best deal for you, saving your time and your money.
There likely aren't many situations we haven't come across in the past, your mortgage advisor in Canterbury will understand your needs as a home buyer.
When you book in for mortgage advice in Canterbury, we'll help you overcome any mortgage hurdles, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating255 Reviews
Megan and Wayne have been great throughout. Both really easy to work with and on top of things at every step of the process. Thanks a lot.
Excellent service by Malcolm, Paula & Meghan. We completed our purchase last week in what was supposed to be a very difficult case due to my bad credit and limited trading history as a director of LTD company. UKmoneyman dug out a lender that...
Very good service received. Wayne is very knowledgeable and helpful especially with me been a first time buyer. Also very accommodating with timings and I was able to have chats later on a night to fit my schedule. Very supportive all the way...
So far so good ! The first point of contact was lovely, made me feel at ease and very knowledgeable.
Absolutely fantastic service from the start, in helping getting a mortgage. Charlie always replied to my messages as quickly as possible and was very clear, thorough and calming through the whole process, cutting out a lot of worries had I not used...
Great help from the team, helped find exactly what we were after, and was an easy straight forward process. Being self employed it can be tricky however there were no problems with the help and advice we received.
Very helpful and efficient service. Wayne, the financial advisor who handled our case was thorough and professional, he gave us some very useful information and importantly sourced a good mortgage for our needs. Once we had a mortgage offer in...
From start to offer leo and jo have been great and done everything so quickly and I have not had to stress once been to other broker companies and this is the best by far will definitely use them again 😊
My initial interaction with Faye from UK money man has been really personable and I felt like she understood my needs very well. I’m hoping they can help deliver what I need and I didn’t feel any pressure to have to go further with my...
UK Moneyman have been super helpful and reliable. Have always been able to count on them getting back to us quickly and made us feel comfortable checking anything out we were not really sure about. They made the whole process as easy and hassle free...
The team were fantastic, in finding the product for me. Jo also walked me through what to expect when purchasing your first home I.e. time frames, and answer my many questions. Also their after care has been great, checking in on how the purchase is...
Myself and partner used UK Moneyman for our first time buyer mortgage. We’ve had round the clock care well above the norm. Multiple routes forward regarding which mortgage to go for with lots of information to help prepare us through the...
I cannot thank the UK Moneyman service enough. Securing a mortgage meant more than just that to me, it was – is - a life chance. However, because of my credit history, I didn’t think that it could be done. Right from the start of the...
Leo and Kayleigh have been great from the first phone call that I made to them. They have both helped us each step of the way and it has been a great comfort to my wife and me that everything had been taken care of by them both. We will definitely...
Ryan and Kayleigh were incredibly helpful and always available to answer our questions whenever we needed - and we had a lot of them as we are first time buyers who didn't have a clue about any of the process to begin with! They secured our...
UK money man where so helpful. Chloe and Joe was amazing with us. Stayed in contact with us giving advice and updates, so glad we chose UK money man! Thanks for all your help.
Amazing, when ne and my partner first looked into buying a house, we had no idea about how to get a mortgage or anything. Moneymen were extremely helpful all the way through and sorted everything smoothly and efficiently! Very happy, will use again...
We’re so glad that we decided to use UKM to help us through the process of buying our first home, they took most of the stress off our shoulders and we’re always there to answer any queries. Would definitely recommend them to anyone...
I found Dinah at Harrogate Moneyman to be extremely supportive. She listened carefully to our needs, proposed solutions and followed up closely. A great service - I’d recommend Harrogate Moneyman to anyone looking for mortgage options.