At UK Moneyman, we take great pride in offering a top-tier mortgage advice service. Our commitment to treating customers with respect and impartiality begins from the moment they first contact us and continues until their mortgage process is complete. Regardless of whether you are a first time buyer in Carlisle, a current homeowner looking to move, a prospective or seasoned buy to let landlord, or an existing homeowner approaching the end of your fixed-rate term, our expert mortgage advisors in Carlisle are here to guide you towards success in securing a mortgage.Book Online
Our dedicated mortgage advisors in Carlisle operates from early morning until the evening on all working days, as well as on weekends and some bank holidays. We understand that our customers have busy schedules, so we offer a flexible service to cater to their needs. To schedule an appointment with a expert mortgage advisor in Carlisle, simply click the button below and choose a convenient time slot on any day of your preference. Our fast and friendly team is always ready to help you!Book Online
If you're a first time buyer in Carlisle and uncertain about the process, seeking advice from an expert mortgage advisor in Carlisle can be highly beneficial. They will guide and support you throughout the process, simplifying industry jargon and reducing your stress levels. During your appointment, your advisor will provide you with an estimate of the maximum amount you could borrow and help you in obtaining a mortgage agreement in principle, typically within 24 hours. This is an essential tool for making offers on properties, and can save you valuable time.
If you're planning on moving home in Carlisle and are feeling overwhelmed with the mortgage process, you're not alone. With the help of a trusted mortgage broker, the process can be made much smoother and less daunting. At UK Moneyman, we have a team of expert mortgage advisors in Carlisle who are dedicated to guiding you through the mortgage process. Our mortgage advisors in Carlisle work efficiently to ensure your mortgage application is processed quickly and smoothly, giving you one less thing to worry about as you prepare to move to your new home. So if you're a homeowner looking to move house in Carlisle, don't hesitate to get in touch with us today. Let us help you make the process stress-free and get you one step closer to your dream home.
As your initial fixed mortgage term draws to a close, it's important to start considering your options for what to do next. Our qualified team of experts at UK Moneyman can provide you with professional remortgage advice in Carlisle to guide you through the next steps of your mortgage journey. Whether you're looking to release equity for home improvements, access better rates, or consolidate debts, our experienced advisors are well-versed in all types of remortgage scenarios. Don't hesitate to get in touch and find out how we can help you.
Our team of mortgage advisors in Carlisle are knowledgeable and transparent in dealing with buy-to-let mortgages. We stay up-to-date with the latest lending criteria and regularly establish connections with both new and seasoned landlords. Many of our clients return to us for our services, whether they have a new property requiring a mortgage or an existing one that needs a remortgage. We can also assist those who wish to let out their current property to fund the purchase of a new home. This is known as let to buy.
If you're considering purchasing a property, taking advantage of the government's Help to Buy Scheme could be beneficial for you. For more information on the different available schemes, please refer to our guides or visit the official OwnYourHome website provided by the government.
Obtaining a mortgage as a self employed applicant can seem more challenging than for those who are regularly employed. Our experienced mortgage advisors in Carlisle are well-equipped to help with self employed mortgages and knowledgeable on the criteria for these types of mortgages. If you own more than 20-25% of your company, you will be considered a self employed applicant. To be eligible for a mortgage, you must have been self employed for at least two years. Typically, mortgage lenders will assess your income based on this period of time. Contact us to learn more about your options for a self employed mortgage.
If you are currently renting your home from a local authority such as a local council or housing association, you may be eligible for the government's Right to Buy Scheme. This scheme aims to help first time buyers purchase the home they are currently living in. The amount of discount you may receive on the purchase price of the property will depend on how long you have been residing in the property as well as its market value. In most cases, applicants won't need to put down a deposit, but it's always helpful to have savings available in case it's required. If you are interested in learning more about the Right to Buy Scheme, please get in touch with us or visit the government's website.
Our service is flexible, designed to fit around your busy work and family life in Carlisle. You can count on us whenever you need us.
You won't have to pay any fees upfront. We are only compensated when you successfully obtain your mortgage in Carlisle.
From our diligent mortgage administrators to our expert mortgage advisors in Carlisle, you'll always know the people you are working with.
Obtaining a mortgage in Carlisle can be a daunting task. We will be with you every step of the way, providing guidance and support.
We will recommend appropriate insurance products to ensure you can continue to reside in your Carlisle home in the event of serious illness or inability to work.
As a transparent mortgage broker in Carlisle, we will search for the best possible deal on your behalf, saving you both time and money.
There are likely few situations we haven't encountered in the past. As your mortgage advisor in Carlisle, we will understand your unique needs as a homebuyer.
When you schedule a mortgage advice appointment in Carlisle, we will help you overcome any hurdles you may encounter, such as property surveys and valuations.
Our Customers Love Us
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...