Mortgage Broker in Hampshire

Buying your first home is exciting, but it can also feel like a lot to take in. As a first time buyer in Hampshire, from understanding deposit requirements to exploring mortgage options, there’s plenty to think about.

As a mortgage broker in Hampshire, we help first-time buyers navigate the process with ease, from securing an Agreement in Principle to handling the application.

With access to a wide range of lenders, we’ll find the best deals, including those designed for low deposits and government-backed schemes.

If you’re unsure about where to start or need help with affordability checks, we’re here to support you every step of the way.

Whether you’re upsizing, downsizing, or relocating, moving home in Hampshire comes with its own financial considerations.

If you already have a mortgage, you might be able to port it to your new property or explore remortgaging for a better deal.

As your mortgage advisor in Hampshire, we’ll assess your situation, including equity in your current home, affordability, and any additional borrowing needs.

Our job is to simplify the process, ensuring a smooth transition to your next home with a mortgage that fits your circumstances.

Remortgaging in Hampshire can be a great way to reduce your monthly payments, secure a better interest rate, or release equity from your home.

If your current mortgage deal is ending or you’re simply looking for a more competitive rate, we can help you explore the best remortgage options available.

As an experienced mortgage broker in Hampshire, we compare deals across a wide range of lenders, ensuring you don’t end up paying more than necessary.

Whether you’re looking to borrow more for home improvements or consolidate debts, we’ll guide you through your options.

Investing in property can be a smart move, but getting the right buy to let mortgage in Hampshire is key to making it a success.

Lenders assess affordability differently for landlords, often basing lending decisions on projected rental income rather than personal earnings.

Whether you’re a first-time landlord or expanding your portfolio, we’ll help you find a mortgage that suits your investment goals.

We can also advise on deposit requirements, interest-only mortgage options and tax considerations, ensuring you understand the financial side of property investment.

With various mortgage schemes available, knowing which one is right for you can make a big difference. From Shared Ownership to Right to Buy, different schemes can help homebuyers with lower deposits or specific financial circumstances.

While the Help to Buy Equity Loan is no longer available, there are still alternatives that may work for you. Our mortgage advisors in Hampshire will explain your options, helping you determine whether a scheme could make homeownership more accessible.

Being self employed shouldn’t make getting a mortgage harder, but lenders do assess applications differently when regular payslips aren’t available.

If you work for yourself, you may need to provide tax returns, business accounts, or bank statements to prove your income.

As a mortgage broker in Hampshire, we work with lenders who understand self employed applicants, including those with complex income structures.

Whether you’re a sole trader, contractor, or company director, we’ll help you find lenders that suit your financial situation.

Getting a mortgage later in life is more common than ever, whether you’re looking to buy, remortgage or even release equity.

Lenders have different age limits and criteria, but options such as retirement interest-only mortgages and standard mortgages with extended terms could work for you.

As a mortgage advisor in Hampshire, we help clients over 60 find solutions that suit their financial plans, whether that means securing a mortgage for a new home or unlocking funds from your current property.

Having a poor credit history doesn’t always mean you can’t get a mortgage.

While high street lenders may be more cautious, specialist lenders consider applications from those with CCJs, defaults, or missed payments. The key is finding the right lender for your circumstances.

As a mortgage broker in Hampshire, we work with lenders who offer bad credit mortgages, helping you improve your chances of approval.

We’ll assess your credit profile, discuss deposit requirements, and explore ways to strengthen your application.

A bridging loan in Hampshire can be a short-term financial solution if you need quick access to funds, whether to secure a property before selling your current home, fund a renovation project, or buy at auction. These loans are typically secured against property and designed for fast turnaround times.

As a mortgage broker in Hampshire, we have access to lenders offering 1000s bridging loan options.

We’ll guide you through the process, ensuring you understand repayment terms and exit strategies before proceeding.