Mortgage Broker in Hampshire

If you are a first time buyer in Hampshire and are exploring the idea of buying a property, consulting with a mortgage broker in Hampshire could benefit your situation. We will guide you through your mortgage process, making you feel at ease at every step.

Your mortgage advisor in Hampshire will be able to work out the maximum amount you can borrow and obtain a mortgage agreement in principle for you within 24 hours of your initial consultation. They will also perform an affordability assessment on you to determine what sort of mortgage products and rates you could access.

With our expert knowledge and experience as a mortgage broker in Hampshire, we can guide you through the entire moving home mortgage process. From finding the right mortgage deal for you to completing all the necessary paperwork, our team of professionals are dedicated to providing a seamless and stress-free mortgage experience for you.

Moving home in Hampshire can often be a daunting task, especially because you are not only buying a new home, you have to sell your current one. That’s why having a reliable mortgage broker in Hampshire is crucial. Our team will take care of the whole mortgage side of the process, allowing you to focus on actually moving home!

As you approach the end of your fixed mortgage term, it would be wise to start exploring your remortgage options. Our team of remortgage advisors in Hampshire will assess your current personal and financial circumstances to determine what sort of remortgage deals you can access. We will always try and see whether you can save money on your monthly repayments.

We frequently help clients who explore other options, such as remortgaging to fund home improvements, to secure improved interest rates, or to consolidate their debts into their mortgage. With our extensive expertise in all remortgage situations, we are sure that we will be able to help you find that perfect remortgage product in Hampshire.

Our trustworthy and transparent team of mortgage advisors in Hampshire are highly experienced in handling buy to let mortgages. We make it a priority to stay informed about the latest buy to let lending requirements and regularly establish connections with both new and existing landlords in the area.

We have found that many of our clients return to us for our exceptional services, whether they are seeking a mortgage for a new property or need to remortgage an existing one. Additionally, we can assist those who are interested in letting out their current property to secure funds for purchasing a new home in Hampshire, known as let to buy.

If you’re considering buying a new property, you could greatly benefit from taking advantage of a Help to Buy Scheme offered by the government. There are a variety of schemes available, including shared ownership and the Lifetime ISA that can make homeownership more accessible. Our expert team can guide you through the intricacies of these schemes, helping you choose the one that aligns with your financial goals and preferences.

For further information on the different schemes available, please take a look at our Help to Buy guides across our website or visit the OwnYourHome website run by the government. We are dedicated to ensuring you have all the information you need to make informed decisions about your home purchase.

As a mortgage broker in Hampshire, we understand that being self employed can make the mortgage application process more challenging. Our team has extensive experience in assisting self employed individuals with their mortgage needs and are well-versed in the criteria for self employed mortgages.

If you are self employed in Hampshire and own more than 20-25% of your company, our mortgage advisors can help you navigate the mortgage application process. It is important to note that self employed applicants must have at least two years of self employment history in order to qualify for a mortgage. Mortgage lenders typically review income based on this time period.

If you are over the age of 50 and are looking to take out a mortgage in Hampshire, there are plenty of options available to you. Our in-house team of later-life mortgage advisors in Hampshire are dedicated to helping you find the right mortgage for your situation.

You can book your free mortgage appointment with our team online or by giving us a call. Discover mortgages for over 50s today!