As a Mortgage Broker in Kent, it's our job to help you through your whole mortgage journey; from your initial enquiry to getting your keys, we'll be right by your side. All of our Mortgage Advisors in Kent will be open and honest with you to make sure that you're getting the best service and mortgage product available. Having more than 20 years of industry experience has allowed us to come across all different kinds of mortgage situations, gain valuable knowledge of both high street and specialist lender criteria and help all types of customers.Book Online
Thanks to our online booking system, you can speak to a Mortgage Broker in Kent straight away. Choose your date and time, then we can connect you to a suitable advisor that specialises in your situation. Evenings and Weekends are also available! We've built up a sustainable amount of customer reviews; feel free to take a look and see if anyone we've helped has been through the same situation as you.Our Reviews
First Time Buyer in Kent
Being a first time buyer in Kent and trying to arrange everything by yourself can often be complicated and stressful, mostly because you've never been through anything like this before. What matters to us most is that you feel comfortable and secure throughout the whole process. A Mortgage Advisor in Kent will be right by your side to answer any questions that you may have along the way. If you are trying to calculate how much you can borrow for a mortgage, our advisors can help you with this. They can get you an accurate measurement using our affordability calculator. They will also prepare an agreement in principle for you within 24 hours of your free appointment; this can prove handy when you're making an offer on a property.
Moving Home in Kent
Never mind the stress of buying a home, you now have to sell one at the same time. Our job is to take away all of the stress of moving home. We will arrange all of the mortgage aspects of the process, which means less stress and less paperwork! We'll always aim to provide a fast and friendly mortgage advice service. Seeing our customers travel through the full process and finally getting their keys to their dream home puts a huge smile on all of our faces.
Remortgage in Kent
When you take out a mortgage, you're likely taking out the product on a fixed short term. Although you can take out longer terms, this is usually between 2-5 years. When you get towards the end of this fixed term, you'll need to start thinking about remortgaging to take out another product with a new fixed term. Our remortgage advisors in Kent will be able to search through 1000's of remortgage deals on your behalf. They may even be able to find you a rate that is more competitive than your current one. Contact us if you're looking for remortgage advice in Kent, we offer our help with all different kinds of remortgage options, e.g., home improvements, debt consolidation, equity release and bad credit.
Buy to Let in Kent
Calling all current and aspiring landlords in Kent. If you're looking to expand or begin your buy to let mortgage portfolio in Kent, we're here to help. Our knowledgeable buy to let advisors at UK Moneyman have been working with local landlords for many years now, forming strong relationships with them and helping them through their new buy to let purchases or remortgages. We want to help you climb further up the property ladder and achieve your buy to let aspirations.
Help to Buy in Kent
If you're looking to purchase a new build property and need a deposit boost to increase your chances of securing the property, you may benefit from using the Help to Buy Equity Loan scheme. This help to buy scheme was made for first time buyers, allowing them to turn a 5% deposit into a 25% deposit with help from the government. There are also other Help to Buy schemes available, e.g., the Shared Ownership scheme, First Homes scheme and 95% Mortgage Guarantee scheme.
Self Employed in Kent
Unfortunately, self employed applicants usually find it harder to obtain a mortgage. This is down to strict lending criteria and the amount of evidence that you have to provide to get accepted by your lender. Our mortgage advisors are very experienced with helping self employed applicants and have in-depth knowledge of self employed lending criteria. If you own more than 20-25% of your business, you are classed as self employed. To get a mortgage as a self employed applicant, you must have been trading for at least two years. Usually, mortgage lenders will want information from you based on these two years.
Right to Buy in Kent
If you're living in a rental property that's owned by the local authority (either the council or a local housing association), you may be able to access the Right to Buy scheme. The scheme has requirements however, and you must pass them in order to qualify. You may be able to get a discount on the property depending on the length of time that you've been living in the property and the value of it. This discount may also cover your deposit for the property, meaning that you don't have to put one down. Some lenders may still require a small deposit to ensure that you can afford a mortgage and your monthly payments.
We're flexible around your busy work and family life in Kent, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in Kent!
Whether it's a mortgage administrator or a mortgage advisor in Kent, you'll always know who you are dealing with.
Getting your first mortgage in Kent can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in Kent, should you become seriously ill or unable to work.
As a mortgage broker in Kent, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in Kent will fully understand your needs.
When you get in touch for mortgage advice in Kent, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating246 Reviews
My initial interaction with Faye from UK money man has been really personable and I felt like she understood my needs very well. I’m hoping they can help deliver what I need and I didn’t feel any pressure to have to go further with my...
UK Moneyman have been super helpful and reliable. Have always been able to count on them getting back to us quickly and made us feel comfortable checking anything out we were not really sure about. They made the whole process as easy and hassle free...
The team were fantastic, in finding the product for me. Jo also walked me through what to expect when purchasing your first home I.e. time frames, and answer my many questions. Also their after care has been great, checking in on how the purchase is...
Myself and partner used UK Moneyman for our first time buyer mortgage. We’ve had round the clock care well above the norm. Multiple routes forward regarding which mortgage to go for with lots of information to help prepare us through the...
I cannot thank the UK Moneyman service enough. Securing a mortgage meant more than just that to me, it was – is - a life chance. However, because of my credit history, I didn’t think that it could be done. Right from the start of the...
Leo and Kayleigh have been great from the first phone call that I made to them. They have both helped us each step of the way and it has been a great comfort to my wife and me that everything had been taken care of by them both. We will definitely...
Ryan and Kayleigh were incredibly helpful and always available to answer our questions whenever we needed - and we had a lot of them as we are first time buyers who didn't have a clue about any of the process to begin with! They secured our...
UK money man where so helpful. Chloe and Joe was amazing with us. Stayed in contact with us giving advice and updates, so glad we chose UK money man! Thanks for all your help.
Amazing, when ne and my partner first looked into buying a house, we had no idea about how to get a mortgage or anything. Moneymen were extremely helpful all the way through and sorted everything smoothly and efficiently! Very happy, will use again...
We’re so glad that we decided to use UKM to help us through the process of buying our first home, they took most of the stress off our shoulders and we’re always there to answer any queries. Would definitely recommend them to anyone...
I found Dinah at Harrogate Moneyman to be extremely supportive. She listened carefully to our needs, proposed solutions and followed up closely. A great service - I’d recommend Harrogate Moneyman to anyone looking for mortgage options.
Absolutely fantastic from the start of the process. Everything was explained really clearly and I feel that the advice given to me throughout was done so with my best interests at heart. Would recommend to anyone looking into getting a mortgage.
I used UK moneyman after using many other brokers. Tom Dent and Meghan Robinson fought for my case and was able to land me the mortgage offer I needed. In such a sellers market, having a great team around you makes such a difference. I will...
Mizna has been amazing and helped us to get a better mortgage protection for a cheaper price than what we previously had. Would definitely recommend!
excellent as always and very efficient. used them for my first-time mortgage and also my remortgage now
Excellent service from Mizna. Went the extra mile to get me the best deal. Will definitely use again.
Mizna Coates helped me reviewing a critical illness protection plan I have. Her advice helped me to take an informed decision. I feel her advice was honest and thorough, keeping my best interest as a priority and not just trying to sell me a...
For me, UK Moneyman is very experienced, very professional, Great advisor, very friendly and respectful. They always get you prompt response. I was so comfortable with them during the whole process. I strongly recommend them. Special thanks to all...
MoneyMan have been nothing but helpful with my mortgage enquiries. Quick to respond and found me an excellent rate I wouldn't have found without them. Highly reccomend.