Mortgage Broker in Kent

Buying your first home is a big step, and with so many mortgage options available, it can be difficult to know where to begin. From saving for a deposit to understanding lender criteria, there’s a lot to consider.

We specialise in helping first time buyers in Kent find the right mortgage for their circumstances.

We’ll explain everything in simple terms, explore schemes that could make buying more affordable, and search through a wide range of lenders to secure the best deal for you.

Moving to a new home is exciting, but it also comes with financial decisions that need careful planning.

If you already have a mortgage, you might be able to transfer it to your new property or switch to a better deal. This is known as porting; if it’s possible this could be an option to explore.

As a mortgage broker in Kent, we’ll assess your options, work out what’s affordable, and help you find the right moving home mortgage in Kent.

Whether you’re upsizing, downsizing, or relocating, we’ll handle the details so you can focus on your new home.

If your current mortgage deal is coming to an end or you’re looking to adjust your finances, remortgaging in Kent could be the right move.

Whether you want to secure a better interest rate, reduce your monthly payments, or release equity from your home, we can help.

As a mortgage broker in Kent, we compare 1000s remortgage options from a wide range of lenders to find the most competitive deal for you.

We’ll take care of the process, ensuring everything runs smoothly while helping you save money where possible.

Investing in property can be a great way to generate income, but securing the right buy to let mortgage in Kent requires careful planning.

Lenders assess applications differently, often focusing on projected rental income rather than personal earnings.

Whether you’re a new landlord or expanding your portfolio, we’ll help you find a mortgage that suits your investment goals.

With access to a variety of lenders, we’ll guide you through deposit requirements, affordability checks, and interest-only options to secure the best deal available.

There are a range of mortgage schemes designed to help homebuyers, but understanding which ones you qualify for can be tricky.

From Shared Ownership to Right to Buy, different options are available depending on your circumstances.

While Help to Buy is no longer running, there are still alternatives that could make buying a home more accessible.

As a mortgage broker in Kent, we’ll explain your options and help you find the most suitable route to securing a mortgage.

Being self employed can sometimes make securing a mortgage feel more challenging, but the right lender will see your full financial picture.

Unlike salaried applicants, you’ll need to provide tax returns, bank statements, or business accounts to prove your income.

We work with lenders who specialise in self employed mortgages, including those who consider contractors, freelancers, and company directors.

We’ll help you find a mortgage that fits your circumstances, even if your income is complex.

Getting a mortgage later in life is entirely possible, whether you’re looking to buy a new home, remortgage, or release equity in Kent.

Some lenders have upper age limits, but there are options such as retirement interest-only mortgages and standard repayment mortgages with flexible terms.

We’ll help you explore the lenders that cater to older borrowers, ensuring you find a mortgage that suits both your current financial situation and future plans.

If you’ve had credit issues in the past, you might be worried about getting approved for a mortgage.

While some high street lenders have strict criteria, there are specialist lenders who consider applicants with defaults, CCJs, or missed payments.

As a mortgage broker in Kent, we work with lenders who offer bad credit mortgages, helping you find a realistic solution based on your circumstances.

We’ll assess your situation and guide you towards the most suitable options available.

A bridging loan in Kent can provide short-term funding when you need to act quickly, whether you’re buying a property before selling your current home, purchasing at auction, or financing a renovation.

These loans are secured against property and typically have higher interest rates than standard mortgages, making it important to have a clear repayment plan.

As a mortgage broker in Kent, we’ll help you find a competitive bridging loan that suits your needs and timeline.