As a Mortgage Broker in Kent, it's our job to help you through your whole mortgage journey; from your initial enquiry to getting your keys, we'll be right by your side. All of our Mortgage Advisors in Kent will be open and honest with you to make sure that you're getting the best service and mortgage product available. Having more than 20 years of industry experience has allowed us to come across all different kinds of mortgage situations, gain valuable knowledge of both high street and specialist lender criteria and help all types of customers.
Book OnlineThanks to our online booking system, you can speak to a Mortgage Broker in Kent straight away. Choose your date and time, then we can connect you to a suitable advisor that specialises in your situation. Evenings and Weekends are also available! We've built up a sustainable amount of customer reviews; feel free to take a look and see if anyone we've helped has been through the same situation as you.
Our ReviewsBeing a first time buyer in Kent and trying to arrange everything by yourself can often be complicated and stressful, mostly because you've never been through anything like this before. What matters to us most is that you feel comfortable and secure throughout the whole process. A Mortgage Advisor in Kent will be right by your side to answer any questions that you may have along the way. If you are trying to calculate how much you can borrow for a mortgage, our advisors can help you with this. They can get you an accurate measurement using our affordability calculator. They will also prepare an agreement in principle for you within 24 hours of your free appointment; this can prove handy when you're making an offer on a property.
Never mind the stress of buying a home, you now have to sell one at the same time. Our job is to take away all of the stress of moving home. We will arrange all of the mortgage aspects of the process, which means less stress and less paperwork! We'll always aim to provide a fast and friendly mortgage advice service. Seeing our customers travel through the full process and finally getting their keys to their dream home puts a huge smile on all of our faces.
When you take out a mortgage, you're likely taking out the product on a fixed short term. Although you can take out longer terms, this is usually between 2-5 years. When you get towards the end of this fixed term, you'll need to start thinking about remortgaging to take out another product with a new fixed term. Our remortgage advisors in Kent will be able to search through 1000's of remortgage deals on your behalf. They may even be able to find you a rate that is more competitive than your current one. Contact us if you're looking for remortgage advice in Kent, we offer our help with all different kinds of remortgage options, e.g., home improvements, debt consolidation, equity release and bad credit.
Calling all current and aspiring landlords in Kent. If you're looking to expand or begin your buy to let mortgage portfolio in Kent, we're here to help. Our knowledgeable buy to let advisors at UK Moneyman have been working with local landlords for many years now, forming strong relationships with them and helping them through their new buy to let purchases or remortgages. We want to help you climb further up the property ladder and achieve your buy to let aspirations.
If you're looking to purchase a property, you may benefit from using a Help to Buy in Kent. There are various Help to Buy schemes available, e.g., the Shared Ownership scheme, First Homes scheme and 95% Mortgage Guarantee scheme.
Unfortunately, self employed applicants usually find it harder to obtain a mortgage. This is down to strict lending criteria and the amount of evidence that you have to provide to get accepted by your lender. Our mortgage advisors are very experienced with helping self employed applicants and have in-depth knowledge of self employed lending criteria. If you own more than 20-25% of your business, you are classed as self employed. To get a mortgage as a self employed applicant, you must have been trading for at least two years. Usually, mortgage lenders will want information from you based on these two years.
If you're living in a rental property that's owned by the local authority (either the council or a local housing association), you may be able to access the Right to Buy scheme. The scheme has requirements however, and you must pass them in order to qualify. You may be able to get a discount on the property depending on the length of time that you've been living in the property and the value of it. This discount may also cover your deposit for the property, meaning that you don't have to put one down. Some lenders may still require a small deposit to ensure that you can afford a mortgage and your monthly payments.
We're flexible around your busy work and family life in Kent, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in Kent!
Whether it's a mortgage administrator or a mortgage advisor in Kent, you'll always know who you are dealing with.
Getting your first mortgage in Kent can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in Kent, should you become seriously ill or unable to work.
As a mortgage broker in Kent, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in Kent will fully understand your needs.
When you get in touch for mortgage advice in Kent, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating285 Reviews
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Sarah
Fantastic service from Tom Bowes
Brooke
Excellent service, great communication & highly professional
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would...
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and...
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding...
Clair
Informative, friendly, helpful and efficient service.
Katie
Really glad I went with UK Moneyman for my first mortgage, explained everything to me so well and was always on hand when I needed them as I work long hours at weekdays so having appointments on the weekends was so helpful for me, would definitely...
Natalie
Tom and Chloe were super helpful with our first time mortgage. We had a couple of properties fall through but Tom was there to help and guided us through the whole process.
paul
I think anyone would have difficulty finding a more helpful and friendly Financial Advisor. We used them to find a suitable later life mortgage and their effort and persistence in the face of some difficulties (caused by our particular...
Anonymous
Good advice and a professional hand both made the process seem effortless. Full marks for a service and result!!
Christopher
Wayne and Paula have been very helpful in helping me purchase my first house would highly recommend them to anyone wanting a mortgage advisor! Wayne was also very flexible with time as I have very odd working hours and worked out a time for phone...
Carol
Excellent service, Tom and Lynsey were responsive and extremely helpful including in resolving issues of transferring the offer to another property when the seller of the first property I was buying pulled out.
Marco
It's the 3rd time I've dealt with the team at UK Moneyman, as before they have been informative, punctual, detailed and a pleasure to deal with. I couldn't reccomend them more highly.
Suzanna
Excellent communication from start to finish. Highly recommend.
Rasheda
Very friendly and provided all the information I needed.
Pauline
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Paul
Excellent experience all around, used for two mortgages and will use again