Mortgage Broker in Lancaster

As a first time buyer in Lancaster, navigating the necessary steps can be overwhelming. Seeking the guidance of a professional mortgage broker in Lancaster can greatly benefit you. They will assist and guide you, alleviating any stress and simplifying complex industry language.

Your broker will be able to offer an approximate estimation of the maximum amount you can borrow and assist you in obtaining a mortgage agreement in principle, often within 24 hours of your initial consultation. This is an invaluable resource when making offers on potential properties.

Moving home in Lancaster can be a daunting and stressful task, especially when it involves a mortgage. However, with the help of a reliable mortgage broker in Lancaster, homeowners can alleviate some of the stress and hassle associated with the process.

Our team is dedicated to streamlining the mortgage process for our clients, ensuring a smooth and efficient experience. We understand the importance of a quick turnaround, allowing our clients to focus on the exciting task of finding their new home in Lancaster. With our expert guidance and support, you can trust that your mortgage will be taken care of in a timely manner, making your move a little bit easier.

As you near the end of your initial fixed term, it is prudent to start exploring your options for the future. Our team of qualified professionals specialises in offering remortgage advice in Lancaster, carefully assessing your circumstances and assisting you in making the right decisions.

We frequently encounter clients opting for remortgaging in order to release funds for home renovations, secure better interest rates, or consolidate debts. With our extensive expertise in all remortgage situations, do not hesitate to reach out and we will assess how we can support you.

Our transparent and knowledgeable team of mortgage advisors in Lancaster are highly experienced in dealing with buy to let mortgages. We stay updated on the latest buy to let lending requirements and maintain strong partnerships with both new and long-standing landlords.

We often see repeat business from these landlords, whether they are seeking a mortgage for a new property or looking to remortgage an existing one. We also offer assistance to those looking to let out their current property as a means of financing a new home, known as let to buy.

As a mortgage broker in Lancaster, we can also offer expert advice on all aspects of the Help to Buy Scheme, including eligibility criteria, application process, and potential benefits.

If you’re considering buying a property, you could potentially reap the rewards of the government’s Help to Buy Scheme in Lancaster. For more information on the different schemes available, take a look at our guides or visit the government’s OwnYourHome website.

As a mortgage broker in Lancaster, we understand that self employed individuals may face unique challenges when applying for a mortgage. Our knowledgeable team has extensive experience in assisting self employed individuals with their mortgage needs. We are well-versed in the specific criteria that mortgage lenders use to evaluate self employed applicants.

If you are self employed and interested in obtaining a mortgage, it can seem like a daunting process. However, our team in Lancaster is here to guide you through the process and make it as smooth as possible. One of the key factors that mortgage lenders will consider is the percentage of ownership you have in your company, which typically needs to be at least 20-25%.

Additionally, you will need to have been self employed for at least two years in order to be eligible for a mortgage. This is because lenders will want to review your income over a longer period of time to assess your financial stability. Our team is well-equipped to help you navigate these requirements and find the best mortgage options for your individual situation.