At UK Moneyman, we take pride in delivering great mortgage advice in Newquay. We ensure that our customers are treated with fairness and equality, starting from the first time they contact us until their mortgage is completed. Our expert mortgage advisors in Newquay offer their assistance whether you're navigating the mortgage world for the first time, moving house, a hopeful or existing buy to let landlord, or an existing homeowner nearing the end of your fixed period. We strive to guide you towards mortgage success every step of the way.Book Online
Our team of mortgage advisors in Newquay are always here for you, from early morning until late in the evening, every working day, and even on weekends and bank holidays. We understand that your schedule can be busy, so we offer a flexible service that works around you. Booking a free mortgage appointment with one of our experts is easy. Simply click the button below and select a time slot that suits you best on a day that you prefer.Book Online
If you are a first time buyer in Newquay, navigating the complex process of buying a home can be daunting. That's why it's essential to seek the guidance of a knowledgeable mortgage advisor in Newquay. They can provide you with expert support and reduce your stress by helping you navigate the industry jargon. During your initial appointment, your advisor will provide you with an estimate of the maximum amount you could potentially borrow and help you obtain a mortgage agreement in principle, usually within 24 hours. This is a valuable tool for making offers on properties, giving you a better idea of what you can afford.
Moving home in Newquay can be a daunting task, especially when you have a mortgage to consider. Having a reliable mortgage broker in Newquay can significantly reduce your stress levels. At UK Moneyman, our team of expert mortgage advisors are here to guide and support you throughout the process. We understand the urgency of getting your mortgage application sorted as quickly as possible. Our team works tirelessly to ensure a smooth and efficient process, leaving you with one less thing to worry about as you pack up and embark on your new home journey. Contact us today to see how we can help.
If you are approaching the end of your initial fixed period, it's important to start exploring your options for what comes next. Our team of qualified experts in Newquay can provide you with valuable remortgage advice in Newquay on remortgaging, taking your unique situation into account and guiding you through the process. Many of our customers choose to remortgage for a variety of reasons, such as releasing equity to fund home improvements, accessing more favourable interest rates, or consolidating debts. We have extensive experience in all aspects of remortgaging, so please don't hesitate to reach out and see how we can help you.
Our team of mortgage advisors in Newquay are experts in handling buy to let mortgages and are committed to providing open and honest mortgage advice in Newquay. We stay up-to-date with the latest buy to let lending criteria and build strong relationships with both new and experienced landlords alike. Many of our clients return to us for our services, whether they are seeking a mortgage for a new property or need to remortgage an existing one. We can also help those who want to let out their current property as a means of generating funds to purchase a new home. This is known as let to buy, and we have the expertise to guide you through the process.
If you're considering purchasing a property, it may be worth exploring the various options available under the government's Help to Buy Scheme. You can learn more about these schemes by reading our guides or visiting the government's OwnYourHome website.
If you are self employed and looking for a mortgage, you might think that the process is more challenging than for those who are regularly employed. Our mortgage advisors in Newquay has a lot of experience in helping customers with self employed mortgages and is knowledgeable about the criteria for such mortgages. If you own more than 20-25% of your company, you will be considered a self employed applicant. Typically, you will need to have been self employed for at least two years to be eligible for a mortgage, and mortgage lenders will want to review your income based on that period of time.
If you are currently a tenant renting from a local council or housing association, you may be eligible to take advantage of the government's Right to Buy Scheme. This scheme is designed to help first time buyers in purchasing the home in which they already reside. The discounted purchase price you receive will depend on how long you have been living in the property, as well as its market value. Typically, applicants will not be required to make a deposit, although there may be situations where this is necessary. Therefore, having some savings available is always advisable.
Our mortgage service in Newquay is designed to fit your busy work and family life, with flexible hours and availability.
We don't charge any upfront fees for our mortgage advice service in Newquay. We only get paid when you successfully obtain your mortgage.
As a mortgage broker in Newquay, you'll always know who you're working with, from our hard-working administrators to our professional mortgage advisors.
Getting a mortgage in Newquay can be daunting, but we'll guide and support you every step of the way.
We can recommend insurance products that will allow you to remain in your home in Newquay, even if you become seriously ill or unable to work.
As an open and honest mortgage broker in Newquay, we'll search for the best deals for you, saving you time and money.
There are few situations we haven't encountered in the past, so your mortgage advisor in Newquay will understand your needs as a home buyer.
Our mortgage advice service in Newquay can help you overcome any hurdles you may encounter, such as property survey and valuation problems.
Our Customers Love Us
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...