At UK Moneyman, we provide high-quality mortgage advice to all those who get in touch. From the first point of contact, our customers are treated equally and respected right the way through until completion. Whether you are just starting on the property ladder for the first time, you're moving home, a new or current landlord looking for a buy to let mortgage, an existing homeowner looking to remortgage, our mortgage advisors in Oxford will use their expertise & wisdom to help you make the most out of your mortgage journey.Book Online
The perks of using a mortgage broker like ourselves are having a dedicated team of mortgage advisors who are available from morning until later, 7 days a week, including some bank holidays. We offer our customers a flexible service, working at times that best suit you, your work life and your personal life. If you would like to speak with one of our expert mortgage advisors in Oxford, book yourself a free mortgage appointment using the button below and choose from one of the available time slots.Book Online
First Time Buyer in Oxford
Are you a first time buyer in Oxford looking to get onto the property ladder and want to know your mortgage options? If so, by speaking with one of our expert mortgage advisors in Oxford, not only will they guide you along the entire process, but they can keep you informed and free of industry jargon, sending you well on your way to receiving the keys to your dream home. Our advisors can tell you the maximum amount you can borrow and look to obtain a mortgage agreement in principle. Usually, our team can get this turned around and back to you within 24 hours of your initial appointment. It’s always a good idea to have received a mortgage agreement in principle ahead of time when you start making offers on a property.
Moving Home in Oxford
Moving home in Oxford can be cited as one of life's most stressful experiences, but it shouldn't have to be, especially when you factor in your mortgage aspects. The good news is that homeowners looking to do so that having a mortgage broker in Oxford on hand will be very beneficial. We'll aim to get your process sorted as swiftly and efficiently as we can. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.
Remortgage in Oxford
Before your fixed term mortgage comes to an end, you may need to think about your options. Our mortgage advisors in Oxford will take a look at what remortgage options are available. They will take a look at your situation and recommend the appropriate next step for you to take. In some cases, we find that customers like to remortgage to release equity for home improvements, whilst others look to use it to pay off their debts, and some do it to access better rates. Our team has much experience in various situations so that they can provide you with expert remortgage advice in Oxford, so please get in touch, and we'll see how we can help.
Buy to Let in Oxford
Our expert team of mortgage advisors have experience dealing with buy to let mortgages. We have helped many landlords obtain a buy to let mortgages in the past. Our advisors can find you the most appropriate mortgage for what you are looking to achieve with your investment purchases. Some returning landlords return to us for our services to add more to their property portfolio or to remortgage a property they already have. We can also help those looking to let out their current property to raise funds to purchase a new home to live in; this is called let to buy.
Help to Buy in Oxford
If you are a first time buyer in Oxford looking to buy a new build property, you may benefit from utilising one of the governments Help to Buy Scheme, depending on if you are eligible. If you need a higher deposit, take out a loan of up to 40% and add 5% from your savings. You have now opened yourself up to better rates for your mortgage. It is important to remember that this is, in fact, a loan and will need to be paid back.
Self Employed in Oxford
It can be challenging for self employed applicants to secure a mortgage. Some challenges can include not meeting a lender’s criteria or showing enough evidence to prove you can keep up the monthly payments. Our mortgage advice team in Oxford have helped many self employed mortgage applicants and have much knowledge regarding the criteria and what lenders require. Any self employed applicant who owns more significant than 20-25% of their business will need to have been self employed for at least two years. Generally speaking, mortgage lenders will need information from you based on that period.
Right to Buy in Oxford
The Right to Buy Scheme allows tenants in England to partially purchase their council property if they fit the criteria to be eligible for the scheme. Depending on the length of time you have been living in the property and the value of the property, you will be granted a discounted purchase price. Often because of this discount, you will not be required to put down a deposit, though it's essential to have some money saved to cover the necessary costs. Ensure you have spoken to either the council or housing association that owns your property and see if you are eligible for the scheme. Once you know that you qualify for the scheme, your local authority will offer you a price to buy the property then time to contact your mortgage broker in Oxford to check your eligibility and affordability for a mortgage.
We're flexible around your busy work and family life in Oxford, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in Oxford!
Whether it's a mortgage administrator or a mortgage advisor in Oxford, you'll always know who you are dealing with.
Getting your first mortgage in Oxford can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in Oxford, should you become seriously ill or unable to work.
As a mortgage broker in Oxford, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in Oxford will fully understand your needs.
When you get in touch for mortgage advice in Oxford, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
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4.97 Rating246 Reviews
My initial interaction with Faye from UK money man has been really personable and I felt like she understood my needs very well. I’m hoping they can help deliver what I need and I didn’t feel any pressure to have to go further with my...
UK Moneyman have been super helpful and reliable. Have always been able to count on them getting back to us quickly and made us feel comfortable checking anything out we were not really sure about. They made the whole process as easy and hassle free...
The team were fantastic, in finding the product for me. Jo also walked me through what to expect when purchasing your first home I.e. time frames, and answer my many questions. Also their after care has been great, checking in on how the purchase is...
Myself and partner used UK Moneyman for our first time buyer mortgage. We’ve had round the clock care well above the norm. Multiple routes forward regarding which mortgage to go for with lots of information to help prepare us through the...
I cannot thank the UK Moneyman service enough. Securing a mortgage meant more than just that to me, it was – is - a life chance. However, because of my credit history, I didn’t think that it could be done. Right from the start of the...
Leo and Kayleigh have been great from the first phone call that I made to them. They have both helped us each step of the way and it has been a great comfort to my wife and me that everything had been taken care of by them both. We will definitely...
Ryan and Kayleigh were incredibly helpful and always available to answer our questions whenever we needed - and we had a lot of them as we are first time buyers who didn't have a clue about any of the process to begin with! They secured our...
UK money man where so helpful. Chloe and Joe was amazing with us. Stayed in contact with us giving advice and updates, so glad we chose UK money man! Thanks for all your help.
Amazing, when ne and my partner first looked into buying a house, we had no idea about how to get a mortgage or anything. Moneymen were extremely helpful all the way through and sorted everything smoothly and efficiently! Very happy, will use again...
We’re so glad that we decided to use UKM to help us through the process of buying our first home, they took most of the stress off our shoulders and we’re always there to answer any queries. Would definitely recommend them to anyone...
I found Dinah at Harrogate Moneyman to be extremely supportive. She listened carefully to our needs, proposed solutions and followed up closely. A great service - I’d recommend Harrogate Moneyman to anyone looking for mortgage options.
Absolutely fantastic from the start of the process. Everything was explained really clearly and I feel that the advice given to me throughout was done so with my best interests at heart. Would recommend to anyone looking into getting a mortgage.
I used UK moneyman after using many other brokers. Tom Dent and Meghan Robinson fought for my case and was able to land me the mortgage offer I needed. In such a sellers market, having a great team around you makes such a difference. I will...
Mizna has been amazing and helped us to get a better mortgage protection for a cheaper price than what we previously had. Would definitely recommend!
excellent as always and very efficient. used them for my first-time mortgage and also my remortgage now
Excellent service from Mizna. Went the extra mile to get me the best deal. Will definitely use again.
Mizna Coates helped me reviewing a critical illness protection plan I have. Her advice helped me to take an informed decision. I feel her advice was honest and thorough, keeping my best interest as a priority and not just trying to sell me a...
For me, UK Moneyman is very experienced, very professional, Great advisor, very friendly and respectful. They always get you prompt response. I was so comfortable with them during the whole process. I strongly recommend them. Special thanks to all...
MoneyMan have been nothing but helpful with my mortgage enquiries. Quick to respond and found me an excellent rate I wouldn't have found without them. Highly reccomend.