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Mortgage Advice in Oxford

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All about our trusted mortgage advice service in Oxford.

At UK Moneyman, we provide high-quality mortgage advice to all those who get in touch. From the first point of contact, our customers are treated equally and respected right the way through until completion.

Whether you are just starting on the property ladder for the first time, you're moving home, a new or current landlord looking for a buy to let mortgage, an existing homeowner looking to remortgage, our mortgage advisors in Oxford will use their expertise & wisdom to help you make the most out of your mortgage journey.

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The perks of using a mortgage broker like ourselves are having a dedicated team of mortgage advisors who are available from morning until later, 7 days a week, including some bank holidays. We offer our customers a flexible service, working at times that best suit you, your work life and your personal life.

If you would like to speak with one of our expert mortgage advisors in Oxford, book yourself a free mortgage appointment using the button below and choose from one of the available time slots.

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Popular Mortgage FAQs in Oxford

First Time Buyer in Oxford

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Are you a first time buyer in Oxford looking to get onto the property ladder and want to know your mortgage options? If so, by speaking with one of our expert mortgage advisors in Oxford, not only will they guide you along the entire process, but they can keep you informed and free of industry jargon, sending you well on your way to receiving the keys to your dream home.

Our advisors can tell you the maximum amount you can borrow and look to obtain a mortgage agreement in principle. Usually, our team can get this turned around and back to you within 24 hours of your initial appointment. It’s always a good idea to have received a mortgage agreement in principle ahead of time when you start making offers on a property.

Moving Home in Oxford

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Moving home in Oxford can be cited as one of life's most stressful experiences, but it shouldn't have to be, especially when you factor in your mortgage aspects. The good news is that homeowners looking to do so that having a mortgage broker in Oxford on hand will be very beneficial.

We'll aim to get your process sorted as swiftly and efficiently as we can. Let us deal with the mortgage aspects to take the stress away, leaving you to focus more time on the move itself.

Remortgage in Oxford

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Before your fixed term mortgage comes to an end, you may need to think about your options. Our mortgage advisors in Oxford will take a look at what remortgage options are available. They will take a look at your situation and recommend the appropriate next step for you to take.

In some cases, we find that customers like to remortgage to release equity for home improvements, whilst others look to use it to pay off their debts, and some do it to access better rates. Our team has much experience in various situations so that they can provide you with expert remortgage advice in Oxford, so please get in touch, and we'll see how we can help.

Buy to Let in Oxford

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Our expert team of mortgage advisors have experience dealing with buy to let mortgages. We have helped many landlords obtain a buy to let mortgages in the past. Our advisors can find you the most appropriate mortgage for what you are looking to achieve with your investment purchases.

Some returning landlords return to us for our services to add more to their property portfolio or to remortgage a property they already have. We can also help those looking to let out their current property to raise funds to purchase a new home to live in; this is called let to buy.

Help to Buy in Oxford

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If you are a first time buyer in Oxford looking to buy a new build property, you may benefit from utilising one of the governments Help to Buy Scheme, depending on if you are eligible.

If you need a higher deposit, take out a loan of up to 40% and add 5% from your savings. You have now opened yourself up to better rates for your mortgage. It is important to remember that this is, in fact, a loan and will need to be paid back.

Self Employed in Oxford

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It can be challenging for self employed applicants to secure a mortgage. Some challenges can include not meeting a lender’s criteria or showing enough evidence to prove you can keep up the monthly payments. Our mortgage advice team in Oxford have helped many self employed mortgage applicants and have much knowledge regarding the criteria and what lenders require.

Any self employed applicant who owns more significant than 20-25% of their business will need to have been self employed for at least two years. Generally speaking, mortgage lenders will need information from you based on that period.

Right to Buy in Oxford

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The Right to Buy Scheme allows tenants in England to partially purchase their council property if they fit the criteria to be eligible for the scheme.

Depending on the length of time you have been living in the property and the value of the property, you will be granted a discounted purchase price. Often because of this discount, you will not be required to put down a deposit, though it's essential to have some money saved to cover the necessary costs.

Ensure you have spoken to either the council or housing association that owns your property and see if you are eligible for the scheme. Once you know that you qualify for the scheme, your local authority will offer you a price to buy the property then time to contact your mortgage broker in Oxford to check your eligibility and affordability for a mortgage.

8 Reasons to Choose Us For Mortgage Advice in Oxford

Open 7 days a week until late to provide mortgage advice in Oxford.

We're flexible around your busy work and family life in Oxford, we'll be there when you need us.

Mortgage appointment with a mortgage advisor in Oxford at no cost to you!

No upfront fees payable, you only need to pay us upon mortgage success in Oxford!

You'll be given your own dedicated case manager in Oxford.

Whether it's a mortgage administrator or a mortgage advisor in Oxford, you'll always know who you are dealing with.

We're on your side, we work for you, providing expert mortgage advice in Oxford.

Getting your first mortgage in Oxford can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.

Providing jargon-free insurance advice in Oxford.

We'll recommend appropriate insurance products, ensuring you can stay at home in Oxford, should you become seriously ill or unable to work.

1000s of potential mortgage options in Oxford.

As a mortgage broker in Oxford, we can find the cheapest deal for you, saving both your time and your money.

We're experienced and knowledgeable with mortgages in Oxford.

There isn't a situation we haven't come across before, your mortgage advisor in Oxford will fully understand your needs.

As a mortgage broker in Oxford, we will be with you every step of the way.

When you get in touch for mortgage advice in Oxford, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.

Our Customers Love Us

Reviews Stars4.97 Rating269 Reviews

We search 1000s of mortgage deals in Oxford

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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