It's Free to Speak to an Advisor, 7 days, 8am - 10pm
It's Free to Speak to an Advisor, 7 days, 8am - 10pm
Let us guide you through the entire mortgage process. We can help with:
Please complete the form accurately so that we can get a better picture of your financial situation.
Choosing a mortgage broker in Peterborough gives you access to expert advice and a wide selection of mortgage deals suited to your needs.
Unlike going directly to a lender, a broker searches through thousands of options, including exclusive products that may not be available on the high street.
With in-depth knowledge of the market, a mortgage broker in Peterborough like us can simplify the process and find a mortgage that fits your circumstances.
Our Customers Rate us 4.9/5
As a mortgage broker in Peterborough, we offer personalised support at every stage of your property journey, from buying your first home to remortgaging or expanding a buy-to-let portfolio.
With a strong understanding of the local market, we will guide you through the process and make securing a mortgage as straightforward as possible.
No matter your situation, a mortgage broker in Peterborough like us will work to secure the best deal available.
Appointments 7 Days a Week
Not every mortgage is easy to secure. If you have a complex income, past credit issues, or an unusual property, finding the right mortgage can seem difficult, but solutions are available.
As a mortgage broker in Peterborough, we help people overcome challenges in securing a mortgage. With more than 20 years of experience, we know how to find lenders who are open to different circumstances.
Being turned down by one lender does not mean all options are closed. There may be specialist mortgage products that are better suited to your situation.
Explore 1000s of Mortgage Options
Our Customers Love Us
3,500+ 5 Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
If you’re a first time buyer in Peterborough and feeling unsure of where to start, seeking help from an expert mortgage advisor in Peterborough would be beneficial.
Our team in Peterborough can help simplify the process and cut through the industry jargon, reducing your stress levels in the process.
With the assistance of your mortgage broker in Peterborough, you can receive an approximate idea of the maximum amount you could borrow, and even obtain a mortgage agreement in principle within 24 hours of your initial appointment.
This can be a useful tool when making offers on properties.
If you’re a homeowner planning on moving home in Peterborough, you may find it to be quite a stressful experience, particularly when it comes to your mortgage.
Fortunately, having a reliable mortgage broker in Peterborough can greatly alleviate your stress levels.
We strive to expedite the mortgage process as much as possible, ensuring that you have one less thing to worry about while you pack up and search for your new home.
As you approach the end of your initial fixed period, it’s important to start thinking about your options for the future.
Our team of qualified mortgage advisors in Peterborough can provide you with professional remortgage advice in Peterborough, helping you make the best decisions for your situation.
Whether you want to release equity for home improvements, access better rates, or consolidate debts, we have the experience and expertise to guide you through the process.
Contact us today and let us help you make the right choice.
Our team of mortgage advisors in Peterborough are well-versed in handling buy to let mortgages, and we pride ourselves on being open and honest with our clients.
We stay up-to-date with the latest buy to let lending criteria and build strong relationships with both new and experienced landlords.
Many of our clients return to us for our services, whether they are looking to finance a new property or remortgage an existing one.
We also help those who are interested in letting out their current property as a means of raising funds to purchase a new home, which is known as let to buy.
A bridging loan offers short-term property finance when speed is essential. It can be useful for buying a new home before selling your current one, securing an auction property, or funding renovations that a standard mortgage would not cover.
These loans are secured against property and can be arranged quickly. Our mortgage brokers in Peterborough will guide you through the available options and help you find the right solution for your needs.
If you are a self employed mortgage applicant, you may find it more challenging to secure a mortgage compared to those who are regularly employed.
Our experienced mortgage advice team in Peterborough specialises in helping customers with self employed mortgages and is well-versed in the criteria for such mortgages.
As a self employed applicant, owning more than 20-25% of your company categorizes you as self employed.
To obtain a mortgage, self employed applicants must have been self employed for at least two years, and mortgage lenders generally review your income based on that period of time.
Several government schemes are available to help people get onto the property ladder, whether you are a first-time buyer or looking for an alternative way to buy a home.
Figuring out which schemes you qualify for can be challenging. As a mortgage broker in Peterborough, we can help you explore your options and find the best route to homeownership.
If you have had credit issues in the past, getting a mortgage can seem challenging. Some lenders offer bad credit mortgages in Peterborough, which are designed for applicants with missed payments, defaults, or CCJs.
As a mortgage broker in Peterborough, we have access to specialist lenders who take a more flexible approach. We will guide you through the process and help you find a mortgage that suits your situation.
Some mortgage applications are more complex than others. If you have an irregular income, are purchasing a non-standard property, or face other challenges, securing the right mortgage can be more difficult.
As a specialist mortgage broker in Peterborough, we have helped thousands of customers secure mortgages in unique situations. We will work to find a solution that fits your circumstances.
If you are over 50 and looking for a mortgage in Peterborough, there are options designed to suit your needs. Whether you are moving home, remortgaging, or releasing equity, lenders offer products that take retirement income into account.
A mortgage broker in Peterborough like us can help you explore the available options and find a mortgage that supports your plans now and in the future.
For those over 60, mortgage products such as retirement interest-only and lifetime mortgages are becoming increasingly popular. These options can help with downsizing, releasing equity, or managing finances in later life.
Our experienced mortgage advisors in Peterborough will assess your situation and help you find the most suitable solution for your needs.
Retirement mortgages in Peterborough give homeowners flexibility when managing finances later in life. Whether you need to free up funds for home improvements, support family, or improve financial security, there are products designed to help.
With expert mortgage advice in Peterborough, you can find a retirement mortgage that works for you while ensuring long-term financial stability.
Our service is flexible and designed to fit around your busy work and family life in Peterborough. We're always available when you need us.
With us, there are no upfront fees. We only get paid when you obtain your mortgage in Peterborough and achieve your desired results.
From our dedicated mortgage administrators to our professional mortgage advisors in Peterborough, you will always know who you are working with.
Obtaining a mortgage in Peterborough can be a daunting task, but we will be with you every step of the way to guide and support you.
We will recommend appropriate insurance products to ensure you can stay in your home in Peterborough if you become seriously ill or unable to work.
As an open and honest mortgage broker in Peterborough, we can search for the best deal for you, saving both your time and money.
There are likely few situations we haven't come across in the past, and our mortgage advisors in Peterborough will understand your needs as a home buyer.
When you schedule a mortgage advice appointment in Peterborough, we will help you in overcoming any mortgage hurdles, including property survey and valuation issues.
The deposit required depends on your situation and the type of mortgage you are applying for. Most standard residential mortgages require at least 5 percent of the property’s purchase price.
If you have a history of bad credit, lenders may ask for a larger deposit, usually between 10 and 15 percent, to reduce their risk.
For buy-to-let mortgages, the deposit is typically around 20 to 25 percent, as lenders consider these properties higher risk.
Self-employed applicants follow the same deposit criteria as employed borrowers, but proving affordability with documents like tax returns and business accounts is essential.
Speaking to a mortgage advisor in Peterborough can help you understand how much deposit you will need and which lenders may be best suited to your circumstances.
The mortgage application process starts with an initial discussion where we assess your financial situation and property goals.
We will help you secure an agreement in principle, which shows how much a lender is willing to offer, making you a more credible buyer.
Next, you will complete a full mortgage application, submitting documents such as payslips, bank statements, and proof of identity.
The lender will then carry out a property valuation to ensure the agreed price matches its market value. If everything checks out, you will receive a formal mortgage offer, allowing you to move forward with the purchase.
As a mortgage broker in Peterborough, we manage the entire process, keeping everything on track and ensuring a smooth experience from start to finish.
Yes, securing a mortgage with bad credit is possible, but options may be more limited.
Lenders will assess issues like missed payments, defaults, or CCJs more closely, and you may need a higher deposit, usually around 10 to 15 percent. Interest rates can also be higher to reflect the added risk.
Specialist lenders cater specifically to bad credit applicants, and a mortgage broker in Peterborough can connect you with the right providers.
We will review your credit file, suggest ways to strengthen your application if needed, and help you find a mortgage that suits your circumstances.
A mortgage agreement in principle (AIP) is a document from a lender stating how much they are willing to lend based on an initial review of your income and credit history.
It is not a guarantee of a mortgage but shows sellers and estate agents that you are a serious buyer.
Our mortgage advisors in Peterborough can secure an AIP for you within 24 hours. This quick turnaround can be useful if you are ready to make an offer or need proof of borrowing power when house hunting.
Booking a mortgage appointment with us is quick and straightforward.
You can schedule a call online at a time that suits you, choosing either a telephone or video appointment with one of our experienced mortgage advisors.
The appointment is completely free and designed to provide clarity on your options and the next steps in your mortgage journey.
Whether you are a first-time buyer, self-employed, or looking to remortgage, our team is here to offer expert advice tailored to your situation.
To apply for a mortgage, you will need to provide proof of income, such as payslips or tax returns if you are self-employed. Lenders will also request bank statements, proof of ID, and evidence of your deposit.
They may also ask for details of any existing financial commitments, such as loans or credit cards.
A mortgage broker in Peterborough can help you prepare these documents to ensure your application runs smoothly. Being organised from the start can speed up approval and prevent unnecessary delays.
The time it takes to secure a mortgage varies depending on your situation, but the process typically takes between four and eight weeks from application to completion.
Delays can occur due to factors such as property valuations, legal work, or lender processing times.
Working with a mortgage broker in Peterborough can often speed up the process. We will liaise with lenders, solicitors, and other parties to keep everything moving efficiently.
A fixed-rate mortgage in Peterborough keeps your interest rate and monthly payments the same for an agreed period, usually between two and five years, providing stability and predictable costs.
A variable-rate mortgage, on the other hand, changes based on the Bank of England’s base rate or your lender’s standard variable rate. This means your payments can rise or fall over time.
The right choice depends on your financial plans and how much flexibility you want. Speaking to a mortgage advisor in Peterborough can help you decide which type of mortgage suits you best.
Read our Reviews
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.
© UK Moneyman Limited 2025.
We value your privacy
This website uses cookies. If you continue to use the site, we will assume that you agree with our use of cookies.
