Mortgage Advice in Peterborough

If you’re a first time buyer in Peterborough and feeling unsure of where to start, seeking help from an expert mortgage advisor in Peterborough would be beneficial.

Our team in Peterborough can help simplify the process and cut through the industry jargon, reducing your stress levels in the process.

With the assistance of your mortgage broker in Peterborough, you can receive an approximate idea of the maximum amount you could borrow, and even obtain a mortgage agreement in principle within 24 hours of your initial appointment.

This can be a useful tool when making offers on properties.

If you’re a homeowner planning on moving home in Peterborough, you may find it to be quite a stressful experience, particularly when it comes to your mortgage.

Fortunately, having a reliable mortgage broker in Peterborough can greatly alleviate your stress levels.

We strive to expedite the mortgage process as much as possible, ensuring that you have one less thing to worry about while you pack up and search for your new home.

As you approach the end of your initial fixed period, it’s important to start thinking about your options for the future.

Our team of qualified mortgage advisors in Peterborough can provide you with professional remortgage advice in Peterborough, helping you make the best decisions for your situation.

Whether you want to release equity for home improvements, access better rates, or consolidate debts, we have the experience and expertise to guide you through the process.

Contact us today and let us help you make the right choice.

Our team of mortgage advisors in Peterborough are well-versed in handling buy to let mortgages, and we pride ourselves on being open and honest with our clients.

We stay up-to-date with the latest buy to let lending criteria and build strong relationships with both new and experienced landlords.

Many of our clients return to us for our services, whether they are looking to finance a new property or remortgage an existing one.

We also help those who are interested in letting out their current property as a means of raising funds to purchase a new home, which is known as let to buy.

If you’re considering purchasing a property, the government’s Help to Buy Scheme may be worth exploring.

Our guides or the OwnYourHome website provide useful information about the various schemes available.

If you are a self employed mortgage applicant, you may find it more challenging to secure a mortgage compared to those who are regularly employed.

Our experienced mortgage advice team in Peterborough specialises in helping customers with self employed mortgages and is well-versed in the criteria for such mortgages.

As a self employed applicant, owning more than 20-25% of your company categorizes you as self employed.

To obtain a mortgage, self employed applicants must have been self employed for at least two years, and mortgage lenders generally review your income based on that period of time.

If you are a tenant renting your home from a local authority, such as a council or housing association, you may qualify for the government’s Right to Buy Scheme.

This scheme is designed to help first-time buyers purchase the home they are currently living in.

The discount you will receive on the purchase price of the property will depend on how long you have lived in the property and its current market value.

In many cases, you may not need to pay a deposit, although it’s always wise to have savings on hand just in case.