Mortgage Broker in Preston

If you are a first time buyer in Preston and are considering your options, seeking the advice of a professional mortgage broker in Preston would greatly benefit you. They can provide guidance and assistance, simplifying complex terminology and reducing your anxiety.

Your broker will be able to give you an approximate figure of the maximum amount you could potentially borrow and help you secure a mortgage agreement in principle, usually within a day of your initial meeting. This will be a valuable resource when making offers on houses!

Moving home in Preston can often be a source of stress for many people, especially when it involves a mortgage. Fortunately, residents of Preston can rely on the services of a reliable mortgage broker in Preston to alleviate some of this stress.

Our goal is to streamline the mortgage process as efficiently as possible, giving you one less thing to worry about as you prepare to move into your new home.

As you near the end of your initial fixed term, it is prudent to begin considering your options for the future. Our team of knowledgeable professionals specializes in offering remortgage advice in Preston, carefully assessing your circumstances and guiding you through the next steps.

We often discover that clients choose to remortgage for various reasons, such as accessing equity for home renovations, obtaining more favourable rates, or consolidating debts. With our extensive experience in all types of remortgage situations, do not hesitate to reach out and let us assist you in finding the best solution for your needs.

Our trustworthy mortgage broker team in Preston is highly knowledgeable in the realm of buy to let mortgages. We prioritize staying updated on the latest lending criteria and building strong connections with landlords, both new and established.

We have a loyal client base, often returning to us for assistance with securing mortgages for new properties or remortgaging existing ones. We also offer let to buy services for those looking to turn their current property into a rental and use the funds to purchase a new home.

If you’re considering buying a property, you may find it beneficial to take advantage of the government’s Help to Buy Scheme in Preston. To gain a better understanding of the different schemes available, consult our guides or visit the OwnYourHome website run by the government.

If you’re a self-employed individual looking for a mortgage, you may find the process more challenging than it is for those in traditional employment. However, our team of mortgage advisors in Preston are well-versed in assisting self-employed clients and have extensive knowledge of the criteria for obtaining a self-employed mortgage.

In order to be considered self-employed, you must own at least 20-25% of your company. To be eligible for a mortgage, self-employed applicants must have been self-employed for a minimum of two years. Typically, mortgage lenders will assess your income based on this time frame.