Our hard working team at UK Moneyman strive to provide the most open and honest mortgage advice service to anyone who gets in touch. From the first interaction with us to the very end of their mortgage journey we treat all new and existing customers equally and fairly. Our Mortgage Advisors in Surrey have dealt with customers who are current or budding buy to let landlords or are customers who are looking to move home. Some might be starting their journey into the property world or they might be coming to the end of their mortgage term and are looking to remortgage. Whatever the reason is for you looking at Mortgage Advice in Surrey, our hard working team of Mortgage Advisors in Surrey will utilise their knowledge & experience to help you along your mortgage journey.Book Online
We work for you which is why we provide a flexible service that works around your work and your personal life. Our mortgage advice team are here to help from early until late, 7 days a week, including weekends and some bank holidays. If you are looking to get in touch with a dedicated Mortgage Advisor in Surrey, please use the book online button located below and select the most available time for you to attend your free mortgage appointment.Book Online
First Time Buyer in Surrey
If you are a first time buyer in Surrey and are exploring your mortgage options, it would very helpful for you to contact an expert Mortgage Advisor in Surrey. They can provide a helping hand throughout the full mortgage process and are available to answer any question you may have keeping the technical jargon to a minimum.. One of our trusted Mortgage Advisors in Surrey can be there to provide indicative figures around your maximum borrowing capacity as well as monthly payments. Furthermore, they can help with getting a mortgage agreement in principle sorted for you usually within 24 hours of your first appointment. Following this process can get you prepared for making offers on a property with a mortgage agreement in principle in hand.
Moving Home in Surrey
Moving home in Surrey has been cited as being one of the most stressful experiences, especially when a mortgage is involved. This doesn’t have to be the case with a dedicated Mortgage Broker in Surrey being there to help get through the workload. Our team always work hard to make the process as quickly and smoothly as possible. Let us deal with the mortgage aspect while you focus on packing up and looking for your potential new home.
Remortgage in Surrey
Towards the end of your mortgage term, it may be best to begin looking into the options available to you. With the help of our expert team in Surrey, you can get remortgage advice in Surrey, on the next steps of your mortgage journey that is suitable for your situation. Many of our customers look to remortgage for a range of reasons. Some look to remortgage in order to release equity which can be used to fund home improvements or they might be looking at paying off their debts. It might be as simple as looking to find better rates. With a lot of experience under their belt, our mortgage team have dealt with a range of remortgage situation, therefore, please don’t hesitate to get in touch and we’ll see how we are able to help.
Buy to Let in Surrey
Our knowledgeable team of mortgage advisors have the experience and skills they need to deal with buy to let mortgages. We are well informed with any changed within buy to let lending criteria and have built long and trusting relationships with budding and current landlords. We find that existing customers who are landlords return to us for our services to find a new addition for their property portfolio or to remortgage a property they have currently. As well as this, we also are able to help individuals who are looking to let out their current property in order to raise money for a new home purchase to live in. This is known as let to buy.
Help to Buy in Surrey
The government Help to Buy Scheme is a great way for First Time Buyer in Surrey who are looking to increase their deposit for new build home. Through obtaining a loan of up to 40% and putting 5% on from your own savings, you are giving yourself the chance to access better rates for your mortgage. It will require you paying back this amount because this is a loan.
Self Employed in Surrey
Self employed mortgage can be renowned to be more challenging in comparison to a standard mortgage. The good news is that our knowledgable mortgage advice team in Surrey have a lot of experience in dealing with self employed mortgage and have a deep understanding of the criteria and what lenders require. You are classed as a self employed applicant if you own more than 20-25% of your business. The requirements to obtain a mortgage as a self employed applicant is that you need to have been working self employed for at least two years. This is because normally mortgage lenders will enquire about this information based around this time period.
Right to Buy in Surrey
If you are currently living in a rental property that is owned by either the council or local housing association, the best option for you may be utilising the Right to Buy Scheme. This obviously depends on your eligibility. You may be granted a discounted purchase price, however, this depends on the amount of time you have been occupying the property and the value of the property. This despoit can mean that you might not need to put down a deposit, but it’s important to have some savings stored to cover any essential fees.
We're flexible around your work and family, we'll be there when you need us.
No upfront fees payable, we are paid on results only.
You'll always know who you are dealing with.
No vested interests, do you want your builder or estate agent knowing your maximum lending when you're trying to negotiate your price, you'll receive a mortgage tailored to your needs.
Meaning you're safe and protected by our process, providing peace of mind. We take all the responsibility for the advice.
We shop around for the cheapest deal for you, saving you time and money.
There isn't a situation we haven't come across before, we fully understand your needs.
We'll help you overcome hurdles that you face along the way, for example, removing the stress of property survey and valuation problems.
4.98 Rating200 Reviews
IT WAS LOVELY TALKING TO Helen today She was very professional and friendly and very helpful I am looking forward to her colleague Thomas calling me back at 3:30 as a range from conversation on telephone
Everyone at UK Moneyman was really helpful, polite and efficient throughout the process of getting our mortgage offer. As first-time buyers, the process seemed very overwhelming at the beginning but Charlie talked us through each step at the...
Dale was very good and very prompt thank your for your help dale
I spoke to Leaghne and she was very helpful and very patient and polite in all discussions we did. It was very easy to get through.
Really helpful and friendly team that got us the mortgage we wanted.
The service from Charlie and Chloe was outstanding! Charlie was by our side through all the start of the process and Chloe took over later on and helped with every issue we had to make sure everything ran smoothly. They both went above and beyond...
Warm Welcome. Understandi
Just spoke to Aaron very thorough good lad
Seemed a nice, friendly guy. Seemed to understand and actually interested in our application.
Had a great experience very friendly people always available to answer any questions and very knowledgeable would highly recommend their team
Worth every penny. UK moneyman have been fantastic and I could not recommend them more. They work quickly and are easy to get ahold of. They explain everything well and have made buying a house so much easier.
As first time buyers with quite specific needs, we were nervous about choosing a mortgage advisor and worked hard to find the right person and company. Charlie Bryson gave my partner and I the confidence we needed to go ahead. He was honest and...
Excellent service from Matt & Molly. Throughly recommend UK money man
All staff very helpful ..patient and knowledgeable. I was always spoken to professionally and courteously. Wayne gave me sound advice and helped me sort out issues in an area I am new too. Very grateful for help and support given.
Excellent professional service from start to finish. Staff are extremely friendly, professional and kept us informed every step of the way, making what can be an extremely stressful process quick, efficient and hassle free. This is the second time...
House-buying is a very stressful business but obtaining a later-life mortgage with UK Moneyman was a pleasure. The staff were extremely professional, knowledgeable, efficient and polite. They obtained a very good deal for us at the speed of light!...
Very Easy to talk to and Very Helpful.
From the start all the staff I have had the pleasure of dealing with were kind, knowledgeable and helpful, and accommodating to my variable shift patterns. Thank you Jason and Chloe for taking me through it all step by step.
Third time using Moneyman. The service has been excellent every time.