Our hard working team at UK Moneyman strive to provide the most open and honest mortgage advice service to anyone who gets in touch. From the first interaction with us to the very end of their mortgage journey we treat all new and existing customers equally and fairly. Our Mortgage Advisors in Surrey have dealt with customers who are current or budding buy to let landlords or are customers who are looking to move home. Some might be starting their journey into the property world or they might be coming to the end of their mortgage term and are looking to remortgage. Whatever the reason is for you looking at Mortgage Advice in Surrey, our hard working team of Mortgage Advisors in Surrey will utilise their knowledge & experience to help you along your mortgage journey.
Book OnlineWe work for you which is why we provide a flexible service that works around your work and your personal life. Our mortgage advice team are here to help from early until late, 7 days a week, including weekends and some bank holidays. If you are looking to get in touch with a dedicated Mortgage Advisor in Surrey, please use the book online button located below and select the most available time for you to attend your free mortgage appointment.
Book OnlineIf you are a first time buyer in Surrey and are exploring your mortgage options, it would very helpful for you to contact an expert Mortgage Advisor in Surrey. They can provide a helping hand throughout the full mortgage process and are available to answer any question you may have keeping the technical jargon to a minimum. One of our trusted Mortgage Advisors in Surrey can be there to provide indicative figures around your maximum borrowing capacity as well as monthly payments. Furthermore, they can help with getting a mortgage agreement in principle sorted for you usually within 24 hours of your first appointment. Following this process can get you prepared for making offers on a property with a mortgage agreement in principle in hand.
Moving home in Surrey has been cited as being one of the most stressful experiences, especially when a mortgage is involved. This doesn’t have to be the case with a dedicated Mortgage Broker in Surrey being there to help get through the workload. Our team always work hard to make the process as quickly and smoothly as possible. Let us deal with the mortgage aspect while you focus on packing up and looking for your potential new home.
Towards the end of your mortgage term, it may be best to begin looking into the options available to you. With the help of our expert team in Surrey, you can get remortgage advice in Surrey, on the next steps of your mortgage journey that is suitable for your situation. Many of our customers look to remortgage for a range of reasons. Some look to remortgage in order to release equity which can be used to fund home improvements or they might be looking at paying off their debts. It might be as simple as looking to find better rates. With a lot of experience under their belt, our mortgage team have dealt with a range of remortgage situation, therefore, please don’t hesitate to get in touch and we’ll see how we are able to help.
Our knowledgeable team of mortgage advisors have the experience and skills they need to deal with buy to let mortgages. We are well informed with any changed within buy to let lending criteria and have built long and trusting relationships with budding and current landlords. We find that existing customers who are landlords return to us for our services to find a new addition for their property portfolio or to remortgage a property they have currently. As well as this, we also are able to help individuals who are looking to let out their current property in order to raise money for a new home purchase to live in. This is known as let to buy.
The government Help to Buy Scheme can be a great way for home buyers to find their footing on the property ladder. Visit the government OwnYourHome website to learn more.
Self employed mortgage can be renowned to be more challenging in comparison to a standard mortgage. The good news is that our knowledgable mortgage advice team in Surrey have a lot of experience in dealing with self employed mortgage and have a deep understanding of the criteria and what lenders require. You are classed as a self employed applicant if you own more than 20-25% of your business. The requirements to obtain a mortgage as a self employed applicant is that you need to have been working self employed for at least two years. This is because normally mortgage lenders will enquire about this information based around this time period.
If you are currently living in a rental property that is owned by either the council or local housing association, the best option for you may be utilising the Right to Buy Scheme. This obviously depends on your eligibility. You may be granted a discounted purchase price, however, this depends on the amount of time you have been occupying the property and the value of the property. This despoit can mean that you might not need to put down a deposit, but it’s important to have some savings stored to cover any essential fees.
We're flexible around your busy work and family life in Surrey, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in Surrey!
Whether it's a mortgage administrator or a mortgage advisor in Surrey, you'll always know who you are dealing with.
Getting your first mortgage in Surrey can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in Surrey, should you become seriously ill or unable to work.
As a mortgage broker in Surrey, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in Surrey will fully understand your needs.
When you get in touch for mortgage advice in Surrey, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating285 Reviews
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Sarah
Fantastic service from Tom Bowes
Brooke
Excellent service, great communication & highly professional
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would...
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and...
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding...
Clair
Informative, friendly, helpful and efficient service.
Katie
Really glad I went with UK Moneyman for my first mortgage, explained everything to me so well and was always on hand when I needed them as I work long hours at weekdays so having appointments on the weekends was so helpful for me, would definitely...
Natalie
Tom and Chloe were super helpful with our first time mortgage. We had a couple of properties fall through but Tom was there to help and guided us through the whole process.
paul
I think anyone would have difficulty finding a more helpful and friendly Financial Advisor. We used them to find a suitable later life mortgage and their effort and persistence in the face of some difficulties (caused by our particular...
Anonymous
Good advice and a professional hand both made the process seem effortless. Full marks for a service and result!!
Christopher
Wayne and Paula have been very helpful in helping me purchase my first house would highly recommend them to anyone wanting a mortgage advisor! Wayne was also very flexible with time as I have very odd working hours and worked out a time for phone...
Carol
Excellent service, Tom and Lynsey were responsive and extremely helpful including in resolving issues of transferring the offer to another property when the seller of the first property I was buying pulled out.
Marco
It's the 3rd time I've dealt with the team at UK Moneyman, as before they have been informative, punctual, detailed and a pleasure to deal with. I couldn't reccomend them more highly.
Suzanna
Excellent communication from start to finish. Highly recommend.
Rasheda
Very friendly and provided all the information I needed.
Pauline
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Paul
Excellent experience all around, used for two mortgages and will use again