Mortgage Broker in Winchester

If you are a first-time buyer in Winchester and are considering the necessary steps to take, it would be advantageous to seek guidance from a professional mortgage broker in Winchester. They will provide valuable support and assistance, simplifying complex terminology and reducing your stress levels.

Your broker will also be able to give you an approximate figure of the maximum mortgage amount you could potentially secure, and help you in obtaining a mortgage agreement in principle, usually within 24 hours of your initial consultation. This can be a valuable tool when making offers on properties!

Moving home in Winchester can often be a daunting task, especially when it involves securing a mortgage. Thankfully, with a reliable mortgage broker in Winchester by your side, the process can be greatly simplified and your stress levels reduced. Our team is dedicated to ensuring a swift and efficient mortgage process, allowing you to focus on the excitement of finding your new home.

As you approach the end of your initial fixed period, it is important to start thinking about your next steps. Our team of qualified experts are here to offer remortgage advice in Winchester, carefully assessing your situation and guiding you through the process.

We understand that many customers choose to remortgage in order to release equity for home improvements, secure better rates, or consolidate debts. With our extensive experience in all types of remortgages, we can help you in finding the best solution for your individual needs. So don’t hesitate to get in touch and see how we can help you.

Our transparent and trustworthy team of mortgage advisors in Winchester are highly experienced in dealing with buy to let mortgages. We stay updated on the latest buy to let lending criteria and have built strong relationships with both new and existing landlords.

Many of our clients return to us for our services, whether they need a mortgage for a new property or a remortgage for an existing one. We also offer assistance to those looking to rent out their current property in order to raise funds for purchasing a new home, which is known as let to buy.

If you’re considering buying a property in Winchester, it’s worth looking into the government’s Help to Buy Scheme. Our guides and the OwnYourHome website can provide you with more information about the different schemes available.

If you are a self-employed individual looking to secure a mortgage, you may find the process more challenging compared to those who are employed full-time.

Our team of mortgage advisors in Winchester have extensive knowledge and experience in helping self-employed individuals with their mortgage applications, and are well-versed in the specific criteria that lenders look for in self-employed applicants.

In order to be classified as a self-employed applicant, you must own at least 20-25% of your company. To be eligible for a mortgage, you must have been self-employed for a minimum of two years. Lenders typically assess your income based on this time period.