UK Moneyman has helped many happy customers in securing a mortgage for their new home. It is said that moving home can be one of the most stressful experiences we go through, we aim to take as much of this stress away as possible. We would always recommend speaking to a mortgage broker in Bournemouth, like ourselves. Our advisors will be able to help look at your affordability, and let you know how much you can borrow as well as what your monthly payments will be. All home movers are eligible for a free initial mortgage appointment. You can book online below.Book Online
A mortgage agreement in principle means that you have met the lenders' credit scoring and have been approved ‘in principle’ for your mortgage. This will be then subject to providing the evidential documents to back up the information we have provided to the lender. Your agreement in principle shows the estate agent and vendor that you are able to proceed should you put forward any offers. We provide moving home mortgage advice in Bournemouth and surrounding areas.Book Online
In short, yes. A lot of mortgages are portable, meaning that you are able to transfer your current mortgage to a new house. However, effectively you will be re-applying for that mortgage. Meaning that if your circumstances have changed you may no longer qualify for that deal.
Our mortgage advisors in Bournemouth will run through all the costs involved in moving home with you at your initial appointment. So you are completely aware of these from the outset. The usual costs involved include: - Estate agents’ fees for selling your current property - Property Survey fees for your new onward purchase - Mortgage broker fees. - Conveyancing fees, remember you will be paying a solicitor for both the sale of your current property and the purchase of your new one. - In some cases, there may be mortgage arrangement fees Lastly, you will need to look at the relevant insurances surrounding homeownership, such as building and contents insurance. As well as the various life insurances to financially support you in any unforeseen circumstances.
When moving home, your solicitor or legal representative will pay off any existing mortgage in full from the proceeds of the house sale. If you are then making an onward purchase, you will need to obtain a new mortgage or port your current one to this property.
If you find yourself in a position where you can pay off your mortgage in full, then you can. However, you may be subject to early repayment charges, depending on the type of mortgage and your fixed period. If you are currently in your mortgage introductory, fixed or discount period. Many lenders will allow 10% of your mortgage balance to be overpaid each year. If you are on a standard variable rate mortgage, generally, you can pay off as much as you want.
We provide mortgage advice 7 days a week in Bournemouth to fit busy lifestyles. We work around you.
All our customers are provided with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Bournemouth.
As part of our mortgage advice service, we provide you with dedicated experts including a mortgage advisor in Bournemouth to keep you up to date.
We understand that the whole home buying and remortgage process can be daunting. We will be by your side every step of the way. Taking as much stress away as possible.
We'll recommend appropriate insurance products, ensuring you can stay at home in Bournemouth, should you become seriously ill or unable to work.
As a mortgage broker in Bournemouth, we can find the cheapest deal for you, saving both your time and your money.
Our experience allows us to deal with a variety of scenarios, therefore, it's very likely that your dedicated mortgage advisor in Bournemouth has already come across your situations before and knows the best solution.
When a customer contacts us for mortgage advice in Bournemouth, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
Our Customers Love Us
4.97 Rating269 Reviews
Excellent communication from start to finish. Highly recommend.
Very friendly and provided all the information I needed.
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Excellent experience all around, used for two mortgages and will use again
Absolutely brilliant both Matt & Stacey. Really clear with us what our options were. Will use again when i need to find another mortgage.
Chloe and Tom were very helpful and informative throughout and very knowledgeable we would recommend UK moneyman to any first time buyers
I can’t thank or recommend these guys enough. Highly professional, helpful and friendly from the outset - very knowledgeable and great customer service.
Great company to work with, very helpful and always prompt to answer any queries.
Great service! Quick and trustworthy!
Excellent service from both Leo and Meghan who we feel went above and beyond to help us get our first mortgage, even when faced with some very unforeseen changes! They made the whole process extremely easy and understandable. We have already...
Excellent service from the team, were very informative throughout the process even when we had to swap the house we were purchasing resulting in a new mortgage application.
Excellent service from Wayne and Stacey. Wayne took time to explain everything and reran mortgage calc a number of times as my property search went on which was much appreciated. Stacey was also extremely helpful, informative and quick to respond to...
Incredibly helpful from start to finish, gave me all the information I needed and made the whole process much easier
Megan and Wayne have been great throughout. Both really easy to work with and on top of things at every step of the process. Thanks a lot.
Excellent service by Malcolm, Paula & Meghan. We completed our purchase last week in what was supposed to be a very difficult case due to my bad credit and limited trading history as a director of LTD company. UKmoneyman dug out a lender that...
Very good service received. Wayne is very knowledgeable and helpful especially with me been a first time buyer. Also very accommodating with timings and I was able to have chats later on a night to fit my schedule. Very supportive all the way...
So far so good ! The first point of contact was lovely, made me feel at ease and very knowledgeable.
Absolutely fantastic service from the start, in helping getting a mortgage. Charlie always replied to my messages as quickly as possible and was very clear, thorough and calming through the whole process, cutting out a lot of worries had I not used...
Great help from the team, helped find exactly what we were after, and was an easy straight forward process. Being self employed it can be tricky however there were no problems with the help and advice we received.