UK Moneyman has helped many happy customers in securing a mortgage for their new home. It is said that moving home can be one of the most stressful experiences we go through, we aim to take as much of this stress away as possible. We would always recommend speaking to a mortgage broker in Bournemouth, like ourselves. Our advisors will be able to help look at your affordability, and let you know how much you can borrow as well as what your monthly payments will be. All home movers are eligible for a free initial mortgage appointment. You can book online below.Book Online
A mortgage agreement in principle means that you have met the lenders' credit scoring and have been approved ‘in principle’ for your mortgage. This will be then subject to providing the evidential documents to back up the information we have provided to the lender. Your agreement in principle shows the estate agent and vendor that you are able to proceed should you put forward any offers. We provide moving home mortgage advice in Bournemouth and surrounding areas.Book Online
Can I move my existing mortgage to a new house in Bournemouth?
In short, yes. A lot of mortgages are portable, meaning that you are able to transfer your current mortgage to a new house. However, effectively you will be re-applying for that mortgage. Meaning that if your circumstances have changed you may no longer qualify for that deal.
What are the costs of moving home in Bournemouth?
Our mortgage advisors in Bournemouth will run through all the costs involved in moving home with you at your initial appointment. So you are completely aware of these from the outset. The usual costs involved include: - Estate agents’ fees for selling your current property - Property Survey fees for your new onward purchase - Mortgage broker fees. - Conveyancing fees, remember you will be paying a solicitor for both the sale of your current property and the purchase of your new one. - In some cases, there may be mortgage arrangement fees Lastly, you will need to look at the relevant insurances surrounding homeownership, such as building and contents insurance. As well as the various life insurances to financially support you in any unforeseen circumstances.
What happens if you buy a house in Bournemouth and want to move?
When moving home, your solicitor or legal representative will pay off any existing mortgage in full from the proceeds of the house sale. If you are then making an onward purchase, you will need to obtain a new mortgage or port your current one to this property.
Can I pay off my mortgage early in Bournemouth?
If you find yourself in a position where you can pay off your mortgage in full, then you can. However, you may be subject to early repayment charges, depending on the type of mortgage and your fixed period. If you are currently in your mortgage introductory, fixed or discount period. Many lenders will allow 10% of your mortgage balance to be overpaid each year. If you are on a standard variable rate mortgage, generally, you can pay off as much as you want.
We provide mortgage advice 7 days a week in Bournemouth to fit busy lifestyles. We work around you.
All our customers are provided with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Bournemouth.
As part of our mortgage advice service, we provide you with dedicated experts including a mortgage advisor in Bournemouth to keep you up to date.
We understand that the whole home buying and remortgage process can be daunting. We will be by your side every step of the way. Taking as much stress away as possible.
We'll recommend appropriate insurance products, ensuring you can stay at home in Bournemouth, should you become seriously ill or unable to work.
As a mortgage broker in Bournemouth, we can find the cheapest deal for you, saving both your time and your money.
Our experience allows us to deal with a variety of scenarios, therefore, it's very likely that your dedicated mortgage advisor in Bournemouth has already come across your situations before and knows the best solution.
When a customer contacts us for mortgage advice in Bournemouth, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
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My initial interaction with Faye from UK money man has been really personable and I felt like she understood my needs very well. I’m hoping they can help deliver what I need and I didn’t feel any pressure to have to go further with my...
UK Moneyman have been super helpful and reliable. Have always been able to count on them getting back to us quickly and made us feel comfortable checking anything out we were not really sure about. They made the whole process as easy and hassle free...
The team were fantastic, in finding the product for me. Jo also walked me through what to expect when purchasing your first home I.e. time frames, and answer my many questions. Also their after care has been great, checking in on how the purchase is...
Myself and partner used UK Moneyman for our first time buyer mortgage. We’ve had round the clock care well above the norm. Multiple routes forward regarding which mortgage to go for with lots of information to help prepare us through the...
I cannot thank the UK Moneyman service enough. Securing a mortgage meant more than just that to me, it was – is - a life chance. However, because of my credit history, I didn’t think that it could be done. Right from the start of the...
Leo and Kayleigh have been great from the first phone call that I made to them. They have both helped us each step of the way and it has been a great comfort to my wife and me that everything had been taken care of by them both. We will definitely...
Ryan and Kayleigh were incredibly helpful and always available to answer our questions whenever we needed - and we had a lot of them as we are first time buyers who didn't have a clue about any of the process to begin with! They secured our...
UK money man where so helpful. Chloe and Joe was amazing with us. Stayed in contact with us giving advice and updates, so glad we chose UK money man! Thanks for all your help.
Amazing, when ne and my partner first looked into buying a house, we had no idea about how to get a mortgage or anything. Moneymen were extremely helpful all the way through and sorted everything smoothly and efficiently! Very happy, will use again...
We’re so glad that we decided to use UKM to help us through the process of buying our first home, they took most of the stress off our shoulders and we’re always there to answer any queries. Would definitely recommend them to anyone...
I found Dinah at Harrogate Moneyman to be extremely supportive. She listened carefully to our needs, proposed solutions and followed up closely. A great service - I’d recommend Harrogate Moneyman to anyone looking for mortgage options.
Absolutely fantastic from the start of the process. Everything was explained really clearly and I feel that the advice given to me throughout was done so with my best interests at heart. Would recommend to anyone looking into getting a mortgage.
I used UK moneyman after using many other brokers. Tom Dent and Meghan Robinson fought for my case and was able to land me the mortgage offer I needed. In such a sellers market, having a great team around you makes such a difference. I will...
Mizna has been amazing and helped us to get a better mortgage protection for a cheaper price than what we previously had. Would definitely recommend!
excellent as always and very efficient. used them for my first-time mortgage and also my remortgage now
Excellent service from Mizna. Went the extra mile to get me the best deal. Will definitely use again.
Mizna Coates helped me reviewing a critical illness protection plan I have. Her advice helped me to take an informed decision. I feel her advice was honest and thorough, keeping my best interest as a priority and not just trying to sell me a...
For me, UK Moneyman is very experienced, very professional, Great advisor, very friendly and respectful. They always get you prompt response. I was so comfortable with them during the whole process. I strongly recommend them. Special thanks to all...
MoneyMan have been nothing but helpful with my mortgage enquiries. Quick to respond and found me an excellent rate I wouldn't have found without them. Highly reccomend.