UK Moneyman has helped many happy customers in securing a mortgage for their new home. It is said that moving home can be one of the most stressful experiences we go through, we aim to take as much of this stress away as possible. We would always recommend speaking to a mortgage broker in Bournemouth, like ourselves. Our advisors will be able to help look at your affordability, and let you know how much you can borrow as well as what your monthly payments will be. All home movers are eligible for a free initial mortgage appointment. You can book online below.
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A mortgage agreement in principle means that you have met the lenders' credit scoring and have been approved ‘in principle’ for your mortgage. This will be then subject to providing the evidential documents to back up the information we have provided to the lender. Your agreement in principle shows the estate agent and vendor that you are able to proceed should you put forward any offers. We provide moving home mortgage advice in Bournemouth and surrounding areas.
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In short, yes. A lot of mortgages are portable, meaning that you are able to transfer your current mortgage to a new house. However, effectively you will be re-applying for that mortgage. Meaning that if your circumstances have changed you may no longer qualify for that deal.
Our mortgage advisors in Bournemouth will run through all the costs involved in moving home with you at your initial appointment. So you are completely aware of these from the outset. The usual costs involved include: - Estate agents’ fees for selling your current property - Property Survey fees for your new onward purchase - Mortgage broker fees. - Conveyancing fees, remember you will be paying a solicitor for both the sale of your current property and the purchase of your new one. - In some cases, there may be mortgage arrangement fees Lastly, you will need to look at the relevant insurances surrounding homeownership, such as building and contents insurance. As well as the various life insurances to financially support you in any unforeseen circumstances.
When moving home, your solicitor or legal representative will pay off any existing mortgage in full from the proceeds of the house sale. If you are then making an onward purchase, you will need to obtain a new mortgage or port your current one to this property.
If you find yourself in a position where you can pay off your mortgage in full, then you can. However, you may be subject to early repayment charges, depending on the type of mortgage and your fixed period. If you are currently in your mortgage introductory, fixed or discount period. Many lenders will allow 10% of your mortgage balance to be overpaid each year. If you are on a standard variable rate mortgage, generally, you can pay off as much as you want.
We provide mortgage advice 7 days a week in Bournemouth to fit busy lifestyles. We work around you.
All our customers are provided with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Bournemouth.
As part of our mortgage advice service, we provide you with dedicated experts including a mortgage advisor in Bournemouth to keep you up to date.
We understand that the whole home buying and remortgage process can be daunting. We will be by your side every step of the way. Taking as much stress away as possible.
We'll recommend appropriate insurance products, ensuring you can stay at home in Bournemouth, should you become seriously ill or unable to work.
As a mortgage broker in Bournemouth, we can find the cheapest deal for you, saving both your time and your money.
Our experience allows us to deal with a variety of scenarios, therefore, it's very likely that your dedicated mortgage advisor in Bournemouth has already come across your situations before and knows the best solution.
When a customer contacts us for mortgage advice in Bournemouth, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
Our Customers Love Us
4.97 Rating285 Reviews
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Sarah
Fantastic service from Tom Bowes
Brooke
Excellent service, great communication & highly professional
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would...
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and...
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding...
Clair
Informative, friendly, helpful and efficient service.
Katie
Really glad I went with UK Moneyman for my first mortgage, explained everything to me so well and was always on hand when I needed them as I work long hours at weekdays so having appointments on the weekends was so helpful for me, would definitely...
Natalie
Tom and Chloe were super helpful with our first time mortgage. We had a couple of properties fall through but Tom was there to help and guided us through the whole process.
paul
I think anyone would have difficulty finding a more helpful and friendly Financial Advisor. We used them to find a suitable later life mortgage and their effort and persistence in the face of some difficulties (caused by our particular...
Anonymous
Good advice and a professional hand both made the process seem effortless. Full marks for a service and result!!
Christopher
Wayne and Paula have been very helpful in helping me purchase my first house would highly recommend them to anyone wanting a mortgage advisor! Wayne was also very flexible with time as I have very odd working hours and worked out a time for phone...
Carol
Excellent service, Tom and Lynsey were responsive and extremely helpful including in resolving issues of transferring the offer to another property when the seller of the first property I was buying pulled out.
Marco
It's the 3rd time I've dealt with the team at UK Moneyman, as before they have been informative, punctual, detailed and a pleasure to deal with. I couldn't reccomend them more highly.
Suzanna
Excellent communication from start to finish. Highly recommend.
Rasheda
Very friendly and provided all the information I needed.
Pauline
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Paul
Excellent experience all around, used for two mortgages and will use again
Read our 285 Reviews
UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
