10 Factors to Help You Decide Where to Live

Before you begin your home moving process, you must decide what you want from your new home. Some people may want to be in a completely different environment to gain a fresh start, whereas, some people may just want to move to a bigger property in an area nearby.

It is all about the area you want to live in and your current personal circumstances and whether they will change. Ideally, when moving into a new property, you need to think about your circumstances in the next five or ten years, will they change?

To help point you in the right direction and make you think about where you want to move to, we have compiled a list of ten factors that could help you decide where to move to.

1. Busy city or relaxing countryside?

Firstly, we suggest thinking about the area where you would want to live. Would you want a quiet countryside life or a busy city life?

We can imagine that your age may impact the answer to this question. Generally, if you are a first time buyer, you may prefer to live nearer the city or in a town, whereas, if you have a family, are older and are moving home, you may look at a town, village or even the countryside to settle down.

You will certainly find pros and cons for both options; at the end of the day, it is completely up to you!

2. Transport Links

Transport links are a huge factor to consider when looking at where to live. This applies even more so if you work out of the area where you live.

If you usually drive to work and have a job located out of the area where you live, you should consider looking at how easy it is to get onto the motorway. If you cannot drive and rely on public transport to get to and from work, you may need to look at an area nearer a city so that you have ease of access to and from places.

You should also factor in how much it will cost when travelling between different places. If you move near your place of work, you could even consider walking or biking to reduce your carbon footprint.

3. Schools & Education

Families will need to consider schools and education whilst searching for properties. If your children are still in education, this could be a little difficult as you will have to make a decision whether to keep them at the same school/college or move them to a place closer to where you are moving to. It mostly depends on how far you are planning to move away. If you have younger children, this decision may be a little easier.

If you do not have a family but have plans to start one in the future, you must still think about schools and education. When your children are old enough to go to school, it will be much easier to get them to and from school if the school was nearby.

4. Nearby Facilities – What You Need vs What You Want

When moving to a new area, there will be many different things that you want nearby. Although, there is a difference between what you want nearby and what you need nearby.

We would advise separating nearby facilities with ‘what you want vs what you need’. For example, you want to have a gym nearby, however, having shops nearby is more important and something that you need.

Having a gym nearby is what we call ‘an added bonus’ and is not one of the main reasons why someone should live in an area.

5. Friends & Family

If you regularly see your friends and family, moving far away from them will prove difficult in time. We see that one of the most popular reasons why people move is to be closer to their friends and family, not move further away.

A popular scenario amongst those with families is to live nearby to their parents and friends so that they can get support with looking after the children. If you choose to move away, this perk goes, unfortunately!

6. Is the property good value for money?

When buying a property, you need to look at whether you are getting good value for money. We recommend looking at other house prices in the area on Rightmove or Zoopla to double-check what others are going for to make sure that you are paying the property’s worth. If you aren’t paying the property’s worth, the property may be down-valued by your lender once they complete their property valuation.

If you are a first time buyer, you may opt for a cheaper property at first to get your foot onto the property ladder. This doesn’t mean that you should still not check other property prices in the area.

7. What is the community like?

The local community can impact your home living experience quite a bit.

Some people really value the idea of a lively, busy community where regular events and celebrations occur, whereas, others prefer the opposite and just want a quiet, peaceful life.

As a mortgage broker, when someone is looking at moving home, we always recommend that they check what the community is like. Looking at Facebook groups to see what is going on in the area is a good place to start!

8. Career Changes

A lot of buyers move home for a new job or career plan. It is one of the main reasons why we see people move home!

You will also have to consider transport links when moving to a new area and how this affects your job. Could you move closer to your place of work but not too far from your family, friends, etc? You could consider moving to a place where it is easy to get to your place of work but the same distance to get back to where you currently live.

Some buyers may not be affected by this due to a new, modern approach to working – working from home. If you are able to work from home and are not required to go into the workplace, you may not have to consider this factor.

9. Type of Property

There are many different types of properties available to you across the open property market. Depending on what size property you are looking for, it could impact where you look to move.

For example, terraced and semi-detached properties are usually found in and around the city, whereas, larger properties can be found further out of the city.

This all depends on the size of your family, your future plans and your financial situation. You can have a look at properties online to see the average housing prices and types of property in different areas.

10. Local Developments

If a local investment has been proposed, it would be useful to find out this information before committing to a property. Especially if you are looking to build a life within the new property.

An example of a local investment could be a huge housing area being built within the next year. This could be a problem if you planned to live a quiet life in an area out of the city.

Free Mortgage Appointment for Home Movers

We hope that some of the factors will help you make a decision about where to move to next!

When you have found your dream home in an area that you love and want to make an offer on the property, your next step is to get a mortgage!

We are a mortgage broker and we would love to help you with this part. We offer a free moving home mortgage appointment with a qualified mortgage advisor. And, you can book this online!

Our team hope to hear from you soon so that we can help you start your moving home journey!

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