A Mortgage Broker
You Can Trust!

No matter your age, experience, or situation, we’ll help you find a solution.

Read Our 4,400+
5 Star Reviews

Read Our900+

Malcolm Davidson - Managing Director of UK Moneyman

A Mortgage Broker
You Can Trust!

No matter your age, experience, or situation, we’ll help you find a solution.

Get Started Online 0333 412 2222

7 days a week

Read Our
4,400+ Reviews

Read Our900+
Google Reviews

Find Mortgage Answers Fast

Type your question and get clear answers from our site in seconds.

1. Speak With a Mortgage Advisor

7 days - Evenings & weekends, we offer flexible mortgage advice, working around you and will be there when you need us.

Speak with an experienced mortgage broker today to run through your options and answer all your questions.

2. We Search 1,000s of Mortgage Deals

As a trusted mortgage broker, we’ll shop around to find you the right mortgage for you.

Your mortgage advisor will search through 1,000s of mortgage products to find you the right deal for your individual circumstances. Saving you both time and money.

3. Dedicated Case Manager

A dedicated case manager will be your point of contact and will progress your mortgage application through to completion.

Your dedicated case manager will progress your application, taking care of everything and overcoming any hurdles we meet along the way.

4.Mortgage Offer Time

Nothing left to do but complete your purchase or remortgage.

Once you have received your formal mortgage offer it is back to your conveyancer for completion of your purchase or remortgage.

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.

Our Customers Love Us

213 5 Star Reviews

Diane A

First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home

28 Oct 2026

Chloe Gathergood

Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much

23 Oct 2026

Rebecca Joy

Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!

15 Oct 2026

Callum Kennedy

Very helpful and informative. Made the process as easy as possible. Would recommend to other

14 Oct 2026

Barry Hall

I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.

14 Oct 2026

Megan Whitlock

The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you

14 Oct 2026

Linda Chadwick

Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%

14 Oct 2026

Natalie Rose

We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam

13 Oct 2026

Gem

It's not often I write reviews, but Alex B was fantastic from start to finish so we want to leave a review now it looks like our process has just finished! Myself and my husband were first time buyers with a lot of questions and Alex came through every time. Every question was met with a very quick response, thorough explanations and we were made to feel at ease throughout. I'm honestly not sure we could've done it without Alex! Thank you so much, looking forward to using you again for our remortgage in the future.

30 Sep 2026

Ben Lawton

We have just completed on our house and couldn’t have done it without the help of Tom, Lizzie and Stacey at UK Moneyman. They got us a great mortgage deal, were a pleasure to deal. Excellent communication and also fast response times (often immediate replies) to queries we had. I’d highly recommend them and when my mortgage deal is up I’ll be going straight back to them for a new deal.

22 Sep 2026

The video playlist

Enjoy a selection of our YouTube videos we think that you'll find useful.

Your Journey Starts Now

Use our popular mortgage tools to get your process started

How Much Can I Borrow?

Monthly Repayments Calculator

Home Equity Calculator

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Speak with one of our mortgage advisors and get an accurate figure today!

The monthly repayment amounts provided by this calculator are for illustrative purposes only. Actual repayments may vary depending on the lender's criteria, fees and terms. Other factors, such as your credit score and individual circumstances, may also affect the final repayment amount. Please use this as a guide only and speak with a mortgage advisor for an accurate figure.

Malcolm's Picks

What Do Lenders Look For On My Bank Statements?

Looking at why lenders need to see your bank statements and what they will be checking for, ahead of granting you a mortgage.

5 mins read

Buying-a-House-From-a-Landlord-Explained

Can I Buy the Property I’m Renting From My Landlord?

It can be easier for a landlord to sell to their tenant than to the open market so they end up giving the tenant the first refusal

4 mins read

How Much of My Mortgage Payment is Interest?

Learn how mortgage payments are divided and the benefits of overpayments to save on interest and shorten your term.

5 mins read

What are My Responsibilities as a Landlord?

Can You Use a Lifetime ISA for a Buy to Let Property?

Using a Lifetime ISA for a buy-to-let isn't allowed, but there are alternatives like buy-to-let mortgages and bridging loans.

3 mins read

Can I Claim ESA If I Have Income Protection Insurance?

ESA can be claimed alongside income protection, but your benefit may be reduced depending on the policy and type of ESA you receive.

4 mins read

What Happens At The End Of An Interest Only Mortgage?

What happens when my interest-only mortgage ends, what are my options? A Lifetime Mortgage, Selling or Inheritance could be helpful.

4 mins read

Frequently Asked Questions

The Home Buying App

Our Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.

Download For Free

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Remortgage Advice & Options

Our remortgage advice process is quick and easy, and we can explore all your options. Below is a summary of some of the remortgage situations we’ve recently helped our clients with:

Get a new fixed rate remortgage deal
Product transfer mortgage switches
Further advance on current mortgage
Consolidate debts with a remortgage
Declined a remortgage?
Release equity from your home for one reason or another
Bad credit remortgage deals
Landlord and buy to let remortgage deals
Repaying your help to buy loan via a remortgage
Raise money for home improvements with a remortgage
Remove or add a name on to a mortgage
Release equity to supplement retirement income
Retirement remortgage advice and later life remortgages
Equity release remortgage
Interest only remortgage deals

Our remortgage advice service is available 7 days a week and our mortgage brokers are experienced and knowledgeable in all remortgage areas. Whether you are simply looking at your options as your current deal is ending or something else, we’re here to help.

The best time to shop around for a new mortgage is 6 months before your current deal ends. Take advantage of our free initial consultation, we’ll answer all your questions and provide you with a quotation for you to compare. It’s highly likely that we’ll be able to save you some money by shopping around rather than staying with your current lender. Please do not commit to a new mortgage deal with your existing lender before shopping around, it can prove costly in early redemption charges to change your mortgage down the line.

When you remortgage, you’ll have the options to consider such as if you’re wanting to make overpayments or to change the term of your mortgage to not pay any more interest than you have to. If it’s affordable to you, overpayments will help save you money in the long term and you’ll be mortgage free much quicker. Often lenders will allow you to overpay small amounts per month without penalty.

Speak with our remortgage advice team today so see what’s possible and see how much money we can save you.

Life Insurance Advice

Not only are we very talented with mortgage advice services, we’re also great at providing life insurance advice. It’s very important to us to ensure that our clients and their families are protected should the unforeseen happen.

Here is a summary of the insurance products we can provide:

Life insurance advice
Critical illness cover advice
Income protection insurance advice
Buildings and contents insurance advice
Landlords’ insurance advice
Mortgage protection insurance
Family income benefit
Wills and trusts

Taking out insurance is not compulsory when buying a property except for a buildings insurance policy with your lender stated as an interested party as this will be a condition of your mortgage offer. Whether you choose to insurance your contents and you or your family members is up to you and whether you can afford the monthly premium.

Our mortgage advisors are all experts in protection and proving an affordable solution to ensure that should the worse happen, your family can stay in in their home. We find that it’s always worth having the conversation and if budget is tight, it’s better getting some cover in place is than having none.

Also, if you haven’t reviewed your existing insurance policies for a while it might be worth looking at these also to ensure that they’re still suitable for you and your family needs.

Situations like the ones below are great examples of when to review your insurance plans:

Increasing or reducing your mortgage borrowing
Changing your mortgage term
Married or separated recently
Lots of policies and not sure what you’re covered for
New baby/family member
Change of job or employment status, i.e., employed to self-employed
Got an old policy and not benefiting from new features

Our insurance advisors are available 7 days a week to provide insurance advice and quotations so you can compare prices. Schedule a call today to learn more about our insurance advice service.