If you’ve had missed payments or other credit issues in the past, it’s a good idea to check your credit report before your mortgage appointment. This gives your mortgage advisor a clear view of your current situation, helping them provide advice that’s accurate and tailored to your needs.
A low credit score doesn’t necessarily mean you can’t get a mortgage – there may still be suitable options available.
We’ve recommended Check My File for many years as it’s the only service that combines data from the UK’s three main credit reference agencies: TransUnion, Equifax, and Experian. You’ll see your credit information from all three in one easy-to-read report.
With Check My File, you can view:
Try it free, then it’s a paid monthly subscription – cancel online anytime
Click Here to Get Your Credit Report
Once you have your credit report, please download the PDF and email it to [email protected].
For joint applications, each person will need their own credit report. Please pass this link on to the other applicant:
https://ukmoneyman.com/view-your-credit-report/
Checkmyfile is a trade mark and is a trading name of Credit Reporting Agency Limited (Registered number 3719598).
Credit Reporting Agency Limited is authorised and regulated by the Financial Conduct Authority (firm reference 690175). Credit Reporting Agency Limited is a Credit Reference Agency notified with the Office of the Information Commissioner, registration number Z6636832. Our VAT number is GB 738 731 215. Credit Reporting Agency Limited is registered in England and has its registered office at 20-21 Lemon Street, Truro, TR1 2LS.
Monthly fee of £14.99 applies after your free trial. You may cancel at any time by phone, email or online.
The free trial applies only to new customers aged 18 years or more who are living in the UK. The free trial period starts when you register.
If we are unable to verify your identity online when you register, we may ask you to provide information to us which may delay access to your Credit Report.
UK Moneyman Limited may receive a referral fee from this provider if you choose to sign up to their services.