UK Moneyman started in 2009 with Malcolm Davidson offering mortgage advice by car, meeting customers in a way that made the process feel easier and more personal.
Since then, the business has grown, though that same approach still shapes how we work today.
We want customers to understand their options clearly, without the mortgage process feeling more complicated than it needs to be.
Today, our mortgage advisors help home buyers and homeowners across England, Scotland and Wales with a variety of different journeys.
This includes buying a first home, remortgaging, buy-to-let portfolios, releasing equity through a lifetime mortgage, and looking at relevant protection insurance.
We also work with customers whose circumstances need a more specialist approach, including adverse credit, less straightforward income, or borrowing needs that do not fit neatly into a standard high street lender box.
We are proud to have an award-winning team*, with thousands of reviews across the business and mortgage advisors who continue to put clear, personal advice at the centre of what we do.
*Dan Osman, Head of Age 50+ Mortgages, was named Winner, Broker: Later Life Lending at The British Mortgage Awards 2026.
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We set up the company in September 2009, the year after the global financial crisis – proving early on that we are never shy of a challenge!
Keen to grow the business, we got creative to attract new customers and even branded up our car to make ourselves highly visible all over town!
November 2015 marked our first intake of mortgage advisors.
It was a period of real change, we moved into a “proper” office and struck out on our own to become directly authorised by the Financial Conduct Authority, proving again our determination to do things our own way.
Our team is now expanding quickly and we’re attracting new customers across the country!
We were able to combine our commitment to good old-fashioned customer service with new technologies so that our customers are always kept in the loop during their mortgage application.
UK Moneyman celebrates its 10th anniversary in September 2019!
In December 2019, UK Moneyman went through a rebrand.
The website and logo may have changed, but the 5-star service remained exactly the same!
Shortly after the rebrand, Malcolm launched his YouTube channel MoneymanTV in January 2020.
With over 25 years of experience in the mortgage industry, Malcolm took to YouTube to help home buyers and homeowners understand the mortgage and property market.
We moved to a new, bigger office in September 2020 to accommodate our growing team.
Following the success of MoneymanTV on YouTube and the popularity of TikTok around the world, we joined the platform in August 2021.
We were one of the first mortgage brokers in the UK to start regularly sharing mortgage tips in short-form video.
In June 2022, we introduced a new specialist over 50s lending team.
Following the team’s introduction, we became members of the Equity Release Council.
In November 2023, UK Moneyman as a company hit a total of 2,000 customer reviews!
In February 2024, we hit the 500 subscribers mark on YouTube. MoneymanTV now has over 300 videos!
Malcolm Davidson is widely acknowledged as a leading authority in the UK mortgage industry.
His expertise is frequently sought after in national media, with his insights on market trends featured on channels such as BBC News, ITV News, GB News, and Sky News.
In December 2024, UK Moneyman as a company hit a total of 4,000 customer reviews!
UK Moneyman joined forces with Mortgage Advice Bureau, bringing together our established mortgage expertise with MAB’s wider network, technology, and support.
Dan Osman, our Head of Age 50+ Mortgages, was named Broker: Later Life Lending at the British Mortgage Awards, recognising his work in later life mortgage advice.
Across UK Moneyman and our regional Moneyman brands, we reached a combined total of more than 5,000 customer reviews.
UK Moneyman continued to be featured across national media and leading mortgage publications, sharing expert commentary on mortgages, later life lending, interest rates and the housing market.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Explore 100s of mortgage explainer videos covering all scenarios on our YouTube channel.
Learn MoreWe help customers across the UK, with local Moneyman websites covering many towns and cities nationwide.
Our mortgage advice isn't limited to these locations, so even if your area isn't listed, our team can still help you.
Read our Reviews
UKmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© UKmoneyman 2009–2026
UKmoneyman is a trading name of UKMM Limited, which is an appointed representative of Mortgage Advice Bureau (Derby) Limited, who are authorised and regulated by the Financial Conduct Authority.
UKMM Limited is Registered in England, No. 16541342 | Registered Address: Capital House, Pride Place, Pride Park, Derby, England, DE24 8QR.
© UKmoneyman 2009–2026
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