Dan Osman

Dan Osman is Head of Age 50+ Mortgages at UK Moneyman and winner of the Broker: Later Life Lending category at the British Mortgage Awards 2026.

His expertise spans retirement mortgages, retirement interest only mortgages, lifetime mortgages and equity release. He leads our specialist team, considering the wider range of borrowing options available to older customers, alongside alternatives that do not involve taking on further debt.

Dan began his financial services career in 2002. He later qualified as a social worker and worked with vulnerable adults before returning to the mortgage industry. That experience brings an additional perspective to understanding customers’ circumstances and explaining complex borrowing choices.

CeMAP and Certificate in Regulated Equity Release qualified, Dan also contributes to industry publications and discussions about older borrowers. His writing combines specialist mortgage knowledge with practical experience of helping customers navigate retirement borrowing.