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Malcolm Davidson

Malcolm Davidson

MAQ & CeRER Qualified

Read the articles and guides written by Malcolm Davidson, Managing Director of UK Moneyman Ltd.

Is Buy To Let Worth It After 50?

Is Buy To Let Worth It After 50?

Buy-to-let can still work after 50, with age 50+ mortgage options available and criteria tailored to older borrowers.
Can I Get A Secured Loan On A Buy To Let Property?

Can I Get A Secured Loan On A Buy To Let Property?

You can get a secured loan on a buy to let if there's equity available and rental income covers the new borrowing.
Exciting News: 0% Deposit Mortgages Are Back!

Exciting News: 0% Deposit Mortgages Are Back! – May 2025

Unlike other 0% deposit options that come with long lists of conditions or restrictions, this one is refreshingly straightforward...
What is Joint Life Insurance?

What is Joint Life Insurance?

Joint life insurance covers two people under one policy, offering shared protection and a payout if one person passes away.
Why You Should Switch Your Help to Buy ISA to a Lifetime ISA

Why You Should Switch Your Help to Buy ISA to a Lifetime ISA

A Lifetime ISA offers more savings potential than a Help to Buy ISA, learn why it’s a smarter choice for homebuyers.
Mortgage Broker Scotland

How Do Mortgages Work in Scotland?

Learn how the mortgage process works in Scotland, including legal steps, deposits and how a broker can support your journey.
What the Trump Tariffs Could Mean for Your Mortgage - May 2025

What the Trump Tariffs Could Mean for Your Mortgage – May 2025

Right now, many market commentators believe the Bank of England is likely to reduce the base rate in the coming months.
Remortgage House

Can I Remortgage a Buy-to-Let to Buy Another Property?

Unlock funds from your buy-to-let through remortgaging and take the next step in growing your property portfolio.
Can I Remove a Name From a Mortgage After Divorce?

Can I Remove a Name From a Mortgage After Divorce?

Find out how to remove a name from a mortgage after divorce, whether you're keeping the home or stepping away from it.
April Mortgage Update: A Busy Market with Welcome Stability

A Busy Mortgage Market with Welcome Stability – April 2025

The mortgage market is looking positive right now, things are stable, with plenty of activity and mortgage rates remaining affordable.
Can You Get a Right to Buy in Wales?

Can You Get a Right to Buy in Wales?

Right to Buy is no longer available in Wales, but there are still mortgage options to help you get on the property ladder.
What is Decreasing Critical Illness Cover?

What is Decreasing Critical Illness Cover?

Decreasing critical illness cover protects homeowners by reducing alongside a repayment mortgage, offering financial security.
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UK Moneyman Limited is Registered in England, No. 6789312

Registered Address: 9 Gallows Lane, Beverley, United Kingdom HU17 7FJ.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk.

© UK Moneyman Limited 2025.

Equity Release Council Logo

About UK Moneyman

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