Whether you are looking to take on your first buy to let or are an experienced landlord looking to extend their portfolio. We will be happy to help search 1000s of mortgage deals to find you the best product for your investment needs. Our mortgage advisors in Bournemouth have a wealth of knowledge when it comes to buy to let lending criteria as well as the latest regulations. The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.Book Online
It is becoming more popular and we are seeing many more landlords looking to purchase their investments through a limited company, SPV (Special Purpose Vehicle). We would recommend you speak to a tax advisor or accountant to run through the benefits of buying in a ltd company, and whether this is the right method for you. Once you have which route you would like to take to purchase your investment property, we can then search for the appropriate lenders and products. Book your free buy to let mortgage appointment online below.Book Online
Typically speaking the minimum deposit required for a buy to let mortgage is 25% of the property value, although this can vary between 20-40% depending on your history as a landlord and the type of investment property you are looking at.
Your maximum borrowing is determined by the rental income the property is likely to generate. Furthermore, most lenders will require you to have some form of income, whether this is employed or self employed.
This varies with different lenders. Some require you to be earning a minimum of £25,000 per annum whereas some do not focus on your personal income at all.
Yes, if you have built up enough equity in your house and are able to release this by means of Remortgage. You can use this as a deposit on a buy to let property. Please remember that a buy to let deposit is typically between 20-40%.
In short, yes. You can purchase your first property as a buy to let. However, many of the lenders will want an applicant that currently owns a property over someone who is completely new and has no experience.
As a mortgage broker in Bournemouth, we will be with you every step of the way. From your initial enquiry to getting the keys. We can search 1000s of deals to find you the right mortgage for your individual circumstances.
We provide mortgage advice 7 days a week in Bournemouth to fit busy lifestyles. We work around you.
All our customers are provided with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Bournemouth.
As part of our mortgage advice service, we provide you with dedicated experts including a mortgage advisor in Bournemouth to keep you up to date.
We understand that the whole home buying and remortgage process can be daunting. We will be by your side every step of the way. Taking as much stress away as possible.
We'll recommend appropriate insurance products, ensuring you can stay at home in Bournemouth, should you become seriously ill or unable to work.
As a mortgage broker in Bournemouth, we can find the cheapest deal for you, saving both your time and your money.
Our experience allows us to deal with a variety of scenarios, therefore, it's very likely that your dedicated mortgage advisor in Bournemouth has already come across your situations before and knows the best solution.
When a customer contacts us for buy to let mortgage advice in Bournemouth, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
Our Customers Love Us
4.97 Rating269 Reviews
Excellent communication from start to finish. Highly recommend.
Very friendly and provided all the information I needed.
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Excellent experience all around, used for two mortgages and will use again
Absolutely brilliant both Matt & Stacey. Really clear with us what our options were. Will use again when i need to find another mortgage.
Chloe and Tom were very helpful and informative throughout and very knowledgeable we would recommend UK moneyman to any first time buyers
I can’t thank or recommend these guys enough. Highly professional, helpful and friendly from the outset - very knowledgeable and great customer service.
Great company to work with, very helpful and always prompt to answer any queries.
Great service! Quick and trustworthy!
Excellent service from both Leo and Meghan who we feel went above and beyond to help us get our first mortgage, even when faced with some very unforeseen changes! They made the whole process extremely easy and understandable. We have already...
Excellent service from the team, were very informative throughout the process even when we had to swap the house we were purchasing resulting in a new mortgage application.
Excellent service from Wayne and Stacey. Wayne took time to explain everything and reran mortgage calc a number of times as my property search went on which was much appreciated. Stacey was also extremely helpful, informative and quick to respond to...
Incredibly helpful from start to finish, gave me all the information I needed and made the whole process much easier
Megan and Wayne have been great throughout. Both really easy to work with and on top of things at every step of the process. Thanks a lot.
Excellent service by Malcolm, Paula & Meghan. We completed our purchase last week in what was supposed to be a very difficult case due to my bad credit and limited trading history as a director of LTD company. UKmoneyman dug out a lender that...
Very good service received. Wayne is very knowledgeable and helpful especially with me been a first time buyer. Also very accommodating with timings and I was able to have chats later on a night to fit my schedule. Very supportive all the way...
So far so good ! The first point of contact was lovely, made me feel at ease and very knowledgeable.
Absolutely fantastic service from the start, in helping getting a mortgage. Charlie always replied to my messages as quickly as possible and was very clear, thorough and calming through the whole process, cutting out a lot of worries had I not used...
Great help from the team, helped find exactly what we were after, and was an easy straight forward process. Being self employed it can be tricky however there were no problems with the help and advice we received.