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Buy to Let Mortgages in Kent

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Helping existing and budding buy to let landlords with mortgage advice in Kent.

When it comes to getting a buy to let mortgage, we usually find that lenders will look less at your income and more at the requirement that you earn a minimum of £25,000 pa or more. This is one of the main reasons why it’s more straightforward to get a buy to let mortgage when you’re already a landlord or own your own home. On the other hand, this option can be possible for a first time buyer/first time landlord in Kent.

Our team will provide you with the most up to date information regarding buy to let legislation and lending criteria. This all part of our open and honest mortgage advice in Kent.

The Financial Conduct Authority does not regulate some types of buy to let or commercial mortgages.

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Buy to let landlords who are thinking of purchasing under their LTD Company might benefit from mortgage advice in Kent.

Through our experience as a mortgage broker in Kent we are finding more and more landlords are deciding to run their own limited companies in order to purchase additional property to build their portfolio. If you are exploring this option, it is best that you speak to an accountant.

Our team have extensive experience in supporting landlords to get a buy to let mortgage . As well as this, we have access to a large panel of lenders providing buy to let products which means we can find the most suitable mortgage for your investment goals.

We have built up relationships with many existing landlords in the area as a friendly mortgage broker in Kent. We have helped them by growing their portfolio of buy to let properties further as well as looking into their remortgage options to release equity which is helpful towards funding a deposit for another buy to let property.

Buy to Let Mortgage in FAQs

How much deposit do I need for a buy to let in Kent?

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If you are thinking of getting a buy to let mortgage in Kent, the minimum you will need to put down is 25% of property value. Some lenders may ask for deposits in the range of 20-40%.

How much can I borrow for a buy to let in Kent?

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When it comes to the maximum amount you can borrow for a buy to let mortgage in Kent this all depends on the projected rental income for the property. For many lenders, they will expect applicants to have their own income from the applicant’s main job or self employment.

How much do I need to earn to get a buy to let mortgage in Kent?

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Here at UK Moneyman, we have a large panel of lenders who aren’t as interested in looking at your income for a buy to let mortgage in Kent, but others will prefer you to be a earning a minumum of £25,000 pa per year.

Can I use the equity in my house for the deposit of a buy to let in Kent?

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If you have built up a substantial amount of equity within your property and can release this equity through a remortgage in Kent, you can use this as a deposit on a buy to let property. As mentioned, the deposit for a buy to let is usually around 25%, however depending on the lender, you may be required to put down a deposit of around 20%-40%.

Can I get a mortgage on a buy to let in Kent as a first time buyer?

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In some cases, you may be able to obtain a buy to let as a first time buyer in Kent. Contrary to this, the majority of lenders will prefer an applicant who is a current homeowner, over someone who hasn’t made mortgage payments before.

Why use a mortgage broker in Kent?

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Approaching a mortgage broker in Kent can be beneficial as you will have lots of support and guidance throughout your mortgage journey and will get insight on the best route to take based on your personal situation and financial background.

As your dedicated mortgage advisors in Kent, we can search 1000’s of buy to let mortgages and always provide a tailored service to help and support landlords throughout the buy to let process.

8 Reasons to choose UK Moneyman in Kent

Our team are available 7 days a week until late to provide buy to let mortgage advice in Kent

We provide a flexible service in order to be available around your busy landlord schedule.

Get in touch today to book your free mortgage appointment with an expert mortgage advisor in Kent.

Our team will only request payment upon mortgage success in Kent!

Landlords who are starting the mortgage process with us will have their designated case manager in Kent.

You will always know who you are speaking to whether it be a mortgage administrator or a mortgage advisor in Kent.

When we are providing open and honest mortgage advice in Kent, we are on your side and we work for you.

Our extensive experience has provided us with the opportunity to provide a helping hand to many budding and existing landlords towards their goal of getting a mortgage in Kent.

Our team provide jargon-free insurance advice in Kent to landlords.

As well as finding you the most appropriate mortgage product for your situation, we also recommend the best insurance products for you in the event you become seriously ill or unable to work.

Our team search 1000s of potential buy to let mortgage deals in Kent.

Our goal as a mortgage broker in Kent is to find you the best deal for you situation so you can save you time and money.

Speak to our expert team who have rich knowledge and years of experience in the mortgage world.

With over 20 years of industry experience under our wing, we have supported many landlords in obtaining a buy to let mortgage. Therefore, it's very rare that we come across a situation that we haven't dealt with before.

From the initial point of contact to obtaining the keys to your new home, we will be there every step of the way.

With our tailored mortgage advice in Kent, our team strive in helping you overcome any mortgage obstacles you may encounter like property survey and valuation problems.

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We search 1000s of deals for buy to let mortgages in Kent.

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

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