It's Free to Speak to an Advisor, 7 days, 8am - 10pm

Should I Use An Estate Agents Mortgage Advisor?

Speak to an Advisor - It's Free!

When you make an offer on a property, estate agents will usually ask for an agreement in principle and evidence your deposit and ID to prove you are in a “proceedable” position.

They may also try to sell you additional products and services, like their in-house mortgage advisor however this is not something that you have to do.

The Value of Independence

Some homebuyers are also reluctant to hand over their financial details to an estate agent. They are worried that the vendor might find out what a strong financial position they are in and end up paying too much for the property.

Obviously, the estate agents earn extra commission from you when you use their additional services, and some might intimate that you may lose the property if you don’t use their mortgage advisor but that is not the case.

Thankfully many first time buyers and home movers are savvy enough to recognise these tactics and won’t be intimidated.


Subscribe to our monthly newsletter for the latest updates on the mortgage market.

Please wait...

Thank you! Now you'll be kept in the loop with the latest market updates!

A List of Tactics Used by Estate Agents

Here are some of the tactics to look out for:

Our mortgage advisors can help you obtain an agreement in principle and guide you through the home buying process so it’s always best to get in touch as soon as you find a property that you want to make an offer on so we can help and give you open and honest mortgage advice.

Latest Purchase Guides

Read More Guides
Author Image of Malcolm Davidson - Managing Director of UK Moneyman Ltd.

About the Author

Malcolm Davidson

Managing Director of UK Moneyman LTD

Malcolm is one of the UK’s most well-known and respected Mortgage Advisors. He is passionate about providing a 5* customer experience and he has also trained and mentored dozens of fellow Advisors in a career that is now in its third decade.

In addition to his day to day duties as Managing Director, Malcolm still gives out mortgage advice and feels lucky that his job is also very much his hobby.

Learn More

Continue Reading

UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at

Equity Release Council Logo
Facebook Image X Logo Instagram Image YouTube Image LinkedIn Image SpotifyImage TikTok Image

Speak to an Advisor – It’s Free!
7 Days a Week, 8am – 10pm

Speak to an Advisor - It's free Enquire Online 0800 029 3757
We use cookies to enhance your customer experience. More detailsGot It