Are you a first time buyer in Gloucester? As a mortgage broker in Gloucester, we understand that there are a lot of considerations that need to be taken into account when it comes to getting a mortgage. The whole process can become a little bit complicated if you are not careful!
That's where we come in. Our job as your mortgage broker in Gloucester is to take all of the stress out of the mortgage process. We will also try and find you the perfect mortgage product for your personal and financial situation. We will find this by searching through 1000s of mortgages on our large panel of both high street and specialist mortgage lenders.
We offer a free mortgage appointment to every customer in Gloucester; you can book yours online via the link below.
We advise that you put down a minimum of 5% deposit, although if you have a good credit history, you may be able to get away with 10-15%. However, if you have a poor credit history, you may need to put down 15-20%.
As a mortgage broker in Gloucester, we would also suggest that those looking to buy their first home should obtain an Agreement in Principle (AIP) as soon as possible. An AIP is a document issued by the lender that confirms the maximum amount of mortgage you are eligible to borrow. It also gives you the confidence to start house-hunting in Gloucester, knowing that you are ready to proceed with the mortgage process.
Our first time buyer mortgage advisors in Gloucester have the knowledge and expertise to help homebuyers navigate their way through the mortgage application process. We will be able to provide you with mortgage advice in Gloucester that is specifically tailored to your individual circumstances and needs.
We understand that buying a first home can be a daunting prospect and that's why our job is to make the process as straightforward as possible. With our help, you can be sure that you will get the very best mortgage deal for your first home in Gloucester. Get in touch for mortgage advice in Gloucester today and let us help you begin your first time buyer journey!
One of the most common questions we get asked is about the minimum deposit needed for a mortgage. Generally, you must have a deposit of at least 5% of the property’s purchase price. This can come from your own savings, a gifted deposit from family or a combination of both.
As a mortgage broker in Gloucester, we strongly recommend to put down a larger deposit, such as 10-20% of the purchase price, as this can open up more mortgage options and better deals than a smaller deposit.
Unfortunately, if you have bad credit in Gloucester, you may need to supply a higher deposit anyway. This would typically be around the 10-15% mark.
We want to make sure that you are aware of everything that is going on throughout the process. We'll look at all the lenders in the market to try and get you the best deal available. Our experienced advisors will assess your current financial situation and advise you on the best options for you.
When it comes to how much it is going to cost to take out a mortgage in Gloucester, your mortgage is not the only cost that you will have to consider. You will also need to account for solicitor, estate agent, property survey and broker fees. As a first time buyer in Gloucester, it is unlikely that you will face stamp duty tax.
Our mortgage advisors in Gloucester are well equipped to assist first time buyers with their mortgage journey. We have access to 1000s of unique and specialist mortgage deals, and we will work hard to match your criteria with the most suitable product.
Gone are the days of relying on your local bank manager to assess your financial situation and offer you the best deal. Nowadays, it's all about finding the most cost effective mortgage, and that's why so many people turn to a mortgage broker in Gloucester.
By seeking our mortgage advice in Gloucester, you can expect a stress-free service. Plus, thanks to our extensive panel of lenders, we can tailor your mortgage to your individual needs.
Are you a first time buyer in Gloucester looking to purchase your first home? The government has introduced a number of different schemes to help you, especially if you are finding it difficult to save for a deposit. We are here to provide advice and assistance to first time buyers in Gloucester to help you take advantage of these schemes:
Some of the schemes available include Shared Ownership, Right to Buy, Lifetime ISA and First Homes. Some of these schemes will not be available to all homebuyers, however, most of them have been designed to help first time buyers.
If you are looking for further advice regarding the government schemes available, feel free to get in touch with our team of experts.
We offer a flexible service, working around your busy work and family life in Gloucester. We're always here when you need us.
We provide a wide range of mortgages, from competitive fixed-rate mortgages to variable-rate mortgages. Our team of specialists will help you find the perfect mortgage for your needs. We can also offer advice and assistance with other aspects of your purchase, such as finding the right solicitor and getting your finances in order.
Our advisors are on hand to provide you with expert advice on the mortgage market. We will help you understand the different types of mortgages available, and the pros and cons of each.
We will also explain the various fees and charges associated with taking out a mortgage, so you know what to expect.
We take pride in our customer service and strive to make the process as stress-free and straightforward as possible.
We will keep you updated throughout the entire process and are always available to answer any questions or queries you may have.
Our experienced team of mortgage advisors in Gloucester can help you through the entire process of finding a mortgage that suits your needs.
We will provide you with comprehensive financial advice and guidance, so that you can make the best decision for your circumstances.
Your mortgage advisor in Gloucester can also recommend any appropriate insurance products, allowing you to remain at home in Gloucester, in the event you become seriously ill or unable to work.
This can provide you with peace of mind and the assurance that you and your family are protected.
We have access to a range of mortgage lenders, so we can help you find the most suitable mortgage for you.
We’ll work with you to determine your borrowing requirements and find the best mortgage for you and your personal and financial situation as a first time buyer in Gloucester.
When you're looking for a mortgage, it's important to seek advice from an experienced and knowledgeable mortgage broker in Gloucester.
We can help you understand the different types of mortgages, loan terms, interest rates, and other factors that can affect your mortgage. We'll help you understand the long-term cost of the loan and how it fits into your budget.
As a mortgage broker in Gloucester, we’re committed to making sure you get the best deal for your first home purchase. We’ll be there to support you every step of the way, from the initial consultation to the completion of the mortgage.
If you’re looking to buy your first home in Gloucester, get in touch with us today. Our experienced team of mortgage advisors in Gloucester are on hand to help you find the best deal.
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2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Victoria
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
1 month ago
John
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
1 month ago
Antonia
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
1 month ago
Babak
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
2 months ago
Alistair
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
2 months ago
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
2 months ago
Sarah
Fantastic service from Tom Bowes
3 months ago
Brooke
Excellent service, great communication & highly professional
3 months ago
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
3 months ago
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
4 months ago
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
4 months ago
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
4 months ago
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...
5 months ago
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
