When it comes to the mortgage process and being a First Time Buyer in Kent, there is a range of schemes available that can help you get on the property ladder with the minimum deposit usually being 5%. One of the benefits that come with being a first time buyer in Kent is that you will be avoiding a property chain as you will not be needing to sell your property. As a first time buyer in Kent, you should this point you should use this to your advantage when it comes to negotiating the price of the property you are looking to purchase. Connecting with one of our expert mortgage advisors in Kent will be a brilliant step towards helping you through the mortgage journey.Get Started
An agreement in principle, you will have an idea of the maximum amount you can borrow for a mortgage and will show to a seller that you are in a serious position to proceed with our mortgage application. As a fast & friendly mortgage broker in Kent, we have a access to a large panel of lenders which can help a plethora of first time buyers to fulfil their mortgage goals. If you are looking for support through the mortgage process, book your free mortgage appointment to discuss your situation with a friendly mortgage advisor in Kent.Apply Now
You fall under the category of a first-time buyer in Kent if you have never purchased a home before. You might not be a first time buyer, however, you are living with a friend or partner who is deemed as one, therefore, you should be able to purchase a property under that classification jointly.
To start, it's important that you have saved enough for a sufficient deposit and qualify for a mortgage. After, you will need the assistance of a conveyancing solicitor to carry out the legal proceedings that come with buying a home. If you are feeling a little lost on the mortgage journey, this is where a mortgage broker in Kent can help! Our goals is to provide a helping hand throughout the process from the first point of contact to obtaining the keys to your new home. As well as this, we can see if you are eligible and look through thousands of deals to find the one that is perfect for your situation.
Through our experience providing expert mortgage advice in Kent, we usually find that a high street lender will be looking for you to put down a minimum of 5% of the property purchase price for your deposit. There is an option to put down a larger deposit, like 10-25% of the purchase price. This will open you up to a more variety of favourable mortgage deals.
Approaching a mortgage broker in Kent can have plenty of perks. One of them is that our team can search through 1000's of deals to find a mortgage product that is appropriate for your financial state. This is just one of the many things that differentiate us from a bank as they will only offer their own products. In the past, approaching a bank was the more popular route to take because the local manager will have detailed knowledge of your finances and would take this into account when recommending a mortgage product. Now, this isn't the case because their goal is to find you the cheapest deal. Another benefit of getting in touch for open and honest mortgage advice in Kent, is that our process is designed with the aim to make the process quick and save you money. We are proud to work alongside a large panel of mortgage lenders to provide the tailored service you need when finding a mortgage product.
Many first time buyers in Kent can take advantage of the variety of government schemes that are available for those stepping into the mortgage world for the first time. There is also the Right to Buy Scheme that allows tenants to purchase their rental, With this, you do need to check that you are eligible by contacting your local council who can help you confirm this.
We know that all our customers have different financial situations but also personal ones. This is why we have a flexible service that is available 7 days a week from early until late.
All our customers are offered a free mortgage appointment with no upfront fees payable. You only pay upon mortgage success in Kent!
With our tailored service, you will get updated on any developments with your case from both your mortgage advisor in Kent and your case manager.
We have spoken to thousands of first time buyers who have little to no knowledge of the mortgage process and may feel nervous. Our mortgage advisors in Kent are available to provide you with the best support and guidance through the process.
Protecting you financially is important to us which is why our team will recommend you the most suitable mortgage product for you - saving you time and money.
Having years of experience and knowledge means we have encountered both common and rare situations. Therefore, your dedicated mortgage advisor in Kent will work hard in helping you overcome any mortgage obstacles that may occur in the process.
Your mortgage advisor in Kent is there to provide a supportive and helpful service by helping you overcome any hurdles as well as recommend property surveys and help with valuation problems.
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They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...