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First Time Buyer Mortgages in Kent

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As a First Time Buyer in Kent, you may be to have access exclusive mortgages that are not available to other borrowers.

When it comes to the mortgage process and being a First Time Buyer in Kent, there is a range of schemes available that can help you get on the property ladder with the minimum deposit usually being 5%.

One of the benefits that come with being a first time buyer in Kent is that you will be avoiding a property chain as you will not be needing to sell your property. As a first time buyer in Kent, you should this point you should use this to your advantage when it comes to negotiating the price of the property you are looking to purchase. Connecting with one of our expert mortgage advisors in Kent will be a brilliant step towards helping you through the mortgage journey.

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As a mortgage broker in Kent, we do advise you get an Agreement in Principle prior to starting any property viewings.

An agreement in principle, you will have an idea of the maximum amount you can borrow for a mortgage and will show to a seller that you are in a serious position to proceed with our mortgage application. As a fast & friendly mortgage broker in Kent, we have a access to a large panel of lenders which can help a plethora of first time buyers to fulfil their mortgage goals. If you are looking for support through the mortgage process, book your free mortgage appointment to discuss your situation with a friendly mortgage advisor in Kent.

First Time Buyer in Kent FAQs

Do I count as a first time buyer in Kent?

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You fall under the category of a first-time buyer in Kent if you have never purchased a home before.

You might not be a first time buyer, however, you are living with a friend or partner who is deemed as one, therefore, you should be able to purchase a property under that classification jointly.

What do I need to buy my first home in Kent?

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To start, it’s important that you have saved enough for a sufficient deposit and qualify for a mortgage. After, you will need the assistance of a conveyancing solicitor to carry out the legal proceedings that come with buying a home.

If you are feeling a little lost on the mortgage journey, this is where a mortgage broker in Kent can help! Our goals is to provide a helping hand throughout the process from the first point of contact to obtaining the keys to your new home. As well as this, we can see if you are eligible and look through thousands of deals to find the one that is perfect for your situation.

How much deposit do you need for a first time buyer mortgage in Kent?

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Through our experience providing expert mortgage advice in Kent, we usually find that a high street lender will be looking for you to put down a minimum of 5% of the property purchase price for your deposit.

There is an option to put down a larger deposit, like 10-25% of the purchase price. This will open you up to a more variety of favourable mortgage deals.

Is it better to get a mortgage from a bank or a mortgage broker in Kent?

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Approaching a mortgage broker in Kent can have plenty of perks. One of them is that our team can search through 1000’s of deals to find a mortgage product that is appropriate for your financial state. This is just one of the many things that differentiate us from a bank as they will only offer their own products.

In the past, approaching a bank was the more popular route to take because the local manager will have detailed knowledge of your finances and would take this into account when recommending a mortgage product. Now, this isn’t the case because their goal is to find you the cheapest deal.

Another benefit of getting in touch for open and honest mortgage advice in Kent, is that our process is designed with the aim to make the process quick and save you money. We are proud to work alongside a large panel of mortgage lenders to provide the tailored service you need when finding a mortgage product.

Are there any schemes to help first time buyers in Kent get onto the property ladder?

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Many first time buyers in Kent can take advantage of the variety of government schemes that are available for those stepping into the mortgage world for the first time.

There is also the Right to Buy Scheme that allows tenants to purchase their rental, With this, you do need to check that you are eligible by contacting your local council who can help you confirm this.

8 Reasons to Choose Us For Mortgage Advice in Kent

Our team are available 7 days a week until late to provide expert first time buyer mortgage advice in Kent.

We know that all our customers have different financial situations but also personal ones. This is why we have a flexible service that is available 7 days a week from early until late.

Get in touch to book your free mortgage appointment with a knowledgeable mortgage advisor in Kent.

All our customers are offered a free mortgage appointment with no upfront fees payable. You only pay upon mortgage success in Kent!

Not only will you have a dedicated mortgage advisor, but you will also have a designated case manager in Kent.

With our tailored service, you will get updated on any developments with your case from both your mortgage advisor in Kent and your case manager.

We always go the extra mile to help you towards your mortgage success through providing a helpful service with first time buyer mortgage advice in Kent.

We have spoken to thousands of first time buyers who have little to no knowledge of the mortgage process and may feel nervous. Our mortgage advisors in Kent are available to provide you with the best support and guidance through the process.

We are proud to provide jargon-free insurance advice in Kent.

Protecting you financially is important to us which is why our team will recommend you the most suitable mortgage product for you - saving you time and money.

Our mortgage advisors in Kent have extensive experience and rich knowledge about a large range of mortgage types.

Having years of experience and knowledge means we have encountered both common and rare situations. Therefore, your dedicated mortgage advisor in Kent will work hard in helping you overcome any mortgage obstacles that may occur in the process.

Our service as a mortgage broker in Kent means you will be supported throughout the mortgage process.

Your mortgage advisor in Kent is there to provide a supportive and helpful service by helping you overcome any hurdles as well as recommend property surveys and help with valuation problems.

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We search 1000s of mortgage deals for first time buyers in Kent

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Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

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