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First Time Buyer Mortgage Advice in Dover

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First time buyer mortgage advice in Dover

As a mortgage broker in Dover, we understand that buying your first home can be overwhelming. That’s why we offer tailored mortgage advice specifically for first time buyers in Dover. We have access to 1000s of first time buyer mortgage options featuring products from both high street and specialist lenders. If you are utilising a government scheme, we can also help you find the perfect mortgage to go with it!

Don’t let the process overwhelm you, we are here to support and guide you every step of the way. Book an appointment with us now to start your journey towards owning your first home in Dover.

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Are you a first time buyer in Dover?

One advantage of being a first time buyer in Dover is the lack of involvement in property chains, which can make negotiating a better price easier. However, it’s important to have an agreement in principle (AIP) in place before starting your property search. Our team can arrange an AIP for you within 24 hours of your free mortgage consultation, which you can now book online.

Don’t navigate the complex world of mortgages on your own – let us, as experienced mortgage brokers in Dover, guide you through your entire mortgage journey. With our extensive network of lenders, we can help you secure your first mortgage and turn your dream of homeownership into a reality.

Popular First Time Buyer FAQs in Dover

Do I count as a first time buyer in Dover?

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If you are taking out your first mortgage, yes you are a first time buyer! Being a first time buyer in Dover should be nothing to be overwhelmed by, our team are here to assist you every step of the way.

Our experienced mortgage advisors in Dover will provide personalised recommendations for mortgage options that align with your unique situation. We have been working in the industry for over 20 years now and have managed to help many first time buyers through their mortgage journey; you could be next!

How much deposit do you need for a first time buyer mortgage in Dover?

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When it comes to buying your first home in Dover, most mortgage lenders will require a minimum deposit of 5% of the purchase price. However, it is worth considering putting down a larger deposit of 10-25% as this could result in more attractive mortgage rates.

Your mortgage advisors in Dover will provide a clear breakdown of all the available mortgage options, compare interest rates and fees, and also explore any government schemes that may be beneficial for you.

Is it better to get a mortgage from a bank or a mortgage broker in Dover?

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We work with a wide range of mortgage lenders in Dover and can access 1000s of first time buyer products. This is something that your bank is unable to do because they only have access to their own in-house products. Since they can only offer you their own products, if you went elsewhere, you could end up saving money!

Our team is dedicated to providing clear and concise information to first time buyers in Dover, guiding you through the entire process and answering any questions you may have. We make sure to keep you informed at every step, from the initial application to the final approval.

Are there any schemes to help first time buyers in Dover get onto the property ladder?

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If you’re a first-time buyer in Dover struggling to save for a deposit, there are government schemes that can help you achieve your dream of owning a home.

One option is the Right to Buy Scheme, which allows tenants to buy their rental property at a discounted price from their landlord. To qualify, you must meet certain requirements and contact your local council.

For those with a low deposit, the Shared Ownership scheme is a viable option. This allows you to purchase a share of the property and pay rent on the remaining portion.

In addition to these schemes, there are other options available for first time buyers in Dover. For a complete list, please visit OwnYourHome.gov.uk. If you’re in need of mortgage advice in Dover or want more information of how these schemes work, make sure to get in touch with our team.

Reasons to Choose Us For Mortgage Advice in Dover

Providing open and honest mortgage advice in Dover 7 days a week until late.

You are able to book your free mortgage appointment at a time most convenient to you. We do this by offering 7 days a week mortgage appointments to first time buyers in Dover. Book your free mortgage appointment online today.

Book your free mortgage appointment to speak with a dedicated mortgage advisor in Dover.

As a trusted mortgage broker in Dover, we offer a free consultation to first time buyers. Our team of mortgage advisors in Dover will only charge fees once your mortgage is finalised. During this consultation, we will provide a comprehensive overview of all expenses associated with your mortgage.

You'll be paired with one of our dedicated case manager in Dover.

We will guide you through the entire process and ensure that all paperwork is completed accurately and efficiently. Our team is committed to keeping you informed every step of the way.

We're on your side, we work for you - providing open and honest mortgage advice in Dover.

As your mortgage broker in Dover, we will also assist you in gathering all the necessary documents and completing the application process. Our goal is to make the mortgage process as smooth and stress-free as possible for you.

Helping you find the perfect insurance product to protect you and your family.

An important part of taking out a mortgage is also taking out insurance to go with it. Your mortgage advisor will recommend insurances to take out alongside your new mortgage to make sure that you and your family have a financially protected future.

We search 1000s of mortgage options in Dover.

Our aim is to help you find the perfect mortgage deal and we will work tirelessly to try and secure the most suitable mortgage for your unique financial situation.

Unlike banks, we are able to search though many different types of both high street and specialist lenders.

Our mortgage advisors in Dover have experience and knowledge with many different types of mortgages.

We have been working in the industry for over 20 years now and know the ins and outs of first time buyer mortgage criteria. Your mortgage advisor in Dover will never put you forward for a product that you will not get accepted for.

As a mortgage broker in Dover, we will be with you throughout your entire mortgage journey.

We will make sure that you feel comfortable and secure throughout the entire mortgage process. As a first time buyer in Dover, we know that it can all get a little overwhelming, our job is to take all of that away so that you can enjoy a stress-free process.

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We search 1000s of first time buyer mortgages in Dover

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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