Mortgage Broker in Andover

Are you a first time buyer in Andover hoping to embark on your mortgage journey and become a homeowner?

Our dedicated mortgage advisors in Andover will provide you with the guidance and support you need to make the whole process as straightforward and stress-free as possible.

Our team can let you know the highest amount that you can borrow for a mortgage, as well as obtaining an agreement in principle quickly – usually within 24 hours of your initial appointment.

This will put you in a stronger position when negotiating for your dream home.

Many people remark that moving home in Andover is one of the most mentally taxing moments of their life.

That is why engaging the services of a reputable mortgage broker in Andover can make a big difference.

We can take on the burden of the mortgage related matters, allowing you to concentrate on the move itself.

We will be there to help guide you every step of the way, and answer any queries you may have.

Towards the end of your fixed term mortgage ending, you may need to consider your options.

Our mortgage advisors in Andover will assess your particular situation to figure out which remortgage options would be the best fit for you.

We often see that customers remortgage to release equity for home improvements, pay off any outstanding debts, or to find better rates.

Our team has plenty of expertise when it comes to remortgaging, so they can give you specialist remortgage advice in Andover.

Make your free remortgage review appointment today, and let us see how we can help.

Our mortgage advisors in Andover have extensive knowledge in all areas of buy to let mortgages.

They have numerous years of experience helping landlords to obtain mortgages for their investments.

We can assist in finding you the most suitable mortgage product that meets your objectives.

Our services have been called upon many times by landlords, whether to expand their property portfolio or to remortgage their existing property.

We have also assisted landlords who have wanted to let out their current home and use the funds to purchase another place to reside; this is often referred to as ‘let to buy’.

If you are searching for a mortgage broker in Andover, our mortgage advisors will be able to review your mortgage scenarios and check if you are eligible for a Help to Buy Scheme.

The maximum purchase price for a Help to Buy property varies depending on what region of England you live in.

To gain further information on the Help to Buy Schemes, look through our service page or take a look at the Own Your Home website from the government.

There is always a misconception that self employed applicants find it more taxing to get a mortgage.

However, as long as you can provide evidence of your wages, accounts for the past few years, bank statements, business costs, expenses and, most importantly, that you can keep up with the payments each month, you should be in with a good chance.

The good news is our mortgage advice team in Andover has aided many self-employed mortgage applicants, understanding the criteria for self employed mortgages and what lenders are seeking.

Generally, lenders will class you as self-employed if you own 20-25% of your business. If you’re a sole trader, you will be assessed according to your net profits.

In most cases, lenders will require information from you based on that period. It’s important to have a few years’ worth of data so you can increase your chances of getting a mortgage.