Mortgage Broker in Chesterfield

Are you a first time buyer in Chesterfield looking to get on the property ladder? Our friendly team of mortgage advisors in Chesterfield are here to guide you through every step of the process.

We’re dedicated to making your mortgage journey as convenient and stress-free as possible, paving the way to you collecting the keys of your dream home.

Our mortgage team can not only tell you the maximum sum you can borrow, but they can also assist you in obtaining an agreement in principle.

Generally, this can be completed within 24 hours of your initial meeting.

Moving home can be a very demanding affair, so why not take some of the stress out of the situation and enlist the help of a mortgage broker in Chesterfield?

We’ll be able to provide you with professional mortgage advice and guidance throughout the process, helping to make sure that the mortgage side of your move runs as smoothly as possible.

With our knowledge and expertise, you can be sure that we’ll be able to find the perfect mortgage to suit your needs.

As you approach the end of your fixed rate mortgage, it is important to evaluate your options. Our mortgage advisors in Chesterfield will assess your circumstances to determine the best remortgage choices.

We frequently find many of our customers remortgaging to access equity for home improvements, settle any debts or get better rates.

Our team has extensive expertise when it comes to remortgage matters and can provide you with specialist remortgage advice in Chesterfield.

Make a free remortgage review appointment today and let us determine how we can assist you.

Our mortgage advisors in Chesterfield have a wealth of experience in this area, assisting landlords with their buy to let mortgages for many years.

Our experts can provide you with the perfect mortgage product to fit your investment goals.

We are regularly approached by returning customers who look to us for help when they want to add more to their property portfolio, or to remortgage an existing property.

We’ve also provided assistance to landlords who wanted to let out their current property to get the funds to buy a new place to live – known as ‘let to buy’.

If you are considering buying a property, our mortgage broker in Chesterfield will be able to review your mortgage options and assess whether you are eligible to take advantage of a government Help to Buy Scheme.

Depending on the region in England in which you reside, the maximum purchase price for a Help to Buy property varies.

To find out more about the Help to Buy Scheme, take a look at our service page or visit the Own Your Home website, provided by the government.

Misconceptions about self employed applicants securing mortgages can be dispelled when using the right mortgage broker.

Our team in Chesterfield have experience in helping with self employed mortgages.

As long as you can provide evidence of your salary, previous years of accounts, bank statements, business operating costs, expenses, and most importantly, prove that you are able to keep up with the monthly payments, then you are in good hands.

Many people wrongly believe that it is more difficult for self employed applicants to secure a mortgage. In reality, as long as you have strong documentation to prove your income, such as previous years of accounts, bank statements, and business costs, you can increase your chances of getting a mortgage. Lenders will usually class you as self employed if you own 20-25% of a business, and for sole traders, the net profits are the main criteria.