Mortgage Broker in Cumbria

As a first time buyer in Cumbria, it can be overwhelming to navigate the steps involved in purchasing a property. Seeking guidance from a professional mortgage broker in Cumbria can greatly benefit you. They will provide valuable support and simplify complex industry terminology for you.

Your broker will offer an estimate of the maximum loan amount you may qualify for and help you in securing a mortgage agreement in principle, usually within 24 hours of your initial consultation. This can be a valuable tool when making offers on homes.

Many believe that moving home in Cumbria can be a daunting and overwhelming task, particularly when considering the financial aspect of a mortgage. However, residents in need of a reliable mortgage broker in Cumbria can rest assured that their stress levels can significantly decrease.

Our team strives to expedite the mortgage process, providing you with one less concern to juggle as you prepare to move and settle into your new home.

As you approach the end of your initial fixed term, it is important to start considering your next steps. Our team of qualified professionals specialise in providing remortgage advice in Cumbria, carefully assessing your individual circumstances and guiding you towards the best options.

Many of our clients choose to remortgage in order to release equity for home renovations, secure more favourable interest rates, or consolidate their debts. With our extensive experience in all types of remortgaging, we are well-equipped to help you in achieving your goals. Simply reach out to us and we will work together to find the best solution for you.

At our mortgage broker in Cumbria, we pride ourselves on our transparent and ethical approach to helping landlords with buy to let mortgages. Our knowledgeable team stays updated on the latest buy to let lending criteria and maintains strong relationships with both experienced and novice landlords alike.

We have found that many of our clients return to us for our services, whether they are in need of a new mortgage for a recently acquired property or a remortgage for an existing one. Additionally, we are well-equipped to help individuals who are looking to let out their current property in order to finance the purchase of a new home – a process known as let to buy.

As a mortgage broker in Cumbria, we have helped numerous clients navigate the complex world of property ownership and financing. We understand that buying a home can be a daunting and expensive process, and we are here to make it easier for you. So why not take advantage of the Help to Buy Scheme and make your dream home a reality?

If you are considering buying a property, you could greatly benefit from taking advantage of the government’s Help to Buy Scheme. To find out more about the different schemes available, please refer to our guides or visit the OwnYourHome website provided by the government.

As a mortgage broker in Cumbria, we understand that self employed individuals face unique challenges when it comes to obtaining a mortgage. Our team has extensive experience and knowledge in securing mortgages for self employed individuals and we are well-versed in the specific criteria that lenders look for in these cases.

Unlike regular employed applicants, self employed individuals who own more than 20-25% of their company may find it more difficult to secure a mortgage. However, our team of experts at the mortgage broker in Cumbria have helped numerous self employed applicants successfully obtain mortgages and are well-equipped to help you with your mortgage needs.

One of the main requirements for self employed individuals to qualify for a mortgage is a minimum of two years of self employment. This is because lenders typically want to review your income over a longer period of time in order to assess your financial stability. Our team understands these specific requirements and can guide you through the process to increase your chances of obtaining a mortgage.

With our extensive experience and understanding of the self employed mortgage criteria, we can provide tailored mortgage advice to help you secure the best possible mortgage for your unique circumstances. Don’t let your self employment status hold you back from owning your dream home – let our team at the mortgage broker in Cumbria help you navigate the process with ease.