The average house price in Exeter is around £289,000, compared with £298,000 in neighbouring Teignbridge and £345,000 in East Devon.
With property prices varying across the area, understanding your budget is an important part of finding the right home.
Based on Exeter’s average price, a 10% deposit would be £28,900. It’s also worth budgeting for additional costs, such as solicitor fees and property surveys.
Our mortgage advisers can help you understand how much you could borrow and explore suitable mortgage deals based on your circumstances.
Explore Your Mortgage Options
If your current mortgage deal is coming to an end, it’s worth reviewing your options before moving onto your lender’s standard variable rate.
If you’re planning to move home, you may also be able to take your existing mortgage deal with you, depending on your lender’s criteria.
We provide mortgage advice across Exeter, including Heavitree, St Thomas and Alphington, as well as surrounding areas such as Cranbrook and Exmouth.
With many years of experience and strong relationships across the mortgage market, we help you understand your options and guide you through the mortgage process.
Appointments 7 Days a Week
Our Mortgage Services
Different stages of the mortgage journey bring different questions. Our mortgage advisors can help you work out what is realistic, where the challenges may be and which lenders are worth approaching.
First-Time Buyer
Buying your first home involves plenty of decisions. Understanding your deposit, mortgage options and application process can help you prepare for the next steps.
Remortgage
Whether your current deal is ending or you’re looking to borrow more, remortgaging could provide different options depending on your circumstances.
Buy-to-Let
Whether you’re expanding your portfolio or wanting a HMO, rental income, deposit requirements and lender criteria can influence your mortgage options.
Equity Release (Age 55+)
Homeowners considering equity release may be thinking about gifting money, clearing an existing mortgage or improving retirement income. Each reason brings different considerations.
Self-Employed
Getting a mortgage when you’re self-employed can involve different income checks. The documents you’ll need may depend on how you earn your income.
Bad Credit
Previous missed payments, defaults or CCJs don’t necessarily prevent you from getting a mortgage. Your options will depend on your credit history and current circumstances.
Life Insurance
Taking out a mortgage can be a good time to consider life insurance. The right cover could help your family manage financially if you were to pass away.
Speak to an Expert
Not sure which mortgage option suits your circumstances? Speak to our team about your plans and find out how we could help.
Start With the Numbers
Whether you’re buying a property in Exeter or reviewing your existing mortgage, it’s useful to see what the figures could look like.
Use our calculators to estimate how much you might borrow, check potential monthly repayments or work out the equity in your home.
If you’d like to discuss what these figures mean for your circumstances, speak to our team about your options.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The fee is up to 1% but a typical fee is £495.
Our Customers Love Us
215 5 Star Reviews
Joseph Harros
As first-time buyers, we had very little knowledge of the mortgage process and found it quite daunting, especially with rising interest rates and uncertainty in the property market. We’re extremely grateful to Dinah and Jo for their support and would highly recommend UK Moneyman to any first-time buyer looking for a professional, knowledgeable and supportive mortgage broker.
29 Oct 2026
Jade Wilmot
As first-time buyers, we had very little knowledge of the mortgage process. We changed properties along the way, and our circumstances made the mortgage process more complex than we initially expected. Dinah and Jo were absolutely brilliant throughout. We would definitely recommend UK Moneyman to anyone looking to set up a mortgage.
29 Oct 2026
Diane A
First class service. Jason and Lizzie helped me immensely getting a good mortgage quickly when I found myself separated. They pulled out all the stops and even spoke to me after hours. Excellent and would highly recommend. I can’t thank them enough. I now have my dream home
28 Oct 2026
Chloe Gathergood
Paula and Jason have been so helpful in getting our first mortgage sorted. They were quick to answer any questions and very helpful with their advice. Thank you very much
23 Oct 2026
Rebecca Joy
Leo and Lizzi were exceptionally helpful. Leo gave us great advise, not just on products available, but on things like bidding on properties, whether we were likely to be approved for more complicated properties etc. Lizzi was very communicative and thorough in processing our application, and after our first sale fell through we didn't hesitate to use UK Moneyman again. Thanks so much to Leo and Lizzi!
15 Oct 2026
Callum Kennedy
Very helpful and informative. Made the process as easy as possible. Would recommend to other
14 Oct 2026
Barry Hall
I had a financial issue that I thought was pretty unique to myself. The help and solution to my financial question has been exceptional in every step of the way. A big thank you to Warren and Joe for all of your patience and technical expertise.
14 Oct 2026
Megan Whitlock
The team working with my profile were amazing, I was in constant communication with them, if I emailed and rang someone responded quickly and they were able to secure my mortgage within 6 weeks from my initial meeting which saved me a lot of messing around and stress. Great service thank you
14 Oct 2026
Linda Chadwick
Amazing company very helpful and patient fantastic staff at the Hull branch nothings to much trouble sorted me a morgage out quickly and efficient i would recommend them 100%
14 Oct 2026
Natalie Rose
We’ve had Elaine Tiernan as our mortgage advisor and she has helped us out so much in the process of being approved with our first mortgage. From working around our working hours to arrange phone calls and online teams meetings to being prompt to respond to our enquiries. Elaine has been nothing but helpful, professional and supportive in our journey this far and we are very grateful to have had her as our mortgage advisor. Thank you to Paula aswell for always checking up on us and ensuring the process was as smooth as possible. Natalie and Liam
13 Oct 2026
Helpful Guides
From buying your first home in Exeter to reviewing an existing mortgage deal, our guides cover topics such as deposits, lender requirements and the mortgage application process.
If you have questions about your own circumstances, you’re always welcome to speak to our team.
Areas We Cover
We help customers across Exeter and the surrounding towns with their mortgage needs. Whether you’re buying a property or reviewing your current deal, our team is available for appointments by phone or video.
If your area isn’t listed below, you’re still welcome to get in touch.
Helping Customers Across Exeter
Speak to an AdvisorOur Home Buying App is a digital mortgage coach designed to help you save up, plan, and track your home buying journey – whether you’re buying your first home, or fancy a move.
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