Here at UK Moneyman, we are proud of the quality of the mortgage advice service that we provide to all who get in touch. Our customers are treated equally and fairly, from the first point of contact, right the way through until completion. Whether it's your first time taking on the property world, you're moving home, are already or are hoping to be a buy to let landlord, or are nearing the end of your mortgage term and looking to remortgage, our mortgage advisors in London will use their knowledge & experience to help you make the most out of your mortgage journey.Book Online
Our dedicated mortgage advice team are available from morning until late, all throughout the week, including weekends and some bank holidays. We offer a flexible service, working at times that best suit you, your work life and your personal life. To speak with a trusted expert mortgage advisor in London, please book online using the button below and choose from one of the available time slots to book yourself in for your free mortgage appointment.Book Online
If you are a first time buyer in London and are looking at your mortgage options, you would definitely benefit from speaking to a trusted mortgage advisor in London. They will guide you through the entire process, keeping you well informed and free of industry jargon. Your advisor will give you a rough estimate of the maximum amount you can borrow, as well as looking to obtain a mortgage agreement in principle for you, typically within 24 hours of your initial appointment. This is a very useful tool that will come in handy when you start making offers on a property.
It has been said that moving home in London can be a very stressful experience, especially when you factor in your mortgage. Luckily for homeowners looking to do so, having a dedicated mortgage broker in London like ourselves on hand will greatly reduce that stress. We'll aim to get your process sorted as quickly and effectively as we can. All you need to do is get packed up and find your potential new home, we'll take on the rest of the process for you!
Once you start to head towards the end of your mortgage term, you may need to start thinking about your options. Our team are experts in providing remortgage advice in London, able to take a look at your situation and recommend the appropriate next step for you to take. In some cases we find that customers like to remortgage as a means of releasing equity for home improvements, whilst others look to use it to pay off their debts and some do it to access better rates. Our team have a lot of experience in various remortgage situations, so please get in touch and we'll see how we are able to help.
Our expert team of mortgage advisors are well equipped for dealing with buy to let mortgages. We are always up-to-date with modern buy to let lending criteria and have a long history of forming relationships with budding and veteran landlords. Many of those return to us for our services, be it for an addition to their property portfolio or to remortgage a property they already have. We also have the ability to help those who are looking to let out their current property, as a means of raising funds to purchase a new home to live in. This is called let to buy.
If you are a first time buyer in London looking to buy a new build home and would like a boost to your deposit, you may benefit from utilising the government Help to Buy Scheme. By taking on a loan of up to 40% and adding 5% from your own savings, you are opening yourself up to better rates for your mortgage. It is important to remember though that this is in-fact a loan and will need to be paid back.
If you are a self employed applicant, it may seem like it is difficult to obtain a mortgage. Our mortgage advice team in London are well experienced in helping with self employed mortgage and have a lot of knowledge regarding the criteria and what lenders require. Anyone who owns greater than 20-25% of their business will be classified as a self employed applicant. In order to get a mortgage you will need to have been self employed for at least two years. Generally speaking, mortgage lenders will need information from you based on that time period.
For customers who are currently living in a rental property owned by the local authority (either the council or a local housing association), you may be able to make use of the Right to Buy Scheme, providing you are eligible. Depending on the length of time you have been living in the property, as well as the value of the property, you will be granted a discounted purchase price. Often because of this discount, you will not be required to put down a deposit, though it's important to have some money saved to cover the necessary fees.
We're flexible around your busy work and family life in London, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in London!
Whether it's a mortgage administrator or a mortgage advisor in London, you'll always know who you are dealing with.
Getting your first mortgage in London can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in London, should you become seriously ill or unable to work.
As a mortgage broker in London, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in London will fully understand your needs.
When you get in touch for mortgage advice in London, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating269 Reviews
Excellent communication from start to finish. Highly recommend.
Very friendly and provided all the information I needed.
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Excellent experience all around, used for two mortgages and will use again
Absolutely brilliant both Matt & Stacey. Really clear with us what our options were. Will use again when i need to find another mortgage.
Chloe and Tom were very helpful and informative throughout and very knowledgeable we would recommend UK moneyman to any first time buyers
I can’t thank or recommend these guys enough. Highly professional, helpful and friendly from the outset - very knowledgeable and great customer service.
Great company to work with, very helpful and always prompt to answer any queries.
Great service! Quick and trustworthy!
Excellent service from both Leo and Meghan who we feel went above and beyond to help us get our first mortgage, even when faced with some very unforeseen changes! They made the whole process extremely easy and understandable. We have already...
Excellent service from the team, were very informative throughout the process even when we had to swap the house we were purchasing resulting in a new mortgage application.
Excellent service from Wayne and Stacey. Wayne took time to explain everything and reran mortgage calc a number of times as my property search went on which was much appreciated. Stacey was also extremely helpful, informative and quick to respond to...
Incredibly helpful from start to finish, gave me all the information I needed and made the whole process much easier
Megan and Wayne have been great throughout. Both really easy to work with and on top of things at every step of the process. Thanks a lot.
Excellent service by Malcolm, Paula & Meghan. We completed our purchase last week in what was supposed to be a very difficult case due to my bad credit and limited trading history as a director of LTD company. UKmoneyman dug out a lender that...
Very good service received. Wayne is very knowledgeable and helpful especially with me been a first time buyer. Also very accommodating with timings and I was able to have chats later on a night to fit my schedule. Very supportive all the way...
So far so good ! The first point of contact was lovely, made me feel at ease and very knowledgeable.
Absolutely fantastic service from the start, in helping getting a mortgage. Charlie always replied to my messages as quickly as possible and was very clear, thorough and calming through the whole process, cutting out a lot of worries had I not used...
Great help from the team, helped find exactly what we were after, and was an easy straight forward process. Being self employed it can be tricky however there were no problems with the help and advice we received.