Here at UK Moneyman, we are proud of the quality of the mortgage advice service that we provide to all who get in touch. Our customers are treated equally and fairly, from the first point of contact, right the way through until completion. Whether it's your first time taking on the property world, you're moving home, are already or are hoping to be a buy to let landlord, or are nearing the end of your mortgage term and looking to remortgage, our mortgage advisors in London will use their knowledge & experience to help you make the most out of your mortgage journey.
Book OnlineOur dedicated mortgage advice team are available from morning until late, all throughout the week, including weekends and some bank holidays. We offer a flexible service, working at times that best suit you, your work life and your personal life. To speak with a trusted expert mortgage advisor in London, please book online using the button below and choose from one of the available time slots to book yourself in for your free mortgage appointment.
Book OnlineIf you are a first time buyer in London and are looking at your mortgage options, you would definitely benefit from speaking to a trusted mortgage advisor in London. They will guide you through the entire process, keeping you well informed and free of industry jargon. Your advisor will give you a rough estimate of the maximum amount you can borrow, as well as looking to obtain a mortgage agreement in principle for you, typically within 24 hours of your initial appointment. This is a very useful tool that will come in handy when you start making offers on a property.
It has been said that moving home in London can be a very stressful experience, especially when you factor in your mortgage. Luckily for homeowners looking to do so, having a dedicated mortgage broker in London like ourselves on hand will greatly reduce that stress. We'll aim to get your process sorted as quickly and effectively as we can. All you need to do is get packed up and find your potential new home, we'll take on the rest of the process for you!
Once you start to head towards the end of your mortgage term, you may need to start thinking about your options. Our team are experts in providing remortgage advice in London, able to take a look at your situation and recommend the appropriate next step for you to take. In some cases we find that customers like to remortgage as a means of releasing equity for home improvements, whilst others look to use it to pay off their debts and some do it to access better rates. Our team have a lot of experience in various remortgage situations, so please get in touch and we'll see how we are able to help.
Our expert team of mortgage advisors are well equipped for dealing with buy to let mortgages. We are always up-to-date with modern buy to let lending criteria and have a long history of forming relationships with budding and veteran landlords. Many of those return to us for our services, be it for an addition to their property portfolio or to remortgage a property they already have. We also have the ability to help those who are looking to let out their current property, as a means of raising funds to purchase a new home to live in. This is called let to buy.
If you are looking to buy a home, you may benefit from utilising the government Help to Buy Scheme.
If you are a self employed applicant, it may seem like it is difficult to obtain a mortgage. Our mortgage advice team in London are well experienced in helping with self employed mortgage and have a lot of knowledge regarding the criteria and what lenders require. Anyone who owns greater than 20-25% of their business will be classified as a self employed applicant. In order to get a mortgage you will need to have been self employed for at least two years. Generally speaking, mortgage lenders will need information from you based on that time period.
For customers who are currently living in a rental property owned by the local authority (either the council or a local housing association), you may be able to make use of the Right to Buy Scheme, providing you are eligible. Depending on the length of time you have been living in the property, as well as the value of the property, you will be granted a discounted purchase price. Often because of this discount, you will not be required to put down a deposit, though it's important to have some money saved to cover the necessary fees.
We're flexible around your busy work and family life in London, we'll be there when you need us.
No upfront fees payable, you only need to pay us upon mortgage success in London!
Whether it's a mortgage administrator or a mortgage advisor in London, you'll always know who you are dealing with.
Getting your first mortgage in London can be a intimidating experience. We’ll hold your hand all throughout your mortgage process.
We'll recommend appropriate insurance products, ensuring you can stay at home in London, should you become seriously ill or unable to work.
As a mortgage broker in London, we can find the cheapest deal for you, saving both your time and your money.
There isn't a situation we haven't come across before, your mortgage advisor in London will fully understand your needs.
When you get in touch for mortgage advice in London, we'll help you with any mortgage hurdles that you face along the way, such as property survey and valuation problems.
Our Customers Love Us
4.97 Rating285 Reviews
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Sarah
Fantastic service from Tom Bowes
Brooke
Excellent service, great communication & highly professional
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would...
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and...
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding...
Clair
Informative, friendly, helpful and efficient service.
Katie
Really glad I went with UK Moneyman for my first mortgage, explained everything to me so well and was always on hand when I needed them as I work long hours at weekdays so having appointments on the weekends was so helpful for me, would definitely...
Natalie
Tom and Chloe were super helpful with our first time mortgage. We had a couple of properties fall through but Tom was there to help and guided us through the whole process.
paul
I think anyone would have difficulty finding a more helpful and friendly Financial Advisor. We used them to find a suitable later life mortgage and their effort and persistence in the face of some difficulties (caused by our particular...
Anonymous
Good advice and a professional hand both made the process seem effortless. Full marks for a service and result!!
Christopher
Wayne and Paula have been very helpful in helping me purchase my first house would highly recommend them to anyone wanting a mortgage advisor! Wayne was also very flexible with time as I have very odd working hours and worked out a time for phone...
Carol
Excellent service, Tom and Lynsey were responsive and extremely helpful including in resolving issues of transferring the offer to another property when the seller of the first property I was buying pulled out.
Marco
It's the 3rd time I've dealt with the team at UK Moneyman, as before they have been informative, punctual, detailed and a pleasure to deal with. I couldn't reccomend them more highly.
Suzanna
Excellent communication from start to finish. Highly recommend.
Rasheda
Very friendly and provided all the information I needed.
Pauline
Very pleased with Allen’s professionalism , he was able to answer all my questions to my satisfaction
Paul
Excellent experience all around, used for two mortgages and will use again