At UK Moneyman, we take pride in offering an exceptional level of mortgage advice service. Our commitment to treating our customers with fairness and equality is evident from the moment they reach out to us, and we continue to support them until their mortgage reaches completion. Whether you're a first time buyer in Luton, a current homeowner looking to move, a prospective or established buy to let landlord, or an existing homeowner approaching the end of your fixed-rate period, our mortgage advisors in Luton will go above and beyond to help you achieve mortgage success.
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Our mortgage advisors in Luton is available to help you throughout the working week, including weekends and some bank holidays. Our flexible approach means that we can work around your busy schedule and find a time that suits you best. Booking an appointment with one of our expert mortgage advisors in Luton is easy. Simply click the button below to schedule your free mortgage appointment online and choose a time slot that works for you.
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If you're a first time buyer in Luton and unsure of the steps you need to take, seeking advice from an expert mortgage advisor in Luton would be highly advantageous. They can offer guidance and support to ease your stress and cut through the industry jargon. Your mortgage advisor in Luton can also give you an idea of the maximum amount you can borrow and assist you in obtaining a mortgage agreement in principle. This typically takes around 24 hours after your initial appointment and can be incredibly useful when making offers on properties.
Moving home in Luton can be a stressful experience, particularly when a mortgage is involved. Having a trusted mortgage broker in Luton can make the process much smoother for homeowners looking to move house. Our team at UK Moneyman will work tirelessly to get your mortgage application processed as quickly as possible, alleviating some of the stress that comes with finding and financing a new home.
As you approach the end of your initial fixed period, it's wise to start considering your options for what to do next. Our team of qualified mortgage advisors in Luton can provide you with expert remortgage advice in Luton, taking into account your unique situation and helping you make informed decisions for your future. At UK Moneyman, we understand that homeowners choose to remortgage for various reasons, including releasing equity for home improvements, accessing better rates, or consolidating debts. Our team is experienced in all remortgage scenarios, so don't hesitate to get in touch and see how we can help you.
Our team of mortgage advisors in Luton are knowledgeable in handling buy to let mortgages and are committed to being transparent and straightforward with our clients. We stay up-to-date with the latest buy to let lending criteria and build relationships with both new and seasoned landlords. We often work with repeat clients who have new properties requiring mortgages or existing ones needing remortgaging. Additionally, we can assist those who wish to let out their current property to raise funds for purchasing a new home, also known as let to buy.
If you're considering purchasing a property, you may find it beneficial to explore the government's Help to Buy Scheme. There are various schemes available, and we recommend checking out our guides or visiting the government's OwnYourHome website to learn more.
If you're a self employed individual seeking a mortgage, you may find it more challenging than those who are regularly employed. Our mortgage advisors in Luton have extensive experience in assisting customers with self employed mortgages in Luton and have in-depth knowledge of the criteria involved in obtaining one. Self employed mortgage applicants typically include individuals who own more than 20-25% of their company. To be eligible for a self employed mortgage, you must have been self employed for a minimum of two years. Mortgage lenders usually evaluate your income based on this period of time.
If you're currently renting your home from a local council or housing association, you could be eligible for the government's Right to Buy Scheme. This scheme is designed to help first-time buyers purchase the property they are currently living in. The amount of discount you could receive on the purchase price will depend on the length of time you have been residing in the property and its current market value. Generally, this means you won't have to put down a deposit, but it's always wise to have savings in case you need them.
Our service in Luton is flexible and designed to work around your busy work and family life. We're available whenever you need us.
We don't charge any upfront fees. We only get paid when you successfully obtain your mortgage in Luton.
Whether it's our diligent mortgage administrators or our experienced mortgage advisors in Luton, you'll always know who you're working with.
The process of getting a mortgage in Luton can be daunting. However, we'll be with you every step of the way, offering guidance and support.
We'll recommend insurance products that are appropriate for you, so you can stay in your Luton home even if you become seriously ill or unable to work.
Our mortgage brokerage in Luton is transparent and honest, and we'll search for the best deal for you, saving you both time and money.
With years of experience, there aren't many situations we haven't dealt with. You can trust that your mortgage advisor in Luton understands your needs as a home buyer.
We'll help you overcome any mortgage hurdles, including property survey and valuation problems, when you book in for mortgage advice in Luton.
Our Customers Love Us
2000+ 5-Star Reviews
Derek
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
3 days ago
Michelle
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
2 weeks ago
Lawrence
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
2 weeks ago
Gemma
Excellent speedy service and always available to work around the best times for us, including calls at weekends
1 month ago
Gillian
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
1 month ago
Karen
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
1 month ago
Stephen
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
1 month ago
Victoria
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
1 month ago
John
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
1 month ago
Antonia
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
1 month ago
Babak
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
2 months ago
Alistair
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
2 months ago
Hannah
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
2 months ago
Sarah
Fantastic service from Tom Bowes
3 months ago
Brooke
Excellent service, great communication & highly professional
3 months ago
Khristopher
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
3 months ago
Hilary
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
4 months ago
Nina
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
4 months ago
Stuart
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
4 months ago
Danielle
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...
5 months ago
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
