At UK Moneyman, we are proud to provide a high-quality mortgage advice service that places a strong emphasis on fairness and equality for our customers. From your initial contact with us to the final completion of your mortgage, we offer expert guidance and support throughout the process. Whether you're a first time buyer in St. Ives, a current homeowner seeking to move, a buy to let landlord, or approaching the end of your fixed mortgage period, our mortgage advisors in St. Ives are here to guide you every step of the way and help you attain your mortgage aspirations.Book Online
Our fast and friendly mortgage advice team in St. Ives works from early morning until the evening, every working day, as well as weekends and even some bank holidays. This means we can offer our customers a flexible service, working at times that are more convenient for their busy schedule. To speak with an expert mortgage advisor in St. Ives, please book your free mortgage appointment online using the button below and select one of the available time slots on a day that suits you.Book Online
If you're a first time buyer in St. Ives and wondering what steps to take, speaking with an expert mortgage advisor in St. Ives could be very beneficial. They can guide and support you, and help to reduce your stress by cutting through industry jargon. Your mortgage advisor in St. Ives can provide you with an estimate of the maximum amount you could borrow and help you obtain a mortgage agreement in principle. Typically, you can get it within 24 hours of your initial appointment. This is an incredibly useful tool for making offers on properties!
Moving home in St. Ives can be a stressful experience, particularly when you need to factor in your mortgage. For homeowners who wish to move house, having a trusted mortgage broker in St. Ives can significantly reduce stress levels. Our aim is to quickly get your mortgage process sorted, leaving you with one less thing to worry about as you pack up and find your new home.
As you approach the final stages of your initial fixed mortgage period, it's wise to consider your options for the future. Our team of qualified experts at UK Moneyman provides customers with expert remortgage advice in St. Ives, carefully assessing your individual circumstances and helping you make informed decisions about your next steps. We often find that homeowners choose to remortgage in order to release equity for home improvements, access better rates, or consolidate debts. Whatever your reason, our team has extensive experience in all remortgage scenarios and can help guide you through the process. Contact us today to see how we can help you.
Our team of mortgage advisors in St. Ives are transparent and truthful and have vast experience in handling buy to let mortgages. We stay up-to-date with the latest buy to let lending criteria and regularly build relationships with both new and existing landlords. We have found that many of our landlord clients return to us for our services, whether it be for a new property mortgage or a remortgage on an existing property. We're also able to help those who wish to let out their current property to generate funds to purchase a new home, which is commonly known as let to buy.
If you're considering buying a property, it could be advantageous to take advantage of the government's Help to Buy Scheme. To find out more about the different schemes available, you can check out our guides or visit the government's OwnYourHome website.
If you're self employed and looking to apply for a mortgage, you may feel that the process is more challenging compared to those in regular employment. Fortunately, our expert mortgage advice team in St. Ives has a wealth of experience in assisting customers with self employed mortgages and are well-versed in the criteria for such mortgages. If you own more than 20-25% of your company, you will be considered as a self employed applicant. Typically, to qualify for a self employed mortgage, you will need to have been self employed for at least two years. Mortgage lenders will usually assess your income over that period of time.
If you are renting your home from a local authority, such as a local council or housing association, you may be eligible for the government's Right to Buy Scheme. This scheme is designed to assist first time buyers in purchasing the home they already reside in. Your eligibility for the scheme will depend on factors such as how long you have lived in the property and its current market value. If you qualify, you will be able to purchase the property at a discounted price, which may eliminate the need for a deposit. That said, it is always advisable to have some savings set aside just in case.
Our service in St. Ives is flexible and tailored to your busy work and family life. You can count on us to be here when you need us.
We don't charge any fees upfront - we only get paid when you obtain your mortgage in St. Ives, based on the results we achieve for you.
You'll always know who you're working with, whether it's our hardworking mortgage administrators or our professional mortgage advisors in St. Ives.
We understand that getting a mortgage in St. Ives can be daunting. That's why we'll guide and support you every step of the way.
We'll recommend appropriate insurance products to help you stay in your St. Ives home in case you become seriously ill or unable to work.
As an honest and transparent mortgage broker in St. Ives, we'll search for the best deal for you, saving you both time and money.
Your mortgage advisor in St. Ives has likely encountered many different situations in the past and will understand your unique needs as a home buyer.
When you schedule a mortgage advice session with us in St. Ives, we'll help you overcome any obstacles that may arise during the process, such as property survey and valuation problems.
Our Customers Love Us
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...