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Mortgage Advice in St. Ives

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Learn more about our mortgage advice service in St. Ives.

At UK Moneyman, we are proud to provide a high-quality mortgage advice service that places a strong emphasis on fairness and equality for our customers.

From your initial contact with us to the final completion of your mortgage, we offer expert guidance and support throughout the process.

Whether you’re a first time buyer in St. Ives, a current homeowner seeking to move, a buy to let landlord, or approaching the end of your fixed mortgage period, our mortgage advisors in St. Ives are here to guide you every step of the way and help you attain your mortgage aspirations.

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Book your initial free mortgage appointment online.

Our fast and friendly mortgage advice team in St. Ives works from early morning until the evening, every working day, as well as weekends and even some bank holidays.

This means we can offer our customers a flexible service, working at times that are more convenient for their busy schedule.

To speak with an expert mortgage advisor in St. Ives, please book your free mortgage appointment online using the button below and select one of the available time slots on a day that suits you.

Popular Mortgage Scenarios in St. Ives

First Time Buyer in St. Ives

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If you’re a first time buyer in St. Ives and wondering what steps to take, speaking with an expert mortgage advisor in St. Ives could be very beneficial.

They can guide and support you, and help to reduce your stress by cutting through industry jargon.

Your mortgage advisor in St. Ives can provide you with an estimate of the maximum amount you could borrow and help you obtain a mortgage agreement in principle.

Typically, you can get it within 24 hours of your initial appointment. This is an incredibly useful tool for making offers on properties!

Moving Home in St. Ives

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Moving home in St. Ives can be a stressful experience, particularly when you need to factor in your mortgage.

For homeowners who wish to move house, having a trusted mortgage broker in St. Ives can significantly reduce stress levels.

Our aim is to quickly get your mortgage process sorted, leaving you with one less thing to worry about as you pack up and find your new home.

Remortgage in St. Ives

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As you approach the final stages of your initial fixed mortgage period, it’s wise to consider your options for the future.

Our team of qualified experts at UK Moneyman provides customers with expert remortgage advice in St. Ives, carefully assessing your individual circumstances and helping you make informed decisions about your next steps.

We often find that homeowners choose to remortgage in order to release equity for home improvements, access better rates, or consolidate debts.

Whatever your reason, our team has extensive experience in all remortgage scenarios and can help guide you through the process.

Contact us today to see how we can help you.

Buy to Let in St. Ives

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Our team of mortgage advisors in St. Ives are transparent and truthful and have vast experience in handling buy to let mortgages.

We stay up-to-date with the latest buy to let lending criteria and regularly build relationships with both new and existing landlords.

We have found that many of our landlord clients return to us for our services, whether it be for a new property mortgage or a remortgage on an existing property.

We’re also able to help those who wish to let out their current property to generate funds to purchase a new home, which is commonly known as let to buy.

Help to Buy in St. Ives

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If you’re considering buying a property, it could be advantageous to take advantage of the government’s Help to Buy Scheme.

To find out more about the different schemes available, you can check out our guides or visit the government’s OwnYourHome website.

Self Employed in St. Ives

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If you’re self employed and looking to apply for a mortgage, you may feel that the process is more challenging compared to those in regular employment.

Fortunately, our expert mortgage advice team in St. Ives has a wealth of experience in assisting customers with self employed mortgages and are well-versed in the criteria for such mortgages.

If you own more than 20-25% of your company, you will be considered as a self employed applicant.

Typically, to qualify for a self employed mortgage, you will need to have been self employed for at least two years.

Mortgage lenders will usually assess your income over that period of time.

Right to Buy in St. Ives

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If you are renting your home from a local authority, such as a local council or housing association, you may be eligible for the government’s Right to Buy Scheme.

This scheme is designed to assist first time buyers in purchasing the home they already reside in.

Your eligibility for the scheme will depend on factors such as how long you have lived in the property and its current market value.

If you qualify, you will be able to purchase the property at a discounted price, which may eliminate the need for a deposit.

That said, it is always advisable to have some savings set aside just in case.

8 Reasons to Choose Us For Mortgage Advice in St. Ives

Open 7 days a week until late to provide customers with expert mortgage advice in St. Ives.

Our service in St. Ives is flexible and tailored to your busy work and family life. You can count on us to be here when you need us.

Mortgage appointment with a trusted mortgage advisor in Canterbury at free to you.

We don't charge any fees upfront - we only get paid when you obtain your mortgage in St. Ives, based on the results we achieve for you.

You'll benefit from having your own dedicated case manager in St. Ives.

You'll always know who you're working with, whether it's our hardworking mortgage administrators or our professional mortgage advisors in St. Ives.

We work for you, ensuring you receive a top level mortgage advice service in St. Ives.

We understand that getting a mortgage in St. Ives can be daunting. That's why we'll guide and support you every step of the way.

Providing jargon-free insurance advice in St. Ives & surrounding areas.

We'll recommend appropriate insurance products to help you stay in your St. Ives home in case you become seriously ill or unable to work.

1000s of potential mortgage products in St. Ives.

As an honest and transparent mortgage broker in St. Ives, we'll search for the best deal for you, saving you both time and money.

We're experienced and knowledgeable with a variety of mortgages in St. Ives.

Your mortgage advisor in St. Ives has likely encountered many different situations in the past and will understand your unique needs as a home buyer.

As a fast & friendly mortgage broker in St. Ives, we will be by your side every step of the way.

When you schedule a mortgage advice session with us in St. Ives, we'll help you overcome any obstacles that may arise during the process, such as property survey and valuation problems.

Our Customers Love Us

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We search 1000s of mortgage deals in St. Ives

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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.

Authorised and Regulated by the Financial Conduct Authority.

We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk

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