At UK Moneyman, we're proud to provide top-tier mortgage advice services that prioritise fairness and equality. From the moment you contact us until your mortgage is completed, our team ensures you receive the highest level of attention and support. No matter where you are in your mortgage journey, whether you're a first time buyer in Truro, a homeowner looking to move, an aspiring or experienced buy to let landlord, or an existing homeowner approaching the end of your fixed period, our mortgage advisors in Truro are dedicated to helping you achieve your mortgage goals.Book Online
Our quick and amiable mortgage advisors in Truro operates from early morning to evening, on every working day, weekends, and some bank holidays. We provide our customers with a flexible service, accommodating their busy schedules with convenient appointment times. To speak with one of our expert mortgage advisors in Truro, please book your free mortgage appointment online using the button below and choose a suitable time slot on a day that works for you.Book Online
If you are a first time buyer in Truro and are considering your next steps, seeking guidance from an expert mortgage advisor in Truro could prove to be invaluable. They will provide you with support and advice, helping to reduce your stress and decipher any industry jargon. Your mortgage advisor in Truro will be able to provide you with an estimated maximum amount you could borrow and help you in obtaining a mortgage agreement in principle, usually within 24 hours of your initial appointment. This is an incredibly useful tool when making offers on properties!
Some people claim that moving home in Truro can be a stressful event, particularly when you have a mortgage to consider. Thankfully, for homeowners looking to move, having a reliable mortgage broker in Truro available can significantly alleviate their stress levels. Our goal is to speed up the mortgage process, providing you with one less thing to worry about as you prepare to move and find your new home!
As you approach the end of your initial fixed period, it's wise to start exploring your options for what comes next. Our team of expert mortgage advisors in Truro are qualified to provide you with remortgage advice in Truro, taking into account your unique circumstances and helping you make informed decisions about your next steps. Many customers choose to remortgage to release equity for home improvements, access better interest rates or consolidate their debts. We have extensive experience in all types of remortgage scenarios, so don't hesitate to get in touch and see how we can help you.
Our team of mortgage advisors in Truro is open and honest and is well-versed in handling buy to let mortgages. We keep ourselves up-to-date with the latest buy to let lending criteria and frequently build relationships with both new and experienced landlords. We have many repeat clients who come back to us for our services, whether they need a mortgage for a new property or a remortgage for an existing one. We're also able to assist those who wish to let out their current property to raise funds for purchasing a new home. This is known as let to buy.
If you're considering purchasing a property, the government's Help to Buy Scheme could be a useful resource for you. To find out more about the available schemes, you can refer to our guides or visit the government's OwnYourHome website.
If you're self employed and looking for a mortgage, it can be more challenging than for those in regular employment. Our mortgage advice team in Truro has extensive experience helping customers with self employed mortgages and are experts in self employed mortgage criteria. If you own more than 20-25% of your company, you'll be considered a self employed applicant. To be eligible for a mortgage, self employed applicants typically need to have been self employed for at least two years, and mortgage lenders will generally review your income over that period.
If you are renting your home from a local council or housing association, you may be eligible for the government's Right to Buy Scheme. This scheme aims to help first time buyers purchase the home they are already living in. The discounted property purchase price you will be given depends on how long you have been residing in the property and its value. In most cases, you won't be required to put down a deposit, although this may not always be the case. It is always advisable to have savings just in case.
Our service in Truro is flexible and tailored to work around your busy work and family life. We're always available when you need us.
Absolutely no fees upfront, we are only paid upon results, when you obtain you mortgage in Truro!
You'll know exactly who you're working with, from our hardworking mortgage administrators to our professional mortgage advisors in Truro.
We understand that getting a mortgage in Truro can be daunting, but we'll be with you every step of the way to guide and support you.
We'll recommend appropriate insurance products to allow you to stay in your Truro home, in case you become seriously ill or unable to work.
As an honest and open mortgage broker in Truro, we'll search for the best deal for you, saving both your time and money.
With our experience, there are few situations we haven't come across in the past, so your mortgage advisor in Truro will understand your needs as a home buyer.
When you schedule mortgage advice in Truro with us, we'll help you overcome any hurdles, including property survey and valuation problems.
Our Customers Love Us
They were great when handling our mortgage application even though it was a bit different to the normal one. Highly recommended
The team at UK Moneyman have been excellent, really informative, providing sound advice with no judgement and supporting the best possible way forward for myself. I would definitely use the team again, they’ve made the whole process simple and...
Great company to work with, very helpful and excellent communication. Chris and Jo did a great job with our application. I highly recommend.
Excellent speedy service and always available to work around the best times for us, including calls at weekends
Having dealt with Leo previously I knew I would be getting a brilliant service and a good deal.
Very helpful.Quick response to any questions or concerns. Selected the right product to meet our requirements.
We went to the Moneyman to start with regarding a new mortgage only which went really smoothly and everything was explained in simple terms at our request Malcom made it feel at ease . Once i had the confidence with them we asked them to help with...
Jenna was very quick to sort out my mortgage, it was very straight forward and easy.
UK money man are excellent and have walked me through every stage of both the initial mortgage process and the remortgage two years later, couldn’t recommend them enough!!
Matt Collinson and Meghan Robinson were absolutely wonderful. Provided updates, always avaliable and dealt with our mortgage so quickly! We had a mortgage offer within 2 and a half days and they sorted it all. Absolutely over the moon and would...
So fast and brilliant services which surprised us and the agent by receiving the mortgage offer less than one week. Malcolm is very responsive
We used UK Moneyman for our first mortgage back in 2021. When it came to remortgaging, we confidently used their services again. Chris has been fantastic at reassuring us around the changes in interest rates and explaining everything clearly. Meghan...
The whole team at UK Moneyman have been so friendly and helpful, whilst also providing an excellent service and securing me a mortgage offer really quickly. Even when there were questions and changes, they went over and above to help and always came...
Fantastic service from Tom Bowes
Excellent service, great communication & highly professional
Malcolm and Meghan did a great job with my application which due to a chain breaking down had to be done for two different properties, was kept informed throughout and they made me aware of changes in the market i didn't know about. Would happily...
Matt and Wendy worked tirelessly and creatively to reach a great mortgage outcome for me in what was a less than straightforward journey. The commitment and advocacy was fist class and communication, always excellent. Matt really earned his broker...
I'm very happy with the services UK Moneyman have been providing during my buying process so far. I'm a first-time buyer so it was very important to me to have a mortgage broker who could answer all my questions in a timely and professional manner....
Great team who works to get you exactly what you need, they made the whole process smooth and painless, so I would highly recommend them.
I honestly couldn't have asked for a better service with UK Moneyman! I have been working with Charlie and Wendy! They have been SO helpful throughout the whole process and so supportive, never a hassle for them when I've been bombarding them with...