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Moving Home in Eastbourne

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Taking the Stress Out of Moving Home in Eastbourne

When it comes to moving home in Eastbourne, the entire process involves not only purchasing a new property but also selling your current one. As a mortgage broker in Eastbourne, our primary goal is to take all of the stress away from moving home, offering you a smoother and hassle-free experience.

Securing a mortgage for your new property and managing your existing mortgage arrangements can be overwhelming. Our team of mortgage advisors in Eastbourne are here to streamline this process for you by sourcing the most suitable mortgage product that not only aligns with your financial status but also saves you valuable time and money.

Simply schedule your free mortgage appointment through our convenient online booking system to kickstart your journey to a stress-free move.

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Can I port my mortgage when moving home in Eastbourne?

Porting your mortgage when moving home in Eastbourne can be a convenient option for some homeowners. By transferring your existing mortgage to your new property, you may be able to avoid early repayment charges and maintain your current interest rate.

However, if porting is not possible, our team of mortgage experts in Eastbourne is here to assist you in finding the right mortgage deal for your new home. With access to a wide range of moving home mortgages in Eastbourne, including options from high street banks to specialist lenders, we can help you navigate the process and secure a competitive deal.

Contact our mortgage advisors in Eastbourne today to explore your options and determine whether porting or switching to a new lender is the best choice for your individual circumstances.

Get Your Agreement in Principle in Eastbourne

When planning a move to Eastbourne, it’s crucial to obtain an Agreement in Principle (AIP) before initiating property viewings. This preliminary document from a mortgage provider grants you pre-approval for a mortgage and might assist in negotiating prices.

As a mortgage broker in Eastbourne, we can arrange your agreement in principle within 24 hours! Reach out to our team, and we’ll take care of everything for you.

Our goal is to streamline the mortgage process, making it stress-free for our clients. Reach out to us today to kickstart your journey of moving home in Eastbourne.

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Common Moving Home FAQs in Eastbourne

What are the costs of moving home in Eastbourne?

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Thinking about moving home in Eastbourne? It’s essential to consider all the associated costs to avoid any surprises along the way. Unlike your initial property purchase, relocating may come with additional expenses to bear in mind.

Aside from the new property’s cost, remember that you’ll also be selling your current home, which incurs its own set of charges. Moving home in Eastbourne to a larger property could mean higher mortgage payments, and don’t forget about potential stamp duty taxes.

The standard fees for legal matters, property surveys, and broker services will still be applicable. While these costs should be similar to your first home purchase, it’s crucial to account for any fluctuations.

Curious about the breakdown of moving home expenses in Eastbourne? Feel free to reach out to out mortgage advisors in Eastbourne for thorough insights and guidance.

What happens if you buy a house and want to move house in Eastbourne?

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If you have recently moved house in Eastbourne and are considering another move, you might encounter an early repayment charge (ERC) if you are still within the fixed period of your mortgage.

The ERC fees can vary, so it’s essential to weigh your options. In some cases, it could be beneficial to transfer your existing mortgage to your new property. However, if porting is not feasible, you may need to settle the ERC and opt for a new mortgage deal on the property you intend to purchase.

But fret not, our experienced mortgage advisors in Eastbourne are here to guide you through the process of securing a mortgage for your new home. As a mortgage broker in Eastbourne with over two decades of assisting clients in the housing market, we have the expertise to navigate through the complexities and find the best solution for you.

Can you pay a mortgage off early in Eastbourne?

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Being a mortgage broker in Eastbourne, we acknowledge the variety of policies lenders have regarding early mortgage repayment. Some may restrict early payment, others might impose an early repayment charge (ERC).

Nonetheless, if you are keen on benefiting from the present mortgage rates and settling your mortgage faster, we are here to assist you in finding a new mortgage product.

With our wide array of lenders and access to special offers, we ensure a seamless and stress-free mortgage experience for individuals moving home in Eastbourne.

Can I move my current mortgage to a new house in Eastbourne?

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Planning a move to Eastbourne? It’s crucial to understand that each lender in Eastbourne has its own criteria, and not all of them offer porting options for your current mortgage. If you’re unable to port your mortgage to your new home in Eastbourne, securing a new mortgage will be necessary.

As your mortgage broker in Eastbourne, we possess the expertise and resources to guide you through this transition and help you find the ideal mortgage for your new home.

Seeking mortgage advice in Eastbourne on moving home mortgages is highly recommended to gain insights into the process, your borrowing potential, estimated monthly repayments, and whether porting your mortgage is feasible.

Reasons to Choose Us in Eastbourne

Availability 7 days a week

As a mortgage broker in Eastbourne, we understand the importance of flexibility when it comes to finding the right mortgage.

Our dedicated team of advisors is always on hand to assist you 7 days a week, ensuring that you can reach out at your convenience.

Free moving home mortgage appointment

If you are planning moving home in Eastbourne, why not chat with one of our mortgage advisors for free?

Book a free callback or appointment online today. Make the most of expert advice to secure the right mortgage for your new home in Eastbourne.

5-star service

Having assisted many different types of customers in Eastbourne with their home moves, we are excited about the opportunity to help you too!

Our team of experts is dedicated to finding the best mortgage deal that suits your needs and ensures a smooth transition to your new home.

Open and honest mortgage advice in Eastbourne

Rest assured, we will only recommend a mortgage product that fits your personal and financial situation.

We will never put you forward for a mortgage deal that will not benefit you or where you will be declined.

Protecting you and your family

Our team not only assists you in finding the best mortgage deal but also advises you on suitable insurance options to protect you and your family.

It is crucial to consider insurance solutions to ensure the mortgage payments can still be met even when you are ill, off work or you have passed away.

We search 1000s of mortgage options

Once we've analysed your unique circumstances and financial standing, our goal is to secure a mortgage product that fits your situation.

We will take a look at high street and specialist products to determine what mortgage fits you.

20+ years experience

Moving home can be a significant milestone, and we are here to guide you through the mortgage process.

Get in touch with us today and let us help you secure the right mortgage for your Eastbourne move.

By your side through the whole journey

Throughout the entire process of securing a mortgage for your new home in Eastbourne, your dedicated mortgage advisor will stand by your side, ready to address any queries you may have and offer valuable support and direction.

We can't wait to hear from you!

Our Customers Love Us

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Moving Home Mortgage Scenarios in Eastbourne

I have bad credit, can I still move home in Eastbourne?

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Moving home in Eastbourne with a poor credit score can present some obstacles, but it’s definitely not impossible.

Securing a mortgage in such circumstances can be tricky, as many high street lenders are wary of the associated risks. Nevertheless, there are still avenues to explore to make your Eastbourne moving dream a reality.

For individuals facing credit challenges, you may find more options with a specialist mortgage lender. These lenders are more open to considering applications from people with bad credit and have mortgage products that cater to different bad credit mortgage scenarios.

Being a mortgage broker in Eastbourne, we have access to a wide range of tailored mortgage products designed specifically for individuals with credit issues. Our expertise lies in finding the ideal mortgage solution that fits your unique financial circumstances.

I need to work out how much I can borrow, can we help?

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When considering moving home in Eastbourne, understanding your borrowing capacity is a vital aspect, and we are here to be your guiding hand throughout the process.

Numerous elements come into play when determining the amount you can borrow, such as your earnings, outgoings, credit rating, and the type of mortgage selected.

Our proficient mortgage advisors in Eastbourne are on standby to offer tailored support. They will conduct a thorough analysis of your financial circumstances to establish affordability uniquely for you. Taking into account your income, outstanding liabilities, and credit report, they can provide a realistic borrowing limit.

For a quick estimation, check out our free mortgage calculators on our website. However, please bear in mind that this is just an approximation, and speaking with our experts is essential for accurate figures.

What should I consider when downsizing to a smaller home in Eastbourne?

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When considering moving to a smaller home in Eastbourne, the first step should be to assess your unique requirements and lifestyle preferences. Consider the number of bedrooms, layout, and essential amenities that matter to you. Moving to a smaller home might mean sacrificing some space, so it’s vital to ensure that the new property still meets your comfort and practicality needs.

Financial planning is another crucial aspect to think about when moving to a smaller home in Eastbourne. Downsizing can bring about substantial savings, not just in the home’s cost but also in reduced utility bills, maintenance expenses, and council tax fees.

Nevertheless, it’s crucial to factor in all possible expenditures, including relocation costs, potential home modifications, and any new furniture or storage solutions required.

Can I remortgage when moving home in Eastbourne?

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Yes, you can remortgage when moving home in Eastbourne.

Opting for a remortgage when relocating involves settling your existing mortgage and replacing it with a new one, often to improve terms or access equity.

If you’re gearing up for a move in Eastbourne, remortgaging could be a savvy strategy to fund your new property acquisition. This avenue can enable you to secure a more favorable interest rate, alter the loan duration, or transition to a different mortgage type that aligns better with your current financial status.

When contemplating remortgaging when moving home in Eastbourne, it’s crucial to assess your current mortgage terms and potential early repayment penalties. Weighing these expenses against the advantages of a fresh mortgage deal is vital.

Speaking with a mortgage advisor in Eastbourne can offer insights on whether remortgaging represents the optimum choice for your individual situation.

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