When you are looking at moving home in Norwich, we would always advise that you look at getting an Agreement in Principle as quickly as you can. Having this with you will be helpful in knowing the exact amount you will be able to borrow along with the cost of your monthly payments. As well as this, it will increase your chances of being successful at formal application.
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An Agreement in Principle will usually last around 90 days, however, it is quite simple for our team to get these refreshed if you don't find a property in time. In the case that you are locked into a fixed rate mortgage, our team get in contact with your current mortgage lender to look at 'porting' your current mortgage to your new home, avoiding any early repayment penalties. Having a trusted mortgage broker in Norwich can help with reducing any stress levels and give you the time to focus on the move itself.
Apply NowCan I move my current mortgage to a new house in Norwich?
You will find that many mortgages are 'portable'. Because of this, you do have the choice to transfer your current mortgage to a new property in Norwich. By doing this, you will technically be reapplying for that deal. With this in mind, you may not qualify if your circumstances have changed so you will need to go through the credit checks again.
What are the costs when moving home in Norwich?
This is a point you will need to take into account more than you would as a first time buyer. You need to factor in costs that will cover estate agent fees, property survey fees, mortgage arrangement fees, solicitor's fees, removal fees and mortgage broker fees.
What happens if you buy a house and want to move house in Norwich?
In this case, your legal representative will need to pay off your current mortgage in full with the process of the house sale. Then you have two options, you can begin a new mortgage in Norwich for a new property purchase or you can port it if the lender agrees to it.
Can you pay a mortgage off early in Norwich?
Depending on if your lender allows you to, you do have the option to pay off your mortgage in Norwich in full whenever. You do need to keep in mind that this could come with early repayment charges. Many mortgage lenders will allow annual overpayments of 10% of your mortgage balance per year if you are in your introductory, discount or fixed mortgage period. For those who are on a standard variable rate, there may be the choice to pay more than this amount.
Moving home in Norwich can make your life hectic which is why we are available around the clock so you can get in touch at a time that works for you.
We provide all our customers with a free mortgage appointment that has no upfront fees. You pay us upon mortgage success in Norwich.
As part of our personal service, we provide you with dedicated experts including a mortgage advisor in Norwich to keep you up to date.
We understand that the moving home journey can be stressful. Our team will provide you with the support to obtain your first mortgage in Norwich.
We'll recommend appropriate insurance products, ensuring you can stay at home in Norwich, should you become seriously ill or unable to work.
As a mortgage broker in Norwich, we can find the cheapest deal for you, saving both your time and your money.
Our experience has allowed us to deal with a variety of cases, therefore, it's very likely that your dedicated mortgage advisor in Norwich has experienced this and knows the best solution.
When a customer contacts us for mortgage advice in Norwich, our team will help them overcome any mortgage hurdles like property survey and valuation problems.
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Hasan
excellent service
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My initial interaction with Faye from UK money man has been really personable and I felt like she understood my needs very well. I’m hoping they can help deliver what I need and I didn’t feel any pressure to have to go further with my...
Rodrigo
UK Moneyman have been super helpful and reliable. Have always been able to count on them getting back to us quickly and made us feel comfortable checking anything out we were not really sure about. They made the whole process as easy and hassle free...
Steph
The team were fantastic, in finding the product for me. Jo also walked me through what to expect when purchasing your first home I.e. time frames, and answer my many questions. Also their after care has been great, checking in on how the purchase is...
Luke
Myself and partner used UK Moneyman for our first time buyer mortgage. We’ve had round the clock care well above the norm. Multiple routes forward regarding which mortgage to go for with lots of information to help prepare us through the...
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I cannot thank the UK Moneyman service enough. Securing a mortgage meant more than just that to me, it was – is - a life chance. However, because of my credit history, I didn’t think that it could be done. Right from the start of the...
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Leo and Kayleigh have been great from the first phone call that I made to them. They have both helped us each step of the way and it has been a great comfort to my wife and me that everything had been taken care of by them both. We will definitely...
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Ryan and Kayleigh were incredibly helpful and always available to answer our questions whenever we needed - and we had a lot of them as we are first time buyers who didn't have a clue about any of the process to begin with! They secured our...
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UK money man where so helpful. Chloe and Joe was amazing with us. Stayed in contact with us giving advice and updates, so glad we chose UK money man! Thanks for all your help.
Anonymous
Amazing, when ne and my partner first looked into buying a house, we had no idea about how to get a mortgage or anything. Moneymen were extremely helpful all the way through and sorted everything smoothly and efficiently! Very happy, will use again...
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We’re so glad that we decided to use UKM to help us through the process of buying our first home, they took most of the stress off our shoulders and we’re always there to answer any queries. Would definitely recommend them to anyone...
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I found Dinah at Harrogate Moneyman to be extremely supportive. She listened carefully to our needs, proposed solutions and followed up closely. A great service - I’d recommend Harrogate Moneyman to anyone looking for mortgage options.
Shadi
Absolutely fantastic from the start of the process. Everything was explained really clearly and I feel that the advice given to me throughout was done so with my best interests at heart. Would recommend to anyone looking into getting a mortgage.
Johanan
I used UK moneyman after using many other brokers. Tom Dent and Meghan Robinson fought for my case and was able to land me the mortgage offer I needed. In such a sellers market, having a great team around you makes such a difference. I will...
Axel
Mizna has been amazing and helped us to get a better mortgage protection for a cheaper price than what we previously had. Would definitely recommend!
Nadia
excellent as always and very efficient. used them for my first-time mortgage and also my remortgage now
Christopher
Excellent service from Mizna. Went the extra mile to get me the best deal. Will definitely use again.
Carlos
Mizna Coates helped me reviewing a critical illness protection plan I have. Her advice helped me to take an informed decision. I feel her advice was honest and thorough, keeping my best interest as a priority and not just trying to sell me a...
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For me, UK Moneyman is very experienced, very professional, Great advisor, very friendly and respectful. They always get you prompt response. I was so comfortable with them during the whole process. I strongly recommend them. Special thanks to all...
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MoneyMan have been nothing but helpful with my mortgage enquiries. Quick to respond and found me an excellent rate I wouldn't have found without them. Highly reccomend.
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
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UK Moneyman Limited is Registered in England, No. 6789312
Registered Address: 10 Consort Court, Hull, HU9 1PU.
Authorised and Regulated by the Financial Conduct Authority.
We are entered on the Financial Services Register No. 627742 at www.register.fca.org.uk
