With a remortgage, you will be able to take out a new mortgage with a new lender, on the same property.
Most homeowners will review their options in a few years in order to see whether they are on the best deal for their situation.
If you are interested in raising capital in order to fund any home improvements for a new kitchen, home extension, loft conversion or for consolidating debts.
Before securing any debt against your home or seeking specialist mortgage advice in Kent, we do strongly advise you to get in touch with a mortgage broker in Kent.
We do find that some buy to let landlords decide to remortgage a buy to let property to raise capital which can be a brilliant way to fund any future home improvements. Along with this, you can use the equity as a way for a deposit for any additional property to grow their portfolio.
Get StartedWe do recommend that you make sure you give yourself lots of time to explore your remortgage routes and get your new mortgage deal processed. This is usually 6 months prior to your fixed-rate ending.
Due to this, we do encourage people who are looking to remortgage to start sooner rather than later. By doing this, you are reducing the risk of being placed onto your lender’s standard variable rate. This is an interest that is managed by your lender and could see your mortgage payments increasing.
All our new/existing customers are offered a free remortgage review in Kent. We have a knowledgeable team of mortgage advisors in Kent who are available 7 days a week from early until late to answer any of your mortgage questions. This is all part of our flexible service!
Our team will search 1000’s of remortgage products in order to find you the best remortgage deal that fits within your needs. We work hard in making the process fast and more straightforward than the first time you took out a mortgage.
As mentioned before, there is a plethora of reasons why you should look into your remortgage options. You may release equity from your home in order to raise funds towards any home improvements or remortgage to consolidate debts. We do recommend you speak to a mortgage advisor in Kent prior to carrying out debt consolidation.
Other options that are available that many people will choose to remortgage in Kent so they can access better interest rates and save money.
As a mortgage broker in Kent, we strongly recommend that you look at remortgaging 3 to 6 months prior your deal coming to an end.
At this time, you will have enough time to approach a broker for remortgage advice in Kent and speak to a mortgage advisor in Kent to get the new mortgage sorted and ready to start just as your previous deal comes to its end.
Yes, many homeowners could have the opportunity to remortgage to release equity in order to pay off any unsecured debts.
In the case that you don’t have an adequate amount of equity in your home, you may be able to remortgage for a better rate. This can be helpful as you may find you save up some extra money each month which, in turn, helps towards paying off your debts.
This is possible. Through our experience, we have dealt with enquiries from buy to let landlords who are looking to remortgage a property from their portfolio and have helped many landlords with their remortgages.
If you are looking for more information regarding buy to let remortgage, check out our service page. Furthermore, you can get in touch with one of our mortgage advisors in Kent who will be able to assist you with your options.
When it comes to the number of times you can remortgage your home in Kent, there is no limit. It can be common for many homeowners in England and Wales to take out a remortgage in Kent a couple of times in their life.
If you are exploring this option and are currently tied to an existing deal with your current lender, you will need to factor in paying an early repayment charge for settling early. This is a situation we will talk about with you.
As an expert mortgage broker in Kent, we offer all our customers a free remortgage review. One of our brilliant mortgage advisors in Kent can help you with equity release through a remortgage or find yourself the most appropriate deal for your situation.
For over 20 years, we have helped many customers with mortgage advice in Kent. Our team have access to a large panel of lenders meaning we can search through 1000’s of remortgage products with the goal to find you the best deal for you!
Working from early until late, our team of mortgage advisors in Kent will be available to answer any of your questions!
Our free remortgage review means we don't ask for payments until mortgage success in Kent!
Whether you speak with a mortgage administrator or mortgage advisor in Kent, you are always kept updated throughout your remortgage journey while keeping technical jargon to a minimum.
For an expert, personalised and helpful service, get in touch with us today. As a mortgage broker in Kent, our goal is to find you the best remortgage deal that is fitting for your personal and financial situation.
Our team will recommend the most suitable insurance product so you are protected in case you become seriously ill or unable to work.
As a mortgage broker in Kent, we strive to find you the best deal that is perfect for you whilst saving you time and money.
Throughout the full mortgage journey, we will not only provide you with expert remortgage advice in Kent, but we will support you in overcoming any remortgage hurdles you may encounter.
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